It can be rather daunting to start to learn about personal finance. Where do you even begin? What's the most important, and how do you do it all if you don't have much money? This post is designed to give…
Category: Financial Health
Financial health is more than just about how much money you have or what car you drive. It’s far more than that and relates to how prepared you are for emergencies, your retirement savings, investments and overall health of your bank balance.
We’re often afraid to take a real honest look at our financial health and make the necessary changes when we find areas that need improvement.
Looking at your emergency fund, your debt situation and how prepared your are for major catastrophes. These are all part of the financial health plan.
Read these articles for financial health tips and to ensure that you’re good financial health.
I have no self control
Hey fellow traveller, it’s me again, Journey-Man and we need to deal with the tough topic of self-control. Let's just put it out there, I have no self control when it comes to spending. I like to think I have,…
SARS Medical Tax Credits
Claiming for SARS medical expenses may seem complex, but it really isn’t! As long as you have your medical aid certificate (if applicable) and any qualifying medical expenses along with receipts, SARS will do all the medical tax credits calculations for…
Why you need a Will
Sponsored post It's not nice to think about death and no-one wants to start that conversation with a loved one. But why not? Surely you would want the best for your family after you die. Having the conversations, taking the…
Financially Fat or Fit?
Are you financially fat or are you financially fit? A guest post from a 40-something year old who left his retirement planning for almost-too-late. He’s now looking at his financial fitness and how to move from fat to fit. Not…
Your money or your life
Which one is in charge? "Your money or your life?" Which would you choose? "Life", I'm sure most would say. But that's not really how most people live. Once upon a time, economic writers and financial pundits decided to use…
Are financial advisers worth it?
Money is a funny thing. When you don’t have it, you stress about paying bills; when you have it, you worry about losing it. Are financial advisers worth it?
How to find a financial adviser
It's often good to find a financial adviser and get some professional advice. But beware of the salesman and snake-oil merchants though.
Life Insurance – Putting a value on YOU
Your most valuable asset is likely YOU and your ability to provide an income for yourself and your dependents. See how important life insurance really is.
Managing your parents finances
Managing your parents’ finances if they are incapacitated is a tricky subject. Power of attorney works up to a point after which it is no longer valid.
A good reason NOT to pay off your debt
It could be contentious, but it's probably more important to set up an emergency fund than pay off outstanding debt. A reason not to pay off your debt.
Where to save your emergency fund
Consider these fundementals when deciding where to save your emergency fund. Also see some of the misconceptions about using your home loan for this purpose