Category: Ditch Debt

The true cost of the home loan initiation fee

Listen to the Cape Talk radio interview about this post. There are so many fees, taxes and costs involved when

Credit cards are dangerous things as they make it far too easy to buy stuff that you don’t actually have

In last weeks radio interview discussing my post on how we’re taught that we need debt I was asked right at

It’s not uncommon to feel broke – I wish I had real statistics on this but I’m sure if you

I often refer to debt as a “spiral of debt” because one small thing leads to the next and you

I was wondering today whether my strategy of paying off my home loan early is indeed the best. There are

Owning a place that you can call home is really awesome, but having to pay for it over 20 –

You may be in a situation where you have some spare cash and you’re now wondering whether you should invest

It’s easy to feel pressured to have a savings account or some type of investment. Is it better though to

By “store cards” I mean the type that allow you to buy on credit. They are certainly convenient as they allow

I love this quote and it’s so true. Too many people spend money they don’t have to by things they

Have you ever wondered whether it is worth making extra payments into your home-loan account? And is there a way