We’ve all had a somewhat challenging year and I thought to start the new year with some basic money management tips. Some may be things that you already do, and some hopefully are new to you, or they spark ideas of what to relook at in your own personal finances.
Retirement is an idea that’s deeply woven into the fabric of our culture. We all have the dream to retire, but, like everything, it didn’t always exist. It’s an interesting concept and one that evolves through each generation. What retirement means to your parents is different to what it should mean now for you. Let’s look at where the concept came from and identify some of the myths about retirement as we adapt to a new era.
Are you one of the many folk who are starting late to save for retirement? Wondering whether you may have left it too late in fact? You’re not alone. I’ve got a story for you…
So what are investment policies? You know, those things that were sold to you about 30 years ago. Or if you’re too young for that, the things that your parents took out when you were small. Probably to save towards…
South Africans are notoriously bad at saving money but wow, we can change that! Why not start to teach your kids about money? Have the conversations that you wish you had around the dinner table. Share feelings and emotions about…
Avoiding the instant gratification trap is one of the most important investment tips for beginners. In fact, more than a tip, it’s a “must-do” in order to get started. For most of us, investing tends to be an enticing idea,…
Been a Late Starter I’ve really had to learn about personal finance for beginners. This is me. Learning the basics, undoing the bad habits and striving for better financial control! This is the last post in my series on being…
Given the vast amounts of information already out there, you may be asking if we really need another article on saving for an emergency fund. I worked out this week that when life happens, and the nonsense hits that fan,…
Hey fellow traveller, it’s me again, Journey-Man and we need to deal with the tough topic of self-control. Let’s just put it out there, I have no self control when it comes to spending. I like to think I have,…
In my war on debt, my credit cards are Public Enemy #1. I’m convinced I should never have had a credit card. As far as I can tell credit card debt is a cancer, robbing us of the future we long…
I decided that in order to build (improve, encourage, regain) self-control in terms of my spending habits, I need to work on my discipline. Sounds scary for some reason LOL. I can’t believe it, but I have actually started tracking…
Hey, it’s me again, the Journey-Man. I spent some time this week looking back and realised that I need to track my progress. I need to make sure that I haven’t forgotten (or ignored) any of the valuable lessons I have learnt.…
I was listening to someone this week, talking about knowing vs doing. Talking about living life the way we should, and he mentioned ‘Passion’. He said that we need to live our lives purposefully, with passion. I know exactly what…
Now that I have come to terms with the reality of having a problem with my finances, I intend to do something about it. This is going to be tough but I need to tackle the challenge. Have no fear…
It’s Journey-Man here again, the late starter! What a strange week this has been. Last week, as a late-starter, I decided to start thinking deeply about my financial life. I want to find out what the outlook is, in terms of…