I'm looking at buying a new car sometime in the next year or two as mine is over 10 years old and not as comfortable as I'd like. In fact, my partner and I have started doing more road trips…

Compound interest is one of the wonders of the world. The investment world that is. However, just as compound interest can be an amazingly positive thing for your savings and investments, it’s the exact opposite for your debt.
Learn about interest – what it is and how it works. Be it in the positive or negative way.
I'm looking at buying a new car sometime in the next year or two as mine is over 10 years old and not as comfortable as I'd like. In fact, my partner and I have started doing more road trips…
Sponsored Post When applying for a loan in South Africa or anywhere else in the world, a little understanding of important financial terms goes a long way. Therefore, it's crucial to be familiar with interest rates if you want to…
The power of compounding interest and its beneficial outcomes for those on the fortunate side of the finance equation is a well-known one. The undesirable side would be the side that pays compound interest on debt such as a house mortgage…
How inflation teams up with time to rob you! What is inflation? We know that moment all too well standing at the pay point, card in hand; the sudden realization that the cost of our groceries has spiraled upwards over…
Car ownership is essential for many South Africans, but even if you don’t absolutely need a car, it sure makes life easier! The convenience of just going to where you need to be can’t be underestimated. But how much car…
A real debt story from a reader which started when she agreed to lend money to friends! Unedited How I got into debt So the year was 2017 (I was 23 years old at the time), in April my 2…
The more traditional banks offer accounts tailored to young people and students. Some require you to be a full-time student, while others simply look at your age as a qualifying criteria. These accounts come with lower monthly fees (some even…
Is it better to save money or pay off debt? Debt is obviously expensive, but there is a great argument to be had to start an emergency fund
There are so many fees, taxes and costs involved when purchasing a property that it comes as a relief when the bank offers to add the home loan initiation fee on to the loan so that you don't have to…
Ever wonder why people get into debt? I mean, we all know that debt is bad. But let's be honest now, the "debt system" is built in such a way that we're encouraged (forced?) to get into debt in order…
My partner and I are in a very fortunate position where we both own a fully paid for car. This is great and super convenient, but does it really make financial sense? I've been thinking about whether I should sell…
Credit cards are really useful and convenient now days, but it's so easy to fall into debt and your finances can quickly spiral out of control. Let's explore the credit cards pros and cons and see if it's something that…