There are many Personal Finance terms and this is not really one of them. In fact, I think maybe it's just me who uses this. LOL. Or maybe others call it by different names. But let's take a look at…
Category: Budgeting
Budgeting shouldn’t be a scary thing that stops you from enjoying life. Rather think of a budget as a process in which to look at your finances holistically and then make some smart choices with your money.
This is a collection of posts on budgeting which include some personal experiences as well as tips and tricks.
Learn to easily create and manage your budget. It’s really not that hard.
Have you looked at the Budgeting 101 course?
This course includes 3 videos showing how different people manage their budgets and includes a workbook to help you in the process.
Some people think that budgets are only applicable to people who have lots of money. I don’t know where that idea comes from as it’s so far form the truth!
A budget or spending plan is for everyone! Whether you’re a student, living at home, employed, married or single. It doesn’t matter, if you have some money (however much) then you should have a plan!
Remember that no-one cares about what happens to your money as much as you do! If you don’t look after it, no-one else will.
How to manage your monthly food budget
I really noticed a huge increase in my monthly food budget at the start of lockdown. My partner and I were suddenly spending lots of time at home and not only eating in more often, but with more time to…
Highlights from the 2021 budget speech
As always, there was much hype and anticipation ahead of Finance Minister Tito Mboweni’s 2021 budget speech. The economic crisis, COVID, rampant corruption, and failing state owned enterprises. What would he do? Where will the money come from? More tax?…
Is 22seven safe to use?
As you know, I really advocate to track your expenses! How else do you know where your money is going and how much you have left? 22seven is a great budgeting app that will link to your bank account and…
How to make a personal budget
This post is all about how to make a personal budget. It's not the most exciting topic but I would like to encourage you to stick around because (and this is the most important part of this article), if you don’t…
Track your money, or lose it
Irrespective of your financial situation, how you manage and track your money is a whole different story; one which can have a huge effect on your finances
Manage finances as a couple
It can be tricky to manage finances as a couple. Check out this interview with Kaelo about he and his new wife manage their finances together. Great tips!
Spend less than you earn
The ‘not-very-secret’ mathematical formula for creating wealth and achieving the future you’re hoping for is not a complicated one; spend less than you earn
Why people hate budgeting in South Africa
I've been thinking about the new year and what it will bring and as I speak to people I realise that budgeting in South Africa is something that everyone knows that they should do, but they don't. It's one of…
Avoid the Dezemba debt traps
It's the festive season and a time to be jolly. Some people however take it a little far and the money certainly flows. Instead of racking up the bills this December, read on to see how to avoid the Dezemba…
Using YNAB in South Africa
As I often mention in my posts, it's really important to budget and to track your expenses. In fact it's vital to good financial health! YNAB is a great tool which you can use in South Africa. There are numerous…
Budgeting 101
I'm so excited to eventually be able to write about the Budgeting Course that I've just completed! It's free and available to all! Take a look at Budgeting 101. Start the Budgeting 101 Course here. About the Budgeting 101 course…