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Take charge of your money

Take charge of your money

Budgeting, Saving, Investing, Money Tips

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Category: Financial Habits

It’s amazing how small financial habits can make a huge difference in your finances. Habits such as budgeting, saving, tracking expenses, setting goals, checking prices etc. Small and consistent daily moves will have a great impact!

Financial habits don’t need to be complex, time consuming nor difficult. They really are just small changes to ones’ mindset, being more conscious about spending and knowing your bigger picture plans.

My personal finance spreadsheet

My personal finance spreadsheet

by Brendan18 January 202113 September 2021Leave a comment

I update my personal finance spreadsheet almost monthly. I was sharing about it on Twitter recently when some users asked for a copy. So here is my personal finance spreadsheet. It's just a template and can be customised to suite…

Read More My personal finance spreadsheet

Financial Habits download, featured, Goals, keep track
Money management tips

Money management tips for 2021

by Brendan11 January 202120 September 2021Leave a comment

We've all had a somewhat challenging year and I thought to start the new year with some basic money management tips. Some may be things that you already do, and some hopefully are new to you, or they spark ideas…

Read More Money management tips for 2021

Financial Habits Budget, emergency fund, insurance, plan
Teach your kids about money

Teach your kids about money

by Brendan9 December 20203 November 2022Leave a comment

South Africans are notoriously bad at saving money but wow, we can change that! Why not start to teach your kids about money? Have the conversations that you wish you had around the dinner table. Share feelings and emotions about…

Read More Teach your kids about money

Financial Habits children, values
Personal finance for beginners

Personal finance for beginners

by Journey Man20 November 202025 February 20212 Comments

Been a Late Starter I've really had to learn about personal finance for beginners. This is me. Learning the basics, undoing the bad habits and striving for better financial control! This is the last post in my series on being…

Read More Personal finance for beginners

Financial Habits, Late Starter debt free, take charge
Saving for emergency fund

Saving for emergency fund

by Journey Man19 November 202019 November 20201 Comment

Given the vast amounts of information already out there, you may be asking if we really need another article on saving for an emergency fund. I worked out this week that when life happens, and the nonsense hits that fan,…

Read More Saving for emergency fund

Financial Habits, Late Starter emergency fund
Tracking my expenses

Tracking my expenses

by Journey Man17 November 202017 November 2020Leave a comment

I decided that in order to build (improve, encourage, regain) self-control in terms of my spending habits, I need to work on my discipline. Sounds scary for some reason LOL. I can't believe it, but I have actually started tracking…

Read More Tracking my expenses

Financial Habits, Late Starter expenses, keep track, spending plan
Knowledge vs Doing

Knowing vs Doing

by Journey Man8 November 20208 November 2020Leave a comment

I was listening to someone this week, talking about knowing vs doing. Talking about living life the way we should, and he mentioned ‘Passion’. He said that we need to live our lives purposefully, with passion. I know exactly what…

Read More Knowing vs Doing

Financial Habits, Late Starter Budget, emergency fund
personal finance basics

Personal finance basics

by Brendan27 September 202013 September 20211 Comment

I had a great chat with Terence Tobin recently on personal finance basics. Some of the basic aspects that you can look at right now. Watch the recording and read as I elaborate on the topics discussed. https://youtu.be/IwKnc6JWrKY Have an…

Read More Personal finance basics

Financial Habits Budget, estate planning, insurance
Paying yourself first

How to pay yourself first

by Brendan20 July 202015 August 20201 Comment

Sponsored by Nedbank Paying yourself first is one of the fundamentals of personal finance and something that’s often mentioned or written about. In fact, I recently wrote about what it means to pay yourself first, but as it’s really such…

Read More How to pay yourself first

Financial Habits invest, save
Survival guide to 2020

A survival guide for 2020

by Brendan8 July 20204 September 2020Leave a comment

Sponsored by Nedbank Have you caught yourself trying to scratch your nose whilst wearing a mask? Who would have thought that it could be so tricky? In fact, so much of what we know to be “normal” has changed over…

Read More A survival guide for 2020

Financial Habits cash, invest
Pay yourself first

What does “pay yourself first” even mean?

by Brendan20 June 202014 September 2020Leave a comment

To pay yourself first, simply means to prioritise saving or investing, above all other things. Instead of spending all your money and then seeing that there's nothing left to save, rather save first, and then spend what's left. A typical…

Read More What does “pay yourself first” even mean?

Financial Habits invest, long-term
Personal finance behavior

Personal finance behaviour

by Brendan13 June 20206 January 2022Leave a comment

Behavioural bias; you're only human You would be naïve to think that the daily financial decisions that you make are made in isolation from your emotional ones. We're only human and our personal finance behaviour is often as unpredictable as…

Read More Personal finance behaviour

Financial Habits behaviour, long-term, plan

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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