Skip to content
  • Facebook
  • Twitter
  • Instagram
  • YouTube
  • Link Tree
Take charge of your money

Take charge of your money

Budgeting, Saving, Investing, Money Tips

  • Start here
    A collection of the most popular personal finance posts, spreadsheets and downloads.
  • How to get out of debt
    Your 8 step guide to pay off all your debt. Based on my personal experience of dealing with debt.
  • Need a Financial Plan?
    Need help drawing up a real financial plan tailored to your own unique circumstances?
  • Topics
    • Budgeting
    • Crypto
    • Financial Freedom
    • Financial Habits
    • Financial Health
    • Insurance
    • Investing
    • Late Starter
    • Pay off debt
    • Save Money
    • Smart Choices
  • Pay off debt
  • Home loan calculator
  • About
  • Contact
    • Get in touch
    • Weekly tips in your inbox
  • Podcast

Category: Investing

Learn about investing and what to do with your money.

Understand short, medium and long term investments and understand how to read fund fact sheets and what to look out for.

Figure out how to manage your finances yourself and take charge of your situation and your future.

Top 15 Investment Terms

The Top 15 investment terms

by Brendan11 October 202224 November 2022Leave a comment

From ETF to IPO: The 15 investment terms confusing the internet  Supplied by CMC Markets From ‘bear market’ to ‘dead cat bounce’, what do these mind-boggling terms actually mean? As global interest in the stock market continues to grow, with…

Read More The Top 15 investment terms

Investing ETFs, invest
tax write-offs for US expats

Tax Write-Offs for US Expats with Rental Property back home

by Brendan15 March 202215 March 2022Leave a comment

Tax write-offs for US expats, in partnership with TFX. Written by Veronica Rhodes. Many US citizens living abroad keep their rental properties back home and either live off the rental income, or use it to fund investments. There are however a…

Read More Tax Write-Offs for US Expats with Rental Property back home

Investing tax, tax return
Tax-free investment

5 Guidelines to Select the Right Tax-Free Savings Account

by Brendan2 March 20224 March 2022Leave a comment

Opening a tax-free savings account (TFSA) should be the first port of call for any first-time investor, but how do you choose which TFSA is right for you? Wessel Brand, Portfolio Manager at Sygnia Asset Management, has the answer. Supplied…

Read More 5 Guidelines to Select the Right Tax-Free Savings Account

Investing tax
Tax-free investment

3 Reasons A Tax-Free Savings Account Should Be Your First Investment

by Brendan25 February 202226 April 2022Leave a comment

Investing for the first time needn’t be scary or overwhelming, writes Wessel Brand, Portfolio Manager at Sygnia Asset Management, as long as you know the secrets to starting out right. Supplied (not sponsored) content You’ve made it beyond the ‘Salticrax…

Read More 3 Reasons A Tax-Free Savings Account Should Be Your First Investment

Investing tax
Value of ETFs

The Long-Term Value of ETFs

by Brendan2 December 202114 February 20221 Comment

Remember the fable of The Tortoise and the Hare? The one where the arrogant hare thought that he could so easily outrun the tortoise that he decided to have a nap? The slow and steady tortoise just kept going and…

Read More The Long-Term Value of ETFs

Investing index tracking
Universal branch code

Universal branch codes

by Brendan20 October 202130 October 2021Leave a comment

In the past we used to always have to know our individual bank branch code in order to receive payments from people. These days though all banks use a universal branch code which means that we just provide our account…

Read More Universal branch codes

Investing bank
Inflation protection

Inflation protection is all about future consumption

by Brendan31 August 202131 August 20212 Comments

A guest post from Haydn at Perpetual Prudence on how generic inflation protection doesn’t work and shouldn’t be used. What you really need is protection against future consumption. Inflation Most people think about inflation in the wrong way They see…

Read More Inflation protection is all about future consumption

Investing inflation, protect
How to buy ethereum

How to buy ethereum

by Brendan8 August 202129 July 2022Leave a comment

So here I am as a mid 40-year old searching online for how to buy ethereum. But wait, how do I even spell it? It is "etherium" or "ethereum". (Apparently it's the latter, after another quick search. And the abbreviation…

Read More How to buy ethereum

Crypto, Investing ethereum
Investment Fees

Investment fees

by Brendan25 July 202124 November 20221 Comment

Take a closer look at your investment fees. First appeared in City Press It’s always exciting to start a new investment as it gives us that feeling of empowerment and the sense that we’re taking charge of our finances, planning…

Read More Investment fees

Investing cost, fees
What are blended annuities

What are Blended Annuities?

by Brendan16 July 202114 February 2022Leave a comment

Blended annuities – are they ‘just right’ for your retirement? A priority for South Africans approaching retirement should be to secure an income for life that at least covers essential monthly expenses (e.g. housing, food, water and electricity, transport, phone…

Read More What are Blended Annuities?

Investing plan, retirement
US expat tax filing

US expat tax filing

by Brendan15 July 202116 July 2021Leave a comment

US expat tax filing, in partnership with TFX. Written by Veronica Rhodes. South Africa has recently enjoyed a reputation for diversity, prosperity, and stability in the continent. The country is often called the rainbow nation, and its multiethnic society encompasses…

Read More US expat tax filing

Financial Health, Investing tax, tax return
How to choose an annuity

How to choose an annuity

by Brendan15 June 202116 July 20211 Comment

Regulations require you to use at least two-thirds of your Retirement Fund to buy an annuity when you retire. An annuity is a product that provides you with a monthly retirement income or pension. The regulation applies to a Retirement…

Read More How to choose an annuity

Investing plan, retirement

Posts navigation

1 2 … 7 Next

Popular links

Learn about personal finance

How to make a budget

52 week savings plan

How to get out of debt

Financial Health Quiz

Independent Financial Planner

Wheres my money?

Best car insurance

All about crypto

Bank branch codes


Find me on Twitter

My Tweets

Latest Posts

  • 5 Free things to do in Cape Town on your birthday
  • Sort out your short term insurance
  • What to do if your car needs to be towed
  • The Top 15 investment terms
  • How can I save money every month
2k+ readers enjoy weekly money tips. Join in.

Popular this week

  • Capitec account types
  • What is a 32 day notice account?
  • Other Peoples Money
  • 5 Free things to do in Cape Town on your birthday
  • Is 22seven safe to use?

Runner up in the South Africa Blog Awards.

Regularly published in online and in print.

Brands I trust

How I make money

Privacy policy

This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and financial literacy for South Africa.

What are you interested in?

Brands I have worked with

Nedbank Logo Mastercard Logo Liberty Logo African Bank Logo 10x Logo

2023 Take charge of your money
  • Facebook
  • Twitter
  • Instagram
  • YouTube
  • Link Tree
 

Loading Comments...