This post is all about how to make a personal budget. It's not the most exciting topic but I would like to encourage you to stick around because (and this is the most important part of this article), if you don’t…
Category: Budgeting
Budgeting shouldn’t be a scary thing that stops you from enjoying life. Rather think of a budget as a process in which to look at your finances holistically and then make some smart choices with your money.
This is a collection of posts on budgeting which include some personal experiences as well as tips and tricks.
Learn to easily create and manage your budget. It’s really not that hard.
Have you looked at the Budgeting 101 course?
This course includes 3 videos showing how different people manage their budgets and includes a workbook to help you in the process.
Some people think that budgets are only applicable to people who have lots of money. I don’t know where that idea comes from as it’s so far form the truth!
A budget or spending plan is for everyone! Whether you’re a student, living at home, employed, married or single. It doesn’t matter, if you have some money (however much) then you should have a plan!
Remember that no-one cares about what happens to your money as much as you do! If you don’t look after it, no-one else will.
Track your money, or lose it
Irrespective of your financial situation, how you manage and track your money is a whole different story; one which can have a huge effect on your finances
Manage finances as a couple
It can be tricky to manage finances as a couple. Check out this interview with Kaelo about he and his new wife manage their finances together. Great tips!
Spend less than you earn
The ‘not-very-secret’ mathematical formula for creating wealth and achieving the future you’re hoping for is not a complicated one; spend less than you earn
4 Reasons why people hate budgets – and what to do about it
I've been thinking about the new year and what it will bring and as I speak to people I realise that everyone knows that they should have a budget, but they don't. One of those weird things of knowing what…
Read More 4 Reasons why people hate budgets – and what to do about it
#MoneyMonday – Is pet medical aid worth it?
#MoneyMonday with Take Charge of Your Money Short to-the-point money thought every Monday to give you motivation, perspective or action for the week. Get these straight in your inbox. Pet insurance for your dogs & cats Being a pet owner…
How to avoid the traps of Debtcember
Take a listen to the discussion on Cape Talk radio about this topic and post. We ramble on a bit but it was a great chat. It's funny how we've developed new names for the December and January months. You'll…
Using YNAB in South Africa
As I often mention in my posts, it's really important to budget and to track your expenses. In fact it's vital to good financial health! YNAB is a great tool which you can use in South Africa. There are numerous…
Budgeting 101
I'm so excited to eventually be able to write about the Budgeting Course that I've just completed! It's free and available to all! Start the Budgeting Course here. There are 3 videos to watch from 3 completely different people who…
How to survive the increasing fuel price
Wow, the fuel price has surged up in South Africa over the past 5 years and we're currently hitting all time highs that I'm sure you're not ready for! However, it's not just fuel, it's the general cost of living…
My partner won’t budget
Listen to me discuss this post on Cape Talk Radio I'm in a strange position; I blog about managing money, budgeting, saving & investing but yet my partner hates budgets. He's actually a bit scared of budgeting and feels it's…
‘Plan’ is the new ‘Budget’
Most people think of a budget as restrictive whereas it really is just a plan for your money to enable you to manage it better.