Many people are trying to settle their home loan early. It's a good strategy and something that I did myself for my primary property (the property that I live in). Let's look how to go about settling your bond early,…

Learn how to pay off debt, irrespective of your income.
Debt is something that most people have, but nobody actually wants.
You probably have some debt – and that’s fine. We borrow from our future selves to live the life we want – now, including having a roof over our heads. Sometimes it’s unavoidable although most times it really is.
But, debt is bad – this is fairly obvious.
Debt used for buying a house is generally considered “good debt” but it’s not always the case. It really depends on whether you can afford to pay off your debt and manage it. A lot also depend son your overall finances and your relationship with money.
This is a collection of posts on how to pay off debt, create a budget and spending plan, and manage your finances better. Declare war on debt.
A great post to start with is Tumi’s debt story. See how she recovered from R172k worth of consumer debt!
Be sure to look at my post on How to pay off debt
Many people are trying to settle their home loan early. It's a good strategy and something that I did myself for my primary property (the property that I live in). Let's look how to go about settling your bond early,…
Having debt sucks! The stress of dealing with debt can have an unimaginable toll on our lives. We all want to pay off debt, but the ultimate question is always about how to pay off debt faster. But first, how…
In my war on debt, my credit cards are Public Enemy #1. I’m convinced I should never have had a credit card. As far as I can tell credit card debt is a cancer, robbing us of the future we long…
Got debt? You're certainly not alone! Many South Africans are faced with huge debt problems, especially now since the lockdown. One of the possible solutions to help you would be to go under debt review. But what is debt review…
Lockdown regulations have left many South Africans in financial despair. It's been tough. If you've got debt and feeling the pressure, you're definitely not alone! Let's explore how to deal with lockdown debt. Be kind to yourself Now is the…
Sponsored Post When applying for a loan in South Africa or anywhere else in the world, a little understanding of important financial terms goes a long way. Therefore, it's crucial to be familiar with interest rates if you want to…
Do we have any real financial options or, will the consequences of the financial choices we've already made, lead to an inevitable, bleak financial future? A guest post from a 40-something year old who left his retirement planning for almost-too-late.…
A story from Samantha, a personal finance YouTuber and reader of my blog, on how she paid her car debt. Find her videos here. My name is Samantha and I'm a 34 year old Zimbabwean living in Johannesburg for the…
You probably have some debt – and that’s fine. You do however need a plan to pay off debt and here we offer two strategies to choose from, or use a combo.
It could be contentious, but it's probably more important to set up an emergency fund than pay off outstanding debt. A reason not to pay off your debt.
Does it make financial sense to sell a car and to share one car as a couple? How would you go about doing the calculations for this?
A real story from a reader about his out of control debt - unedited Mine started late 2014 when I just got a permanent job after a successful graduate programme. I decided to buy a car with my first salary,…