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Calculate your Net Worth
First published in City Press Knowing your net worth (and how to calculate it) can be both exciting and scary. Exciting if you’re doing well and your finances are looking good, but scary if not. Either way though it’s good…
Should you sell a car and share one car as a couple?
Does it make financial sense to sell a car and to share one car as a couple? How would you go about doing the calculations for this?
Are you selling your house at a loss?
You may hear stories from friends about how great the property market is and that you simply cannot loose. But are you selling your house at a loss?
What’s your Net Worth?
Knowing your net worth can be both exciting and scary. Exciting if you're doing well and your finances are looking good, but scary if not. Either way though it's good to know what your current situation is as it's impossible…
What’s your Savings Rate?
I did a little Twitter poll recently and it's interesting to see that many people know what a Savings Rate is, but they don't know their own savings rate. That's a bit like know about healthy eating but not doing…
Is it better to save money or pay off debt?
Is it better to save money or pay off debt? Debt is obviously expensive, but there is a great argument to be had to start an emergency fund
The true cost of the home loan initiation fee
There are so many fees, taxes and costs involved when purchasing a property that it comes as a relief when the bank offers to add the home loan initiation fee on to the loan so that you don't have to…
How to deal with feeling broke?
It's not uncommon to feel broke - I wish I had real statistics on this but I'm sure if you asked around your office or college you'd probably find lots (if not most) people saying that they're broke. Everyone obviously…
Should I sell my car?
My partner and I are in a very fortunate position where we both own a fully paid for car. This is great and super convenient, but does it really make financial sense? I've been thinking about selling one of the…
Credit Cards – the pros and cons
Credit cards are really useful and convenient now days, but it's so easy to fall into debt and your finances can quickly spiral out of control. There are however both pros and cons to using credit cards and we'll explore…
Why I’m paying my home loan off early instead of investing
I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. There are so many things to consider and I sometimes relook at my reasoning to see if it is…
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