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Tag: cashflow

Taking look at your debt situation

A good reason NOT to pay off your debt

by Brendan23 February 202023 February 20201 Comment

It could be contentious, but it's probably more important to set up an emergency fund than pay off outstanding debt. A reason not to pay off your debt.

Financial Health, Pay off debt cashflow, emergency fund, spending plan
Struggling to make ends meet

Struggling to make ends meet

by Brendan3 September 20196 May 2021Leave a comment

It's a sad reality that many people (most?) are struggling to make ends meet and make it through the month. There are many reasons for this, but one of them is the back-to-front money cycle; we use this months money…

Read More Struggling to make ends meet

Financial Habits cashflow, debt free
How to achieve financial security

How to achieve financial security

by Brendan9 June 20194 March 2021Leave a comment

I'm sure everyone wants financial security; both now and for the future. It's one thing to have a job now and be living it up, but it's impossible to know what the future may bring which makes it even more…

Read More How to achieve financial security

Financial Freedom, Financial Habits cashflow, emergency fund, income, invest, security
My personal inflation rate

My personal inflation rate seems to be going up

by Brendan10 March 201911 February 20213 Comments

I've just come out of my annual performance review and despite being told how well I'm doing at work, I received a really dismal 5% salary increase. I'm being brave sharing this as colleagues may well read it and perhaps…

Read More My personal inflation rate seems to be going up

Financial Health cashflow, inflation
Why spend money you don't have?

Why spend money you don’t have?

by Brendan5 March 201817 October 2020Leave a comment

It seems weird that anyone would spend money that they don't actually have but yet it happens all the time! Have you ever justified buying something by saying "oh well, it's payday next week anyway", or even worse "I'm buying…

Read More Why spend money you don’t have?

Financial Freedom, Financial Habits, Smart Choices cashflow, debt free, plan, shop
Habits to improve your financial health

5 Habits to improve your financial health

by Brendan29 January 20189 October 20203 Comments

Have you ever thought about the state of your finances, and how to improve your financial health? By this I mean the overall state of your finances. How you manage money in your day-to-day life, your financial habits (good or…

Read More 5 Habits to improve your financial health

Financial Habits, Financial Health Budget, cashflow, emergency fund, Focus, knowledge, podcast, track
How to fix cash flow issues

How to fix cash flow issues

by Brendan3 October 201710 September 2021Leave a comment

If you find that you're struggling to survive form paycheck to paycheck, then you may have some cash flow troubles. Let's explore how to fix cash flow issues in 6 steps. They're not all easy, but they can absolutely be…

Read More How to fix cash flow issues

Financial Freedom cashflow, credit card, debt free, plan, shopping
What is cash flow

What is cash flow?

by Brendan28 September 20173 December 20202 Comments

What is cash flow in relation to your personal finances? This is the first of two articles, the next being on how to fix cash flow issues. Take a listen to the Cape Talk Radio interview about this post on…

Read More What is cash flow?

Financial Freedom cashflow, credit card, debt free, plan
Quote for the day

The importance of cashflow

This is a great quote (and one of my favourite money quotes), highlighting the importance of cashflow. The importance of cashflow Never spend money before you have itThomas Jefferson This is one of the most basic tenants of good financial…

Read More The importance of cashflow

by Brendan21 April 20173 November 2020
Financial Habits cashflow, debt free, Quotes, spend

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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