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Category: Financial Health

Financial health is more than just about how much money you have or what car you drive. It’s far more than that and relates to how prepared you are for emergencies, your retirement savings, investments and overall health of your bank balance.

We’re often afraid to take a real honest look at our financial health and make the necessary changes when we find areas that need improvement.

Looking at your emergency fund, your debt situation and how prepared your are for major catastrophes. These are all part of the financial health plan.

Read these articles for financial health tips and to ensure that you’re good financial health.

Learn about personal finance

Learn about personal finance

by BrendanJanuary 23, 2021January 23, 2021Leave a comment

It can be rather daunting to start to learn about personal finance. Where do you even begin? What's the most important, and how do you do it all if you don't have much money? This post is designed to give…

Read More Learn about personal finance

Financial Health debt free, featured, insurance, invest, learn
I have no self control

I have no self control

by Journey ManNovember 19, 2020November 19, 2020Leave a comment

Hey fellow traveller, it’s me again, Journey-Man and we need to deal with the tough topic of self-control. Let's just put it out there, I have no self control when it comes to spending. I like to think I have,…

Read More I have no self control

Financial Health, Late Starter spending plan, take charge
Medical Tax Credits

SARS Medical Tax Credits

by BrendanAugust 14, 2020January 21, 2021Leave a comment

Claiming for SARS medical expenses may seem complex, but it really isn’t! As long as you have your medical aid certificate (if applicable) and any qualifying medical expenses along with receipts, SARS will do all the medical tax credits calculations for…

Read More SARS Medical Tax Credits

Financial Health medical expenses, tax, tax return
Why you need a Will

Why you need a Will

by BrendanJuly 28, 2020August 13, 20201 Comment

Sponsored post It's not nice to think about death and no-one wants to start that conversation with a loved one. But why not? Surely you would want the best for your family after you die. Having the conversations, taking the…

Read More Why you need a Will

Financial Health estate planning, plan
Financially fit

Financially Fat or Fit?

by BrendanJune 21, 2020October 29, 20203 Comments

Are you financially fat or are you financially fit? A guest post from a 40-something year old who left his retirement planning for almost-too-late. He’s now looking at his financial fitness and how to move from fat to fit. Not…

Read More Financially Fat or Fit?

Financial Health featured, finance diy, Habits, take charge
Your money or your life

Your money or your life

by BrendanApril 18, 2020May 17, 20202 Comments

Which one is in charge? "Your money or your life?" Which would you choose? "Life", I'm sure most would say. But that's not really how most people live. Once upon a time, economic writers and financial pundits decided to use…

Read More Your money or your life

Financial Health real life, relationship
Are financial advisers worth it?

Are financial advisers worth it?

by BrendanApril 4, 2020December 1, 2020Leave a comment

Money is a funny thing. When you don’t have it, you stress about paying bills; when you have it, you worry about losing it. Are financial advisers worth it?

Financial Health adviser
How to find a financial adviser

How to find a financial adviser

by BrendanMarch 29, 2020September 30, 2020Leave a comment

It's often good to find a financial adviser and get some professional advice. But beware of the salesman and snake-oil merchants though.

Financial Health, Insurance adviser
Life insurance, income protection and other insurance

Life Insurance – Putting a value on YOU

by BrendanMarch 11, 2020April 14, 2020Leave a comment

Your most valuable asset is likely YOU and your ability to provide an income for yourself and your dependents. See how important life insurance really is.

Financial Health, Insurance, Smart Choices life cover
Managing your parents finances

Managing your parents finances

by BrendanMarch 6, 2020March 6, 2020Leave a comment

Managing your parents’ finances if they are incapacitated is a tricky subject. Power of attorney works up to a point after which it is no longer valid.

Financial Health, Smart Choices mental illness, parents
Taking look at your debt situation

A good reason NOT to pay off your debt

by BrendanFebruary 23, 2020February 23, 20201 Comment

It could be contentious, but it's probably more important to set up an emergency fund than pay off outstanding debt. A reason not to pay off your debt.

Financial Health, Pay off debt cashflow, emergency fund, spending plan
Protect your emergency fund

Where to save your emergency fund

by BrendanFebruary 22, 2020October 3, 20202 Comments

Consider these fundementals when deciding where to save your emergency fund. Also see some of the misconceptions about using your home loan for this purpose

Financial Health emergency fund, money market, protect, unit trust

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and money matters from South Africa.

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2021 Take charge of your money
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