So now here’s something that I often get asked by my friends and family. “Is Bitcoin a good investment?” It’s hard to give a definitive answer. It’s more like a “yes and no” in my mind. It kind of depends…
A look into investment risks and rewards; and how to spot an investment con-artist… You may remember the “theory of efficient markets” from the post on how to work the market. In short, instead of trying to beat the market…
Claiming for SARS medical expenses may seem complex, but it really isn’t! As long as you have your medical aid certificate (if applicable) and any qualifying medical expenses along with receipts, SARS will do all the medical tax credits calculations for…
Being South Africans, the Rand’s performance relative to other major currencies is often a topic for conversation and expletives. The media loves to report on Rand weakness and how “all-time lows” are on the horizon. It seems that every radio…
Sponsored Post When applying for a loan in South Africa or anywhere else in the world, a little understanding of important financial terms goes a long way. Therefore, it’s crucial to be familiar with interest rates if you want to…
Sponsored post It’s not nice to think about death and no-one wants to start that conversation with a loved one. But why not? Surely you would want the best for your family after you die. Having the conversations, taking the…
Sponsored by Nedbank Paying yourself first is one of the fundamentals of personal finance and something that’s often mentioned or written about. In fact, I recently wrote about what it means to pay yourself first, but as it’s really such…
Sponsored by 10X Investments Retirement planning basics The idea of retirement may be scary, especially if you’re in your 40’s (or older) and haven’t given it too much thought up to now. Retirement means different things to different people though,…
Few words in personal finance evoke as much fear, excitement and shoulder-shrugging as retirement does, and justifiably so. Let’s take a closer look at what it means to retire. Getting old without getting poor For some, it’s the day you…
Sponsored by Nedbank Have you caught yourself trying to scratch your nose whilst wearing a mask? Who would have thought that it could be so tricky? In fact, so much of what we know to be “normal” has changed over…
Follow the market for long-term financial success with index funds. We’ve previously looked at why investment fees matter, and one of the challenges is knowing when a high fund admin cost is in fact adding value or not. This is…
Do we have any real financial options or, will the consequences of the financial choices we’ve already made, lead to an inevitable, bleak financial future? A guest post from a 40-something year old who left his retirement planning for almost-too-late.…
