This may not seem like the usual kind of post for a personal finance site. But, being happy in life is probably the most important thing to us all, even if we aren’t fully aware of it. All aspects of your life need to align in order to find happiness; including your finances. So then, let’s look at how to be happy in life and how to have happy money. I mean, life is too short to just be slogging away at a boring job and eeking out a living.
It’s always exciting to start a new investment as it gives us that feeling of empowerment and the sense that we’re taking charge of our finances, planning for the future and doing the right thing.
Blended annuities – are they ‘just right’ for your retirement?
A priority for South Africans approaching retirement should be to secure an income for life that at least covers essential monthly expenses (e.g. housing, food, water and electricity, transport, phone etc.). Historically, retirement options were limited to either a life or a living annuity. But the good news is that the retirement landscape has evolved, and choosing an annuity for retirement is no longer an ‘either or’ decision.
This may not seem like the usual kind of post for a personal finance site. But, being happy in life is probably the most important thing to us all, even if we aren’t fully aware of it. All aspects of…
Take a closer look at your investment fees. First appeared in City Press It’s always exciting to start a new investment as it gives us that feeling of empowerment and the sense that we’re taking charge of our finances, planning…
Blended annuities – are they ‘just right’ for your retirement? A priority for South Africans approaching retirement should be to secure an income for life that at least covers essential monthly expenses (e.g. housing, food, water and electricity, transport, phone…
US expat tax filing, in partnership with TFX. Written by Veronica Rhodes. South Africa has recently enjoyed a reputation for diversity, prosperity, and stability in the continent. The country is often called the rainbow nation, and its multiethnic society encompasses…
Times are tough and running a side hustle in South Africa is the new “in thing”. Everyone is talking about it and many people are trying it. From online gigs, blogs, selling items, etc. Take a look at the advantages…
Regulations require you to use at least two-thirds of your Retirement Fund to buy an annuity when you retire. An annuity is a product that provides you with a monthly retirement income or pension. The regulation applies to a Retirement…
Have you ever wondered what happens to a pension when you divorce? As ugly as divorce is, it happens. Many people assume that the money will simply be split “half half”, but that not necessarily the case. It all depends…
Why you need third-party insurance for your car even if you’re driving an old skedonk Supplied by Sumarie Greybe, co-founder at Naked Car insurance can be expensive, so it’s not surprising that up to 70% of the cars on South African…
We all spend a lot of time on social media every day. Probably too much time. But can social media help our finances? Can it actually be a good thing or is it all bad? It doesn’t necessarily need to…
There are many Personal Finance terms and this is not really one of them. In fact, I think maybe it’s just me who uses this. LOL. Or maybe others call it by different names. But let’s take a look at…
Many people are trying to settle their home loan early. It’s a good strategy and something that I did myself for my primary property (the property that I live in). Let’s look how to go about settling your bond early,…
Investing is an essential part of personal finance management for everyone, and you can start with whatever amount you have. Don’t be intimidated and think that investing is only for rich people with millions, or that you need to be…
I really noticed a huge increase in my monthly food budget at the start of lockdown. My partner and I were suddenly spending lots of time at home and not only eating in more often, but with more time to…
Here’s how to start an online store based on my recent experience while setting up this one on Take Charge of Your Money blog. The post is a good follow on from my article on how to start blogging in…
Do you know what type of bank account is best suited for your current goals and needs? Be it daily transactional needs, business banking, long term savings goals, short term goals, emergency funds, etc. It may seem overwhelming but let’s…
