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Take charge of your money

Take charge of your money

Budgeting, Saving, Investing, Money Tips

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Category: Save Money

Save money with some great money saving tips and stories. Learn to differentiate between cost and value and also understand that the cheaper option is not always the best.

This is a collection of my posts on how to save money and make better money decisions. Not everything will apply to you, but read these with an open mind and try to see what you can apply to your own life.

Of course, saving money is only one side of the equation. Earning more and increasing your income ability is vital. You do however need to strike a balance and work on areas where you can make a difference.

So if right now you cannot earn more money, then focus on how to save money.

Take charge of your money and understand exactly where you’re spending it.

how can i save money every month

How can I save money every month

by Brendan5 July 202229 July 2022Leave a comment

Let’s not beat around the bush – times are tough. Rising prices at the petrol pumps and the grocery store are alarming, particularly when your salary doesn’t seem to keep up with inflation. It feels like everything is getting more…

Read More How can I save money every month

Save Money lifestyle, tip
Business bank accounts

Business bank accounts

by Brendan30 October 202114 February 20223 Comments

If you're read my post on how to run a side hustle you'd probably remember that I speak about opening a separate bank account for your business. This is quite easy and affordable if you're operating as a sole proprietor…

Read More Business bank accounts

Save Money, Smart Choices bank, side hustle
Capitec Account Types

Capitec account types

by Brendan27 August 20219 November 2022Leave a comment

This post is all about Capitec account types. What's on offer and how they work. This is NOT sponsored in any way and there is no hidden agenda here. lol. It's just that I am a Capitec client myself so…

Read More Capitec account types

Save Money, Smart Choices bank, credit card, home loan
Shop wisely and save money

Shop wisely and save money

by Brendan4 April 202010 December 20201 Comment

You know when you go to buy bread and milk and end up with a bag full of goods for R300? How can you shop wisely and save money?

Save Money shopping
How to build an Emergency Fund

How to build an Emergency Fund

by Brendan19 January 20203 April 20207 Comments

When it rains, and you want to be the person who brought an umbrella... see why and how to build an emergency fund to save you when "life happens"

Financial Habits, Save Money Budget, emergency fund
52 Week Savings Challenge

52 Week Savings Challenge South Africa

by Brendan4 January 202012 January 2023Leave a comment

The 52 Week Savings Challenge is a fun weekly challenge to help you save over R13,000 over the course of a year. Join me in doing this.

Save Money 52 Week Challenge, save
Ever consider what it takes to become a one-car couple?

Should you sell a car and share one car as a couple?

by Brendan21 December 20193 October 20201 Comment

Does it make financial sense to sell a car and to share one car as a couple? How would you go about doing the calculations for this?

Pay off debt, Save Money calculate, car, real life
Car insurance tips

Festive season car insurance tips

by Brendan1 December 201912 January 2023Leave a comment

The festive season is rapidly approaching, and millions of South Africans are preparing for the annual exodus to the summer holiday hotspots. Whether you are planning a long road trip through our neighbouring countries or a relaxed drive to a…

Read More Festive season car insurance tips

Save Money car, festive season, insurance
Plan for retirement

“Just enjoy life” with no plan for retirement

by Brendan29 September 201927 May 20211 Comment

A work colleague was arguing the value of retirement planning. In essence, with life expectancy of around 70 years and a family history of various illnesses (eg diabetes, heart problems, etc) my friend feels it's pointless saving for retirement. Why…

Read More “Just enjoy life” with no plan for retirement

Save Money future value, retirement
Sweating the small stuff

Sweating the small stuff

by Brendan22 March 201922 February 2021Leave a comment

Ever noticed yourself sweating the small stuff and worrying about small amounts of money here and there whilst the big expenses keep on coming? There's no point in worrying about the tiny amounts of money you save if you just…

Read More Sweating the small stuff

Financial Habits, Save Money print, priorities, sacrifice, save
What is your savings rate

What is your Savings Rate?

by Brendan19 January 20198 February 2021Leave a comment

I did a little Twitter poll recently and it's interesting to see that many people know what a Savings Rate is, but they don't know their own savings rate. That's a bit like know about healthy eating but not doing…

Read More What is your Savings Rate?

Financial Freedom, Save Money calculate, invest, track
Save money or pay off debt

Is it better to save money or pay off debt?

by Brendan2 January 20191 April 20216 Comments

Is it better to save money or pay off debt? Debt is obviously expensive, but there is a great argument to be had to start an emergency fund

Pay off debt, Save Money calculate, emergency fund, interest, invest

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

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2023 Take charge of your money
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