Skip to content
  • Facebook
  • Twitter
  • Instagram
  • YouTube
  • Link Tree
Take charge of your money

Take charge of your money

Budgeting, Saving, Investing, Money Tips

  • Home loan calculator
    Get a monthly breakdown of interest and principle payments for your home loan
  • Help! Where’s my money gone?
    A free workbook to help you get your finances in order
  • Need a Financial Plan?
    Need help drawing up a real financial plan tailored to your own unique circumstances?
  • Topics
    • Financial Freedom
    • Financial Habits
    • Financial Health
    • Budgeting
    • Late Starter
    • Insurance
    • Investing
    • Pay off debt
    • Save Money
    • Smart Choices
  • Budgeting Course
  • Spreadsheets & Resources
  • Contact
    • Get in touch
    • Newsletter
  • About

Tag: spending plan

I have no self control

I have no self control

by Journey ManNovember 19, 2020November 19, 2020Leave a comment

Hey fellow traveller, it’s me again, Journey-Man and we need to deal with the tough topic of self-control. Let's just put it out there, I have no self control when it comes to spending. I like to think I have,…

Read More I have no self control

Financial Health, Late Starter spending plan, take charge
Tracking my expenses

Tracking my expenses

by Journey ManNovember 17, 2020November 17, 2020Leave a comment

I decided that in order to build (improve, encourage, regain) self-control in terms of my spending habits, I need to work on my discipline. Sounds scary for some reason LOL. I can't believe it, but I have actually started tracking…

Read More Tracking my expenses

Financial Habits, Late Starter expenses, keep track, spending plan
How to make a personal budget

How to make a personal budget

by BrendanOctober 11, 2020February 6, 2021Leave a comment

This post is all about how to make a personal budget. It's not the most exciting topic but I would like to encourage you to stick around because (and this is the most important part of this article), if you don’t…

Read More How to make a personal budget

Budgeting expenses, keep track, spending plan
Taking look at your debt situation

A good reason NOT to pay off your debt

by BrendanFebruary 23, 2020February 23, 20201 Comment

It could be contentious, but it's probably more important to set up an emergency fund than pay off outstanding debt. A reason not to pay off your debt.

Financial Health, Pay off debt cashflow, emergency fund, spending plan
Spend less than you earn

Spend less than you earn

by BrendanFebruary 2, 2020October 3, 2020Leave a comment

The ‘not-very-secret’ mathematical formula for creating wealth and achieving the future you’re hoping for is not a complicated one; spend less than you earn

Budgeting, Financial Habits spending plan, track
Mindfulness and money

Mindfulness and Money

by BrendanMay 19, 2019March 2, 20212 Comments

As we become more aware of the benefits of a mindfulness practice, one should explore the importance of how mindfulness and money relate to each other.

Financial Health contentment, mindfulness, mindset, spend, spending plan
Avoid Dezemba debt

Avoid the Dezemba debt traps

by BrendanDecember 4, 2018February 5, 2021Leave a comment

It's the festive season and a time to be jolly. Some people however take it a little far and the money certainly flows. Instead of racking up the bills this December, read on to see how to avoid the Dezemba…

Read More Avoid the Dezemba debt traps

Budgeting, Financial Habits Christmas, debt free, December, spending plan
Free Budgeting 101 course

Budgeting 101

by BrendanOctober 29, 2018February 23, 2021Leave a comment

I'm so excited to eventually be able to write about the Budgeting Course that I've just completed! It's free and available to all! Take a look at Budgeting 101. Start the Budgeting 101 Course here. About the Budgeting 101 course…

Read More Budgeting 101

Budgeting course, interview, learn, spending plan

Looking for something?

Blog Meetups

Sign up here to hear about any blog meetups happening (currently only in Cape Town)

Tools

Free budgeting course
Calculate your financial health score
Join the 52 Week Savings Challenge
Help! Where's my money gone

Find me on Twitter

My Tweets
Don't miss a thing. Sign up for the newsletter.

Popular this week

  • Invest with only R100 per month
  • My personal finance spreadsheet
  • Tracking my expenses
  • How to pay off debt faster
  • Help! Where's my money gone?

Runner up in the South Africa Blog Awards.

Regularly published in online and in print.

Brands I trust

How I make money

Privacy policy

This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and money matters from South Africa.

What are you interested in?

Support

Buy Me A Coffee
2021 Take charge of your money
  • Facebook
  • Twitter
  • Instagram
  • YouTube
  • Link Tree