I'm looking at buying a new car sometime in the next year or two as mine is over 10 years old and not as comfortable as I'd like. In fact, my partner and I have started doing more road trips…
Category: Smart Choices
Make better money choices and start thinking about consequences of your actions. We’re faced with money decisions each and every day so best to have a few tricks up your sleeve to help you manage your money better and make smart choices.
Things in the finance world are not necessary binary. It’s often not a choice between an exact right and an exact wrong. Things can work either way and it’s interesting to try to think about circumstances and how one choice could be better than another.
These are my posts on how to make smart choices. How to think about situations differently and try your best to make a better money decision.
Business bank accounts
If you're read my post on how to run a side hustle you'd probably remember that I speak about opening a separate bank account for your business. This is quite easy and affordable if you're operating as a sole proprietor…
Capitec account types
This post is all about Capitec account types. What's on offer and how they work. This is NOT sponsored in any way and there is no hidden agenda here. lol. It's just that I am a Capitec client myself so…
How to run a side hustle
Times are tough and running a side hustle in South Africa is the new "in thing". Everyone is talking about it and many people are trying it. From online gigs, blogs, selling items, etc. Take a look at the advantages…
How to start an online store
Here's how to start an online store based on my recent experience while setting up this one on Take Charge of Your Money blog. The post is a good follow on from my article on how to start blogging in…
How to pay less tax in South Africa
It can be depressing when looking at the amount of tax we pay each month. More so when you consider that any extra money you make, through hard work and dedication, will also be taxed. You're not alone when wondering…
What is a balloon payment
Buying a new car is always exciting, but it sure comes at a high cost! Sometimes more than what we can afford. It's easy to become emotionally attached to the car and do whatever it takes to be able to…
How to choose the best gap cover
So how do you choose the best gap cover? It really depends on your own circumstances but there are some key elements to consider.
Do you need Critical Illness cover?
Critical illness cover is an insurance policy that pays out if you are diagnosed with one of the specific illnesses or conditions on a predetermined list.
You’re more likely to be temporarily out of a salary due to chronic illness or the recovery from a medical procedure. Hence the need for income protection.
Life Insurance – Putting a value on YOU
Your most valuable asset is likely YOU and your ability to provide an income for yourself and your dependents. See how important life insurance really is.
How to manage parents finances
Managing your parents’ finances if they are incapacitated is a tricky subject. Power of attorney works up to a point after which it is no longer valid.