Remember the fable of The Tortoise and the Hare? The one where the arrogant hare thought that he could so easily outrun the tortoise that he decided to have a nap? The slow and steady tortoise just kept going and ultimately won the race. Such is the value of ETFs
Funeral cover is big business in South Africa! For many, funeral cover is deemed absolutely essential and some folk even take out multiple policies. But do we all need funeral cover? Is there a better way to do things, or at least, is there an alternative? Let’s take a look at all you need to know about funeral cover in South Africa.
If you’re read my post on how to run a side hustle you’d probably remember that I speak about opening a separate bank account for your business. This is quite easy and affordable if you’re operating as a sole proprietor (ie it’s just you and it’s not formally registered). If however you’ve registered your business on the CIPC, you’ll need a “real” business bank account, and that seems quite expensive and rather time-consuming to research. Here’s my findings on business bank accounts in South Africa.
Remember the fable of The Tortoise and the Hare? The one where the arrogant hare thought that he could so easily outrun the tortoise that he decided to have a nap? The slow and steady tortoise just kept going and…
Funeral cover is big business in South Africa! For many, funeral cover is deemed absolutely essential and some folk even take out multiple policies. But do we all need funeral cover? Is there a better way to do things, or…
If you’re read my post on how to run a side hustle you’d probably remember that I speak about opening a separate bank account for your business. This is quite easy and affordable if you’re operating as a sole proprietor…
In the past we used to always have to know our individual bank branch code in order to receive payments from people. These days though all banks use a universal branch code which means that we just provide our account…
Have you ever tried the envelope system for budgeting? It’s such an easy and common-sense way of managing money that you can’t really go wrong. In fact, my Mom still uses the envelope system. After so many years and so…
There’s a lot of talk on social media about side-hustles and especially about making money with affiliate marketing. But what is affiliate marketing and does it really work well in South Africa? Who can do it, and how does it…
Last updated on 21 October 2021 If you’re following any personal finance blogs and accounts, you’ve probably heard of the FIRE movement. That is, Financially Independent, Retire Early. You have probably wondered whether it’s really possible to FIRE in South…
A guest post from Haydn at Perpetual Prudence on how generic inflation protection doesn’t work and shouldn’t be used. What you really need is protection against future consumption. Inflation Most people think about inflation in the wrong way They see…
This post is all about Capitec account types. What’s on offer and how they work. This is NOT sponsored in any way and there is no hidden agenda here. lol. It’s just that I am a Capitec client myself so…
Last updated on 24 November 2021 It might seem strange to be reading about finding the best pet medical aid on a personal finance blog; but have you ever considered the financial stress of a medical emergency for your pet? Even…
Up to now I have only ventured out of my comfort zone and invested in the mainstream cryptocurrencies Bitcoin and Ethereum. I have however noticed that the Luno app also has one called Bitcoin cash, and that got me wondering…
Last updated on 17 September 2021 So here I am as a mid 40-year old searching online for how to buy ethereum. But wait, how do I even spell it? It is “etherium” or “ethereum”. (Apparently it’s the latter, after…
This may not seem like the usual kind of post for a personal finance site. But, being happy in life is probably the most important thing to us all, even if we aren’t fully aware of it. All aspects of…
Take a closer look at your investment fees. First appeared in City Press It’s always exciting to start a new investment as it gives us that feeling of empowerment and the sense that we’re taking charge of our finances, planning…
Blended annuities – are they ‘just right’ for your retirement? A priority for South Africans approaching retirement should be to secure an income for life that at least covers essential monthly expenses (e.g. housing, food, water and electricity, transport, phone…
