This post is all about Capitec account types. What's on offer and how they work. This is NOT sponsored in any way and there is no hidden agenda here. lol. It's just that I am a Capitec client myself so…
Category: Save Money
Save money with some great money saving tips and stories. Learn to differentiate between cost and value and also understand that the cheaper option is not always the best.
This is a collection of my posts on how to save money and make better money decisions. Not everything will apply to you, but read these with an open mind and try to see what you can apply to your own life.
Of course, saving money is only one side of the equation. Earning more and increasing your income ability is vital. You do however need to strike a balance and work on areas where you can make a difference.
So if right now you cannot earn more money, then focus on how to save money.
Take charge of your money and understand exactly where you’re spending it.
Shop wisely and save money
You know when you go to buy bread and milk and end up with a bag full of goods for R300? How can you shop wisely and save money?
How to build an Emergency Fund
When it rains, and you want to be the person who brought an umbrella... see why and how to build an emergency fund to save you when "life happens"
52 Week Savings Challenge South Africa
The 52 Week Savings Challenge is a fun weekly challenge to help you save over R13,000 over the course of a year. Join me in doing this.
Should you sell a car and share one car as a couple?
Does it make financial sense to sell a car and to share one car as a couple? How would you go about doing the calculations for this?
Festive season car insurance tips
The festive season is rapidly approaching, and millions of South Africans are preparing for the annual exodus to the summer holiday hotspots. Whether you are planning a long road trip through our neighbouring countries or a relaxed drive to a…
“Just enjoy life” with no plan for retirement
A work colleague was arguing the value of retirement planning. In essence, with life expectancy of around 70 years and a family history of various illnesses (eg diabetes, heart problems, etc) my friend feels it's pointless saving for retirement. Why…
Sweating the small stuff
Ever noticed yourself sweating the small stuff and worrying about small amounts of money here and there whilst the big expenses keep on coming? There's no point in worrying about the tiny amounts of money you save if you just…
What is your Savings Rate?
I did a little Twitter poll recently and it's interesting to see that many people know what a Savings Rate is, but they don't know their own savings rate. That's a bit like know about healthy eating but not doing…
Is it better to save money or pay off debt?
Is it better to save money or pay off debt? Debt is obviously expensive, but there is a great argument to be had to start an emergency fund
The 52 Weeks Savings Challenge for 2019
The 52 Week Savings Challenge is a fun weekly challenge to help you save over R13,000 over the course of a year. Join me in doing this.
Penny wise, Pound foolish
"Penny wise Pound foolish." This is a good old saying that's still very true and relevant today! Many people focus intently on managing their small expenses (the Pennies in the saying) but yet they're oblivious to their large and wasteful…