I'm looking at buying a new car sometime in the next year or two as mine is over 10 years old and not as comfortable as I'd like. In fact, my partner and I have started doing more road trips…
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A collection of featured content on Take Charge of Your Money blog. The best of personal finance in South Africa.
Basic personal money management. Learn how to budget, save, and invest. Improve your cash flow and pay off debt.
Learn all about personal finance and follow these latest featured posts.
FIRE in South Africa
If you're following any personal finance blogs and accounts, you've probably heard of the FIRE movement. That is, Financially Independent, Retire Early. You have probably wondered whether it's really possible to FIRE in South Africa as the bulk of the…
How to be happy in life
This may not seem like the usual kind of post for a personal finance site. But, being happy in life is probably the most important thing to us all, even if we aren't fully aware of it. All aspects of…
Investment fees
Take a closer look at your investment fees. First appeared in City Press It’s always exciting to start a new investment as it gives us that feeling of empowerment and the sense that we’re taking charge of our finances, planning…
How to run a side hustle
Times are tough and running a side hustle in South Africa is the new "in thing". Everyone is talking about it and many people are trying it. From online gigs, blogs, selling items, etc. Take a look at the advantages…
What is a buffer fund?
There are many Personal Finance terms and this is not really one of them. In fact, I think maybe it's just me who uses this. LOL. Or maybe others call it by different names. But let's take a look at…
Settling your bond early
Many people are trying to settle their home loan early. It's a good strategy and something that I did myself for my primary property (the property that I live in). Let's look how to go about settling your bond early,…
How to manage your monthly food budget
I really noticed a huge increase in my monthly food budget at the start of lockdown. My partner and I were suddenly spending lots of time at home and not only eating in more often, but with more time to…
What is a 32 day notice account?
Do you know what type of bank account is best suited for your current goals and needs? Be it daily transactional needs, business banking, long term savings goals, short term goals, emergency funds, etc. It may seem overwhelming but let's…
How to pay off debt faster
Having debt sucks! The stress of dealing with debt can have an unimaginable toll on our lives. We all want to pay off debt, but the ultimate question is always about how to pay off debt faster. But first, how…
My personal finance spreadsheet
I update my personal finance spreadsheet almost monthly. I was sharing about it on Twitter recently when some users asked for a copy. So here is my personal finance spreadsheet. It's just a template and can be customised to suite…
Is Bitcoin a good investment?
So now here's something that I often get asked by my friends and family. "Is Bitcoin a good investment?" It's hard to give a definitive answer. It's more like a "yes and no" in my mind. It kind of depends…