Skip to content
  • Facebook
  • Twitter
  • Instagram
  • YouTube
  • Link Tree
Take charge of your money

Take charge of your money

Budgeting, Saving, Investing, Money Tips

  • Start here
    A collection of the most popular personal finance posts, spreadsheets and downloads.
  • How to get out of debt
    Your 8 step guide to pay off all your debt. Based on my personal experience of dealing with debt.
  • Need a Financial Plan?
    Need help drawing up a real financial plan tailored to your own unique circumstances?
  • Topics
    • Budgeting
    • Crypto
    • Financial Freedom
    • Financial Habits
    • Financial Health
    • Insurance
    • Investing
    • Late Starter
    • Pay off debt
    • Save Money
    • Smart Choices
  • Pay off debt
  • Home loan calculator
  • About
  • Contact
    • Get in touch
    • Weekly tips in your inbox
  • Podcast

Tag: spend

It’s so easy to spend money – especially with plastic which doesn’t quite seem like real money. Now there’s nothing wrong with spending money, the trick however is to track what you spend. That way, you know exactly where your money is going and what it’s doing for you.

Learn the importance of planning your spending (ie a budget) and tracking your expenses. See where you spend your money and make sure that it aligns with your values.

Mindfulness and money

Mindfulness and Money

by Brendan19 May 20192 March 20212 Comments

As we become more aware of the benefits of a mindfulness practice, one should explore the importance of how mindfulness and money relate to each other.

Financial Health contentment, mindfulness, mindset, spend, spending plan
The power of saying no

The power of saying no

by Brendan2 July 201810 June 20212 Comments

Many people seem afraid to say "No" to anything or anyone. As though saying no to an invite will end the friendship or offend someone so badly that they never speak to you again. For this post though I'm specifically…

Read More The power of saying no

Financial Habits, Save Money Budget, debt free, spend, values
Budgeting tips for couples

Budgeting tips for couples

by Brendan11 June 20182 December 20201 Comment

My partner won't budget and I decided to come up with 6 budgeting tips for couples who may be in a similar predicament.. Listen to me discuss this post on Cape talk radio. I'm in a strange position; I blog…

Read More Budgeting tips for couples

Budgeting podcast, spend, stress, track, transparent
Stash it don't flash it

Stash it, don’t flash it

by Brendan7 May 20184 November 20204 Comments

CCID Poster The city of Cape Town Improvement District recently launched a public safety campaign aimed at tourists and safety within the city center. The slogan is "Stash it, don't flash it". I love it though as it is hugely…

Read More Stash it, don’t flash it

Financial Habits, Smart Choices invest, save, spend
Unwind the spiralling debt

Unwind the spiralling debt

by Brendan30 April 20181 April 20212 Comments

Spiralling debt can easily happen as one small thing leads to the next and you slowly but surely get wound up in more and more debt. Enough to eventually pull you down like a whirlpool. I've been thinking about it…

Read More Unwind the spiralling debt

Pay off debt Budget, credit card, Focus, Goals, spend
Beware of lifestyle creep

Beware of Lifestyle Creep

by Brendan16 April 201822 October 20207 Comments

Lifestyle creep is a real thing. It's also called lifestyle inflation and it's something to always consider at the back of your mind. If you're not sure what it is, then read on as this post is definitely for you!…

Read More Beware of Lifestyle Creep

Financial Freedom, Financial Habits credit card, lifestyle, shopping, simplify, spend, waste
Special wedding day

Your special wedding day

by Brendan2 April 201820 October 2020Leave a comment

Getting married is a truly magical experience but wow, it can be expensive, stressful and over the top! There is so much to consider when planning your wedding day. From family and friends, food, venue, weather, and the list goes…

Read More Your special wedding day

Budgeting, Smart Choices celebrate, expenses, keep track, plan, spend, stress, wedding
How to budget for clothes

How to budget for clothing

by Brendan26 March 20188 March 20217 Comments

It's tricky to know how to budget for clothing as you don't necessarily need to buy clothes every month. In fact, depending on your personality and fashion sense you may only be buying clothes every 6 months. (And let's face…

Read More How to budget for clothing

Budgeting cash, keep track, plan, save, shopping, spend
Split bills

Split bills

by Brendan12 May 201717 August 2020Leave a comment

Split bills can be a bit of a touchy subject, especially when it works out completely unfair. I'm talking about when a bunch of friends go out for dinner and some people order the expensive food and drink whilst others…

Read More Split bills

Save Money eating out, spend
Quote for the day

Quote on impressing others

by Brendan9 May 20174 November 2020Leave a comment

I love this quote on impressing others and it's so true. Too many people spend money they don't have to by things they don't need to impress people they don't like How often do you buy things that are in…

Read More Quote on impressing others

Financial Habits, Pay off debt credit card, Quotes, shopping, spend, values
Quote for the day

Save first then spend

by Brendan5 May 201717 August 2020Leave a comment

This is a really great quote on why it's important to save first and then spend what's left. Doing it the other way around seldom works as we're more easily tempted to spend than we are to save. Don't save…

Read More Save first then spend

Budgeting, Financial Habits Goals, plan, Quotes, save, spend
Guilt free spending!

Guilt free spending

by Brendan26 April 20173 November 2020Leave a comment

We've all experienced feeling a little guilty about buying something. That feeling when you're unsure of whether you can actually afford something or not. Wouldn't it be great though if you could go shopping and do some guilt-free spending and feel…

Read More Guilt free spending

Budgeting, Financial Habits cash, plan, shopping, spend, track

Posts navigation

1 2 Next

Popular links

Learn about personal finance

How to make a budget

52 week savings plan

How to get out of debt

Financial Health Quiz

Independent Financial Planner

Wheres my money?

Best car insurance

All about crypto

Bank branch codes


Find me on Twitter

My Tweets

Latest Posts

  • Sort out your short term insurance
  • What to do if your car needs to be towed
  • The Top 15 investment terms
  • How can I save money every month
  • Insurance in your rented home
2k+ readers enjoy weekly money tips. Join in.

Popular this week

  • Capitec account types
  • What is a 32 day notice account?
  • 52 Week Savings Challenge South Africa
  • Choosing the right pet insurance
  • Sort out your short term insurance

Runner up in the South Africa Blog Awards.

Regularly published in online and in print.

Brands I trust

How I make money

Privacy policy

This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and financial literacy for South Africa.

What are you interested in?

Brands I have worked with

Nedbank Logo Mastercard Logo Liberty Logo African Bank Logo 10x Logo

2023 Take charge of your money
  • Facebook
  • Twitter
  • Instagram
  • YouTube
  • Link Tree
 

Loading Comments...