I update my personal finance spreadsheet almost monthly. I was sharing about it on Twitter recently when some users asked for a copy. So here is my personal finance spreadsheet. It's just a template and can be customised to suite…

It’s amazing how small financial habits can make a huge difference in your finances. Habits such as budgeting, saving, tracking expenses, setting goals, checking prices etc. Small and consistent daily moves will have a great impact!
Financial habits don’t need to be complex, time consuming nor difficult. They really are just small changes to ones’ mindset, being more conscious about spending and knowing your bigger picture plans.
I update my personal finance spreadsheet almost monthly. I was sharing about it on Twitter recently when some users asked for a copy. So here is my personal finance spreadsheet. It's just a template and can be customised to suite…
We've all had a somewhat challenging year and I thought to start the new year with some basic money management tips. Some may be things that you already do, and some hopefully are new to you, or they spark ideas…
South Africans are notoriously bad at saving money but wow, we can change that! Why not start to teach your kids about money? Have the conversations that you wish you had around the dinner table. Share feelings and emotions about…
Been a Late Starter I've really had to learn about personal finance for beginners. This is me. Learning the basics, undoing the bad habits and striving for better financial control! This is the last post in my series on being…
Given the vast amounts of information already out there, you may be asking if we really need another article on saving for an emergency fund. I worked out this week that when life happens, and the nonsense hits that fan,…
I decided that in order to build (improve, encourage, regain) self-control in terms of my spending habits, I need to work on my discipline. Sounds scary for some reason LOL. I can't believe it, but I have actually started tracking…
I was listening to someone this week, talking about knowing vs doing. Talking about living life the way we should, and he mentioned ‘Passion’. He said that we need to live our lives purposefully, with passion. I know exactly what…
I had a great chat with Terence Tobin recently on personal finance basics. Some of the basic aspects that you can look at right now. Watch the recording and read as I elaborate on the topics discussed. https://youtu.be/IwKnc6JWrKY Have an…
Sponsored by Nedbank Paying yourself first is one of the fundamentals of personal finance and something that’s often mentioned or written about. In fact, I recently wrote about what it means to pay yourself first, but as it’s really such…
Sponsored by Nedbank Have you caught yourself trying to scratch your nose whilst wearing a mask? Who would have thought that it could be so tricky? In fact, so much of what we know to be “normal” has changed over…
To pay yourself first, simply means to prioritise saving or investing, above all other things. Instead of spending all your money and then seeing that there's nothing left to save, rather save first, and then spend what's left. A typical…
Behavioural bias; you're only human You would be naïve to think that the daily financial decisions that you make are made in isolation from your emotional ones. We're only human and our personal finance behaviour is often as unpredictable as…