This may not seem like the usual kind of post for a personal finance site. But, being happy in life is probably the most important thing to us all, even if we aren't fully aware of it. All aspects of…
Tag: featured
Investment fees
Take a closer look at your investment fees. First appeared in City Press It’s always exciting to start a new investment as it gives us that feeling of empowerment and the sense that we’re taking charge of our finances, planning…
What are Blended Annuities?
Blended annuities – are they ‘just right’ for your retirement? A priority for South Africans approaching retirement should be to secure an income for life that at least covers essential monthly expenses (e.g. housing, food, water and electricity, transport, phone…
How to run a side hustle
Times are tough and running a side hustle in South Africa is the new "in thing". Everyone is talking about it and many people are trying it. From online gigs, blogs, selling items, etc. Take a look at the advantages…
What is a buffer fund?
There are many Personal Finance terms and this is not really one of them. In fact, I think maybe it's just me who uses this. LOL. Or maybe others call it by different names. But let's take a look at…
Settling your bond early
Many people are trying to settle their home loan early. It's a good strategy and something that I did myself for my primary property (the property that I live in). Let's look how to go about settling your bond early,…
How to manage your monthly food budget
I really noticed a huge increase in my monthly food budget at the start of lockdown. My partner and I were suddenly spending lots of time at home and not only eating in more often, but with more time to…
What is a 32 day notice account?
Do you know what type of bank account is best suited for your current goals and needs? Be it daily transactional needs, business banking, long term savings goals, short term goals, emergency funds, etc. It may seem overwhelming but let's…
How to pay off debt faster
Having debt sucks! The stress of dealing with debt can have an unimaginable toll on our lives. We all want to pay off debt, but the ultimate question is always about how to pay off debt faster. But first, how…
My personal finance spreadsheet
I update my personal finance spreadsheet almost monthly. I was sharing about it on Twitter recently when some users asked for a copy. So here is my personal finance spreadsheet. It's just a template and can be customised to suite…
Is Bitcoin a good investment?
So now here's something that I often get asked by my friends and family. "Is Bitcoin a good investment?" It's hard to give a definitive answer. It's more like a "yes and no" in my mind. It kind of depends…
Financially Fat or Fit?
Are you financially fat or are you financially fit? A guest post from a 40-something year old who left his retirement planning for almost-too-late. He’s now looking at his financial fitness and how to move from fat to fit. Not…