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Take charge of your money

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Tag: debt free

What would it mean to you if you were debt free? Can you imagine the relief?

Many people don’t feel that it’s possible to be debt free, or that it’s even something worth striving for. But, it really is possible and when going through these posts you will find some personal stories from readers who have managed to turn their finances around.

One post in particular is worth reading. It’s about Tumi (not her real name) and how she paid off almost R172k in consumer debt! It sounds crazy, but it’s the reality.

There are also posts on how to start the journey to become debt free. This is by no means easy and there is no quick fix. But, following some basic principles and focussing on your finances, it absolutely is possible.

If you have debt and are serious about paying it off, take the time to read these posts and really look for insights that can be applied to your own situation.

Learn about personal finance

Learn about personal finance

by BrendanJanuary 23, 2021January 23, 2021Leave a comment

It can be rather daunting to start to learn about personal finance. Where do you even begin? What's the most important, and how do you do it all if you don't have much money? This post is designed to give…

Read More Learn about personal finance

Financial Health debt free, featured, insurance, invest, learn
Personal finance for beginners

Personal finance for beginners

by Journey ManNovember 20, 2020February 25, 20212 Comments

Been a Late Starter I've really had to learn about personal finance for beginners. This is me. Learning the basics, undoing the bad habits and striving for better financial control! This is the last post in my series on being…

Read More Personal finance for beginners

Financial Habits, Late Starter debt free, take charge
What is debt review?

What is debt review?

by BrendanOctober 5, 2020February 21, 2021Leave a comment

Got debt? You're certainly not alone! Many South Africans are faced with huge debt problems, especially now since the lockdown. One of the possible solutions to help you would be to go under debt review. But what is debt review…

Read More What is debt review?

Pay off debt Budget, debt free
Managing finances as a couple

Manage finances as a couple

by BrendanFebruary 13, 2020February 11, 2020Leave a comment

It can be tricky to manage finances as a couple. Check out this interview with Kaelo about he and his new wife manage their finances together. Great tips!

Budgeting, Financial Habits couple, debt free
Achieve your financial goals

Financial goals for 2020

by BrendanFebruary 8, 2020February 8, 20201 Comment

Financial Goals for 2020 First published in City Press The start of a new year, and in fact a new decade, is a great opportunity to reflect on life. Your successes, life events, family and work situation. It’s also good…

Read More Financial goals for 2020

Financial Habits debt free, Goals
The back-to-front money cycle

The back-to-front money cycle

by BrendanSeptember 3, 2019February 24, 2020Leave a comment

We’re all accustomed to spending money that we don’t actually have; buying something now and paying for it later. Think about your money with the analogy of a water tank; water comes in at the top and drains out the…

Read More The back-to-front money cycle

Financial Habits cashflow, debt free
Whats your net worth

What’s your Net Worth?

by BrendanFebruary 2, 2019February 9, 20212 Comments

What's your net worth? Knowing your net worth can be both exciting and scary. Exciting if you're doing well and your finances are looking good, but scary if not. Either way though it's good to know what your current situation…

Read More What’s your Net Worth?

Financial Freedom assets, calculate, debt free, invest
Avoid Dezemba debt

Avoid the Dezemba debt traps

by BrendanDecember 4, 2018February 5, 2021Leave a comment

It's the festive season and a time to be jolly. Some people however take it a little far and the money certainly flows. Instead of racking up the bills this December, read on to see how to avoid the Dezemba…

Read More Avoid the Dezemba debt traps

Budgeting, Financial Habits Christmas, debt free, December, spending plan
Help! Where's my money gone?

Help! Where’s my money gone?

by BrendanSeptember 15, 2018January 12, 20211 Comment

Where's my money gone? Ever feel overwhelmed by money stresses and that feeling of despair when you realise that you don’t have enough money left?

Financial Health, Save Money checklist, debt free, download, expenses, podcast
Why do people get into debt

Why do people get into debt?

by BrendanAugust 30, 2018January 22, 20215 Comments

Ever wonder why people get into debt? I mean, we all know that debt is bad. But let's be honest now, the "debt system" is built in such a way that we're encouraged (forced?) to get into debt in order…

Read More Why do people get into debt?

Financial Freedom debt free, home loan, interest
The power of saying no

The power of saying no

by BrendanJuly 2, 2018December 3, 20202 Comments

Many people seem afraid to say "No" to anything or anyone. As though saying no to an invite will end the friendship or offend someone so badly that they never speak to you again. For this post though I'm specifically…

Read More The power of saying no

Financial Habits, Save Money Budget, debt free, spend, values
Creating a budget is simply a plan for your money

How to make a financial plan

by BrendanJune 4, 2018December 2, 2020Leave a comment

Most people think of a budget as restrictive whereas it really is just a plan for your money to enable you to manage it better.

Budgeting debt free, expenses, Goals, track

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and money matters from South Africa.

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2021 Take charge of your money
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