Investing is an essential part of personal finance management for everyone, and you can start with whatever amount you have. Don't be intimidated and think that investing is only for rich people with millions, or that you need to be…
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How to manage your monthly food budget
I really noticed a huge increase in my monthly food budget at the start of lockdown. My partner and I were suddenly spending lots of time at home and not only eating in more often, but with more time to…
What is a 32 day notice account?
Do you know what type of bank account is best suited for your current goals and needs? Be it daily transactional needs, business banking, long term savings goals, short term goals, emergency funds, etc. It may seem overwhelming but let's…
How to pay off debt faster
Having debt sucks! The stress of dealing with debt can have an unimaginable toll on our lives. We all want to pay off debt, but the ultimate question is always about how to pay off debt faster. But first, how…
My personal finance spreadsheet
I update my personal finance spreadsheet almost monthly. I was sharing about it on Twitter recently when some users asked for a copy. So here is my personal finance spreadsheet. It's just a template and can be customised to suite…
Is Bitcoin a good investment?
So now here's something that I often get asked by my friends and family. "Is Bitcoin a good investment?" It's hard to give a definitive answer. It's more like a "yes and no" in my mind. It kind of depends…
Financially Fat or Fit?
Are you financially fat or are you financially fit? A guest post from a 40-something year old who left his retirement planning for almost-too-late. He’s now looking at his financial fitness and how to move from fat to fit. Not…
What is compounding interest?
The power of compounding interest and its beneficial outcomes for those on the fortunate side of the finance equation is a well-known one. The undesirable side would be the side that pays compound interest on debt such as a house mortgage…