You probably have some debt – and that’s fine. You do however need a plan to pay off debt and here we offer two strategies to choose from, or use a combo.
Capital Gains Tax for retirees and how it affects them when selling their homes after 30 or 40 years, when the property has greatly increased in value.
You know when you go to buy bread and milk and end up with a bag full of goods for R300? How can you shop wisely and save money?
Money is a funny thing. When you don’t have it, you stress about paying bills; when you have it, you worry about losing it. Are financial advisers worth it?
If you’re wondering how gap cover works, you’re not alone! Medical Aid covers healthcare professions up to a limit, but they charge more. Hence a gap.
Gap cover is the insurance you need for the difference between what the medical aid will pay for a procedure or specialist versus what they actually charge
Critical illness cover is an insurance policy that pays out if you are diagnosed with one of the specific illnesses or conditions on a predetermined list.
You’re more likely to be temporarily out of a salary due to chronic illness or the recovery from a medical procedure. Hence the need for income protection.
Your most valuable asset is likely YOU and your ability to provide an income for yourself and your dependents. See how important life insurance really is.
Irrespective of your financial situation, how you manage and track your money is a whole different story; one which can have a huge effect on your finances
Managing your parents’ finances if they are incapacitated is a tricky subject. Power of attorney works up to a point after which it is no longer valid.
How to calculate the amount of cover you need for household contents. Being under-insured will have an impact on your claim payout.
It could be contentious, but it’s probably more important to set up an emergency fund than pay off outstanding debt. A reason not to pay off your debt.