It can be rather daunting to start to learn about personal finance. Where do you even begin? What's the most important, and how do you do it all if you don't have much money? This post is designed to give…
Tag: debt free
What would it mean to you if you were debt free? Can you imagine the relief?
Many people don’t feel that it’s possible to be debt free, or that it’s even something worth striving for. But, it really is possible and when going through these posts you will find some personal stories from readers who have managed to turn their finances around.
One post in particular is worth reading. It’s about Tumi (not her real name) and how she paid off almost R172k in consumer debt! It sounds crazy, but it’s the reality.
There are also posts on how to start the journey to become debt free. This is by no means easy and there is no quick fix. But, following some basic principles and focussing on your finances, it absolutely is possible.
If you have debt and are serious about paying it off, take the time to read these posts and really look for insights that can be applied to your own situation.
Personal finance for beginners
Been a Late Starter I've really had to learn about personal finance for beginners. This is me. Learning the basics, undoing the bad habits and striving for better financial control! This is the last post in my series on being…
What is debt review?
Got debt? You're certainly not alone! Many South Africans are faced with huge debt problems, especially now since the lockdown. One of the possible solutions to help you would be to go under debt review. But what is debt review…
Manage finances as a couple
It can be tricky to manage finances as a couple. Check out this interview with Kaelo about he and his new wife manage their finances together. Great tips!
Financial goals for 2020
Financial Goals for 2020 First published in City Press The start of a new year, and in fact a new decade, is a great opportunity to reflect on life. Your successes, life events, family and work situation. It’s also good…
The back-to-front money cycle
We’re all accustomed to spending money that we don’t actually have; buying something now and paying for it later. Think about your money with the analogy of a water tank; water comes in at the top and drains out the…
What’s your Net Worth?
What's your net worth? Knowing your net worth can be both exciting and scary. Exciting if you're doing well and your finances are looking good, but scary if not. Either way though it's good to know what your current situation…
Avoid the Dezemba debt traps
It's the festive season and a time to be jolly. Some people however take it a little far and the money certainly flows. Instead of racking up the bills this December, read on to see how to avoid the Dezemba…
Help! Where’s my money gone?
Where's my money gone? Ever feel overwhelmed by money stresses and that feeling of despair when you realise that you don’t have enough money left?
Why do people get into debt?
Ever wonder why people get into debt? I mean, we all know that debt is bad. But let's be honest now, the "debt system" is built in such a way that we're encouraged (forced?) to get into debt in order…
The power of saying no
Many people seem afraid to say "No" to anything or anyone. As though saying no to an invite will end the friendship or offend someone so badly that they never speak to you again. For this post though I'm specifically…
How to make a financial plan
Most people think of a budget as restrictive whereas it really is just a plan for your money to enable you to manage it better.