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Take charge of your money

Take charge of your money

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Tag: calculate

Use this section of the blog to find posts on how to calculate various financial scenarios. These are generally based on decisions that I have needed to make and show some of my calculations used.

Whether you want to calculate tax, calculate compound interest or compare whether it’s better to buy or rent, you will find the posts here.

You may also be interest to use the Home Loan calculator found here which will detail your monthly payments. It shows the principle and interest amount paid each month.

calculate interest

How to calculate interest on South African loans

by Brendan30 July 202013 August 2020Leave a comment

Sponsored Post When applying for a loan in South Africa or anywhere else in the world, a little understanding of important financial terms goes a long way. Therefore, it's crucial to be familiar with interest rates if you want to…

Read More How to calculate interest on South African loans

Pay off debt calculate, interest, loan
Calculate your net worth

Calculate your Net Worth

by Brendan17 June 20204 September 2020Leave a comment

First published in City Press Knowing your net worth (and how to calculate it) can be both exciting and scary. Exciting if you’re doing well and your finances are looking good, but scary if not. Either way though it’s good…

Read More Calculate your Net Worth

Financial Freedom assets, calculate, track
Ever consider what it takes to become a one-car couple?

Should you sell a car and share one car as a couple?

by Brendan21 December 20193 October 20201 Comment

Does it make financial sense to sell a car and to share one car as a couple? How would you go about doing the calculations for this?

Pay off debt, Save Money calculate, car, real life
Selling your house at a loss

Are you selling your house at a loss?

by Brendan17 August 201929 April 20214 Comments

You may hear stories from friends about how great the property market is and that you simply cannot loose. But are you selling your house at a loss?

Investing calculate, CGT, house, loss, property
Whats your net worth

What’s your Net Worth?

by Brendan2 February 201920 September 20213 Comments

What's your net worth? Knowing your net worth can be both exciting and scary. Exciting if you're doing well and your finances are looking good, but scary if not. Either way though it's good to know what your current situation…

Read More What’s your Net Worth?

Financial Freedom assets, calculate, debt free, invest
What is your savings rate

What is your Savings Rate?

by Brendan19 January 20198 February 2021Leave a comment

I did a little Twitter poll recently and it's interesting to see that many people know what a Savings Rate is, but they don't know their own savings rate. That's a bit like know about healthy eating but not doing…

Read More What is your Savings Rate?

Financial Freedom, Save Money calculate, invest, track
Save money or pay off debt

Is it better to save money or pay off debt?

by Brendan2 January 20191 April 20216 Comments

Is it better to save money or pay off debt? Debt is obviously expensive, but there is a great argument to be had to start an emergency fund

Pay off debt, Save Money calculate, emergency fund, interest, invest
home loan initiation fee

The true cost of the home loan initiation fee

by Brendan21 October 201820 September 20211 Comment

There are so many fees, taxes and costs involved when purchasing a property that it comes as a relief when the bank offers to add the home loan initiation fee on to the loan so that you don't have to…

Read More The true cost of the home loan initiation fee

Pay off debt, Save Money bond, calculate, formula, home loan, interest, mortgage
How to deal with feeling broke

How to deal with feeling broke?

by Brendan28 May 201831 August 20208 Comments

It's not uncommon to feel broke - I wish I had real statistics on this but I'm sure if you asked around your office or college you'd probably find lots (if not most) people saying that they're broke. Everyone obviously…

Read More How to deal with feeling broke?

Financial Health, Pay off debt broke, Budget, calculate, Habits, stress, take charge
Should I sell my car?

Should I sell my car?

by Brendan21 May 201812 November 20203 Comments

My partner and I are in a very fortunate position where we both own a fully paid for car. This is great and super convenient, but does it really make financial sense? I've been thinking about whether I should sell…

Read More Should I sell my car?

Financial Habits, Save Money calculate, car, interest, invest, transport, travel
Credit cards pros and cons

Credit Cards pros and cons

by Brendan23 April 201822 February 202111 Comments

Credit cards are really useful and convenient now days, but it's so easy to fall into debt and your finances can quickly spiral out of control. Let's explore the credit cards pros and cons and see if it's something that…

Read More Credit Cards pros and cons

Financial Habits, Smart Choices calculate, credit card, debt free, emergency fund, interest, shopping
Should I pay my home loan or invest?

Pay home loan or invest?

by Brendan9 April 201826 October 202122 Comments

I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. You know, pay home loan or invest? There are so many things to consider and I sometimes relook at…

Read More Pay home loan or invest?

Investing, Pay off debt, Smart Choices bond, calculate, excel, Goals, home loan, my story, property, save, travel

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