Credit Cards – the pros and cons

Credit cards are really useful and convenient now days, but it’s so easy to fall into debt and your finances … More

Don’t rely on money you don’t have

It seems weird that anyone would rely on money that they don’t actually have but yet it happens all the … More

“What does that even mean?” you might be wondering. Well, by “survival-mode number” I am referring to how much you need … More

“I save money, but what now?” – That’s pretty much exactly what I was asked today by a friend who … More

In Part 1 we looked at what Cash Flow is, and the golden rule of money; don’t buy stuff if … More

Part 1: The typical money cycle This article is the first in a series relating to my money “cycle” and … More

So just in case you’ve missed what this “savings binge” is all about, have a look at the intro post … More

My partner left this morning on an 11 day trip to visit family in Joburg and Durban and I’ve decided … More

It’s always a good idea to have an Emegency Fund available where you can quickly access money. You never know … More

This site is all about saving, budgeting and in general taking charge of your money. But saving is hard and … More

If you’ve never made a budget before then you should really start with something simple. Not that you ever really … More

It’s hard finding the balance between saving for the future, and living for the now. You don’t want to lose … More