I had a great chat with Terence Tobin recently on personal finance basics. Some of the basic aspects that you can look at right now. Watch the recording and read as I elaborate on the topics discussed. https://youtu.be/IwKnc6JWrKY Have an…
Category: Financial Habits
It’s amazing how small financial habits can make a huge difference in your finances. Habits such as budgeting, saving, tracking expenses, setting goals, checking prices etc. Small and consistent daily moves will have a great impact!
Financial habits don’t need to be complex, time consuming nor difficult. They really are just small changes to ones’ mindset, being more conscious about spending and knowing your bigger picture plans.
How to pay yourself first
Sponsored by Nedbank Paying yourself first is one of the fundamentals of personal finance and something that’s often mentioned or written about. In fact, I recently wrote about what it means to pay yourself first, but as it’s really such…
A survival guide for 2020
Sponsored by Nedbank Have you caught yourself trying to scratch your nose whilst wearing a mask? Who would have thought that it could be so tricky? In fact, so much of what we know to be “normal” has changed over…
What does “pay yourself first” even mean?
To pay yourself first, simply means to prioritise saving or investing, above all other things. Instead of spending all your money and then seeing that there's nothing left to save, rather save first, and then spend what's left. A typical…
Personal finance behaviour
Behavioural bias; you're only human You would be naïve to think that the daily financial decisions that you make are made in isolation from your emotional ones. We're only human and our personal finance behaviour is often as unpredictable as…
Tips to manage your finances during a crisis
There's a lot happening now that is beyond our control and for which we could never really have planned for. It's a challenging time for many and everyone's circumstances are different. How you manage your finances during a crisis like…
How to set finance goals
Hopefully you're convinced of the importance of personal finance goal setting and that you are now eager waiting to hear how to set finance goals. Great! As gangsters in movies say: “If you don’t start nuthin’, there won’t be nuthin’”. Remember…
Benefits of personal finance goals
Let's look at the benefits of personal finance goals and why setting some is an important step in taking control of your personal finances. Chances are that this post will have some things you’ve heard before, some ideas will ring…
Personal Finance DIY
Because nobody cares more about your money than you do When last did you see an advertisement from a financial institution encouraging you to compare the fees charged on their unit trust platform with that of a competitor? Or to…
Manage finances as a couple
It can be tricky to manage finances as a couple. Check out this interview with Kaelo about he and his new wife manage their finances together. Great tips!
Managing finances as a couple
Managing finances as a couple can be tricky and can often lead to conflict. Read Peter & Vanessa's story of how they do it and what works well for them.
Financial goals for 2020
Financial Goals for 2020 First published in City Press The start of a new year, and in fact a new decade, is a great opportunity to reflect on life. Your successes, life events, family and work situation. It’s also good…