So. what is Bitcoin? Rather than let you hear about Bitcoin from a friend of a friend who is a bit of a geek, I thought I'd put together an easy-to-understand summary of this mysterious system. A bit of history,…
Tag: invest
How to pay yourself first
Sponsored by Nedbank Paying yourself first is one of the fundamentals of personal finance and something that’s often mentioned or written about. In fact, I recently wrote about what it means to pay yourself first, but as it’s really such…
A survival guide for 2020
Sponsored by Nedbank Have you caught yourself trying to scratch your nose whilst wearing a mask? Who would have thought that it could be so tricky? In fact, so much of what we know to be “normal” has changed over…
What does “pay yourself first” even mean?
To pay yourself first, simply means to prioritise saving or investing, above all other things. Instead of spending all your money and then seeing that there's nothing left to save, rather save first, and then spend what's left. A typical…
Personal Finance DIY
Because nobody cares more about your money than you do When last did you see an advertisement from a financial institution encouraging you to compare the fees charged on their unit trust platform with that of a competitor? Or to…
All the costs involved in buying a property
Before jumping into the property market and signing an Offer to Purchase (OTP), best you be sure that you're ready for the financial commitment. An OTP is binding and the only escape clause (generally speaking) is that you are offered…
8 Reasons Property Owners Should Hire Property Services in South Africa
This is a sponsored post Those of us fortunate enough to own property often accumulate enough wealth to buy up even more property. Renting out a property is a fantastic way to create a passive income. This income can only…
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Strategies to ensure financial security
I'm sure everyone wants financial security; both now and for the future. It's one thing to have a job now and be living it up, but it's impossible to know what the future may bring which makes it even more…
What’s your Net Worth?
Knowing your net worth can be both exciting and scary. Exciting if you're doing well and your finances are looking good, but scary if not. Either way though it's good to know what your current situation is as it's impossible…
What’s your Savings Rate?
I did a little Twitter poll recently and it's interesting to see that many people know what a Savings Rate is, but they don't know their own savings rate. That's a bit like know about healthy eating but not doing…
Is it better to save money or pay off debt?
Is it better to save money or pay off debt? Debt is obviously expensive, but there is a great argument to be had to start an emergency fund
Should I sell my car?
My partner and I are in a very fortunate position where we both own a fully paid for car. This is great and super convenient, but does it really make financial sense? I've been thinking about whether I should sell…