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Take charge of your money

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Category: Budgeting

Budgeting shouldn’t be a scary thing that stops you from enjoying life. Rather think of a budget as a process in which to look at your finances holistically and then make some smart choices with your money.

This is a collection of posts on budgeting which include some personal experiences as well as tips and tricks.

Learn to easily create and manage your budget. It’s really not that hard.

Have you looked at the Budgeting 101 course?

This course includes 3 videos showing how different people manage their budgets and includes a workbook to help you in the process.

Some people think that budgets are only applicable to people who have lots of money. I don’t know where that idea comes from as it’s so far form the truth!

A budget or spending plan is for everyone! Whether you’re a student, living at home, employed, married or single. It doesn’t matter, if you have some money (however much) then you should have a plan!

Remember that no-one cares about what happens to your money as much as you do! If you don’t look after it, no-one else will.

2021 budget speech

Highlights from the 2021 budget speech

by BrendanFebruary 25, 2021February 25, 2021Leave a comment

As always, there was much hype and anticipation ahead of Finance Minister Tito Mboweni’s 2021 budget speech. The economic crisis, COVID, rampant corruption, and failing state owned enterprises. What would he do? Where will the money come from? More tax?…

Read More Highlights from the 2021 budget speech

Budgeting budget speech, tax
Is 22seven safe to use

Is 22seven safe to use?

by BrendanFebruary 6, 2021February 12, 2021Leave a comment

As you know, I really advocate to track your expenses! How else do you know where your money is going and how much you have left? 22seven is a great budgeting app that will link to your bank account and…

Read More Is 22seven safe to use?

Budgeting app, security
How to make a personal budget

How to make a personal budget

by BrendanOctober 11, 2020February 6, 2021Leave a comment

This post is all about how to make a personal budget. It's not the most exciting topic but I would like to encourage you to stick around because (and this is the most important part of this article), if you don’t…

Read More How to make a personal budget

Budgeting expenses, keep track, spending plan
Track your money

Track your money, or lose it

by BrendanMarch 7, 2020April 14, 2020Leave a comment

Irrespective of your financial situation, how you manage and track your money is a whole different story; one which can have a huge effect on your finances

Budgeting Habits, track
Managing finances as a couple

Manage finances as a couple

by BrendanFebruary 13, 2020February 11, 2020Leave a comment

It can be tricky to manage finances as a couple. Check out this interview with Kaelo about he and his new wife manage their finances together. Great tips!

Budgeting, Financial Habits couple, debt free
Spend less than you earn

Spend less than you earn

by BrendanFebruary 2, 2020October 3, 2020Leave a comment

The ‘not-very-secret’ mathematical formula for creating wealth and achieving the future you’re hoping for is not a complicated one; spend less than you earn

Budgeting, Financial Habits spending plan, track
Budgeting in South Africa

Why people hate budgeting in South Africa

by BrendanDecember 23, 2018December 2, 20202 Comments

I've been thinking about the new year and what it will bring and as I speak to people I realise that budgeting in South Africa is something that everyone knows that they should do, but they don't. It's one of…

Read More Why people hate budgeting in South Africa

Budgeting app, empower, excel, mindset
Avoid Dezemba debt

Avoid the Dezemba debt traps

by BrendanDecember 4, 2018February 5, 2021Leave a comment

It's the festive season and a time to be jolly. Some people however take it a little far and the money certainly flows. Instead of racking up the bills this December, read on to see how to avoid the Dezemba…

Read More Avoid the Dezemba debt traps

Budgeting, Financial Habits Christmas, debt free, December, spending plan
Using YNAB in South Africa

Using YNAB in South Africa

by BrendanNovember 17, 2018February 1, 20212 Comments

As I often mention in my posts, it's really important to budget and to track your expenses. In fact it's vital to good financial health! YNAB is a great tool which you can use in South Africa. There are numerous…

Read More Using YNAB in South Africa

Budgeting, Financial Habits app, track, YNAB
Free Budgeting 101 course

Budgeting 101

by BrendanOctober 29, 2018February 23, 2021Leave a comment

I'm so excited to eventually be able to write about the Budgeting Course that I've just completed! It's free and available to all! Take a look at Budgeting 101. Start the Budgeting 101 Course here. About the Budgeting 101 course…

Read More Budgeting 101

Budgeting course, interview, learn, spending plan
Increasing fuel price

How to survive the increasing fuel price

by BrendanSeptember 10, 2018January 22, 20212 Comments

Wow, the fuel price has surged in South Africa over the past few years and it seems like we're currently hitting all time highs. However, it's not just fuel, it's the general cost of living with rentals, groceries, clothing and…

Read More How to survive the increasing fuel price

Budgeting expenses, inflation, insurance, petrol cost
Budgeting tips for couples

Budgeting tips for couples

by BrendanJune 11, 2018December 2, 20201 Comment

My partner won't budget and I decided to come up with 6 budgeting tips for couples who may be in a similar predicament.. Listen to me discuss this post on Cape talk radio. I'm in a strange position; I blog…

Read More Budgeting tips for couples

Budgeting podcast, spend, stress, track, transparent

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and money matters from South Africa.

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2021 Take charge of your money
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