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Take charge of your money

Take charge of your money

Budgeting, Saving, Investing, Money Tips

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Category: Save Money

Save money with some great money saving tips and stories. Learn to differentiate between cost and value and also understand that the cheaper option is not always the best.

This is a collection of my posts on how to save money and make better money decisions. Not everything will apply to you, but read these with an open mind and try to see what you can apply to your own life.

Of course, saving money is only one side of the equation. Earning more and increasing your income ability is vital. You do however need to strike a balance and work on areas where you can make a difference.

So if right now you cannot earn more money, then focus on how to save money.

Take charge of your money and understand exactly where you’re spending it.

Shop wisely and save money

Shop wisely and save money

by BrendanApril 4, 2020December 10, 20201 Comment

You know when you go to buy bread and milk and end up with a bag full of goods for R300? How can you shop wisely and save money?

Save Money shopping
How to build an Emergency Fund

How to build an Emergency Fund

by BrendanJanuary 19, 2020April 3, 20205 Comments

When it rains, and you want to be the person who brought an umbrella... see why and how to build an emergency fund to save you when "life happens"

Financial Habits, Save Money Budget, emergency fund
52 Week Savings Challenge

The 52 Week Savings Challenge for 2020

by BrendanJanuary 4, 2020September 11, 2020Leave a comment

The 52 Week Savings Challenge is a fun weekly challenge to help you save over R13,000 over the course of a year. Join me in doing this.

Save Money 2020, 52 Week Challenge, save
Ever consider what it takes to become a one-car couple?

Should you sell a car and share one car as a couple?

by BrendanDecember 21, 2019October 3, 20201 Comment

Does it make financial sense to sell a car and to share one car as a couple? How would you go about doing the calculations for this?

Pay off debt, Save Money calculate, car, real life
Festive season motor insurance tips

Festive season insurance tips for South African drivers

by BrendanDecember 1, 2019Leave a comment

By Sumarie Greybe, co-founder at Naked, the AI-driven car insurance provider Contains affiliate links The festive season is rapidly approaching, and millions of South Africans are preparing for the annual exodus to the summer holiday hotspots. Whether you are planning…

Read More Festive season insurance tips for South African drivers

Save Money car, festive season, insurance
Old lady - live life and enjoy yourself vs saving for retirement

“Just enjoy life” does not replace retirement planning

by BrendanSeptember 29, 20191 Comment

This is not really a deep or well researched article. It's simply my thoughts in response to a conversation I had with someone the other day. A work colleague was arguing the value of retirement planning. In essence, with life…

Read More “Just enjoy life” does not replace retirement planning

Save Money future value, retirement
Sweating the small stuff

Sweating the small stuff

by BrendanMarch 22, 2019February 22, 2021Leave a comment

Ever noticed yourself sweating the small stuff and worrying about small amounts of money here and there whilst the big expenses keep on coming? There's no point in worrying about the tiny amounts of money you save if you just…

Read More Sweating the small stuff

Financial Habits, Save Money print, priorities, sacrifice, save
What is your savings rate

What is your Savings Rate?

by BrendanJanuary 19, 2019February 8, 2021Leave a comment

I did a little Twitter poll recently and it's interesting to see that many people know what a Savings Rate is, but they don't know their own savings rate. That's a bit like know about healthy eating but not doing…

Read More What is your Savings Rate?

Financial Freedom, Save Money calculate, invest, track
Save money or pay off debt

Is it better to save money or pay off debt?

by BrendanJanuary 2, 2019April 1, 20215 Comments

Is it better to save money or pay off debt? Debt is obviously expensive, but there is a great argument to be had to start an emergency fund

Pay off debt, Save Money calculate, emergency fund, interest, invest
52 Week Savings Challenge

The 52 Weeks Savings Challenge for 2019

by BrendanDecember 28, 2018February 7, 20211 Comment

The 52 Week Savings Challenge is a fun weekly challenge to help you save over R13,000 over the course of a year. Join me in doing this.

Save Money 52 Week Challenge, challenge, take charge
Penny wise pound foolish

Penny wise, Pound foolish

by BrendanNovember 12, 2018January 27, 2021Leave a comment

"Penny wise Pound foolish." This is a good old saying that's still very true and relevant today! Many people focus intently on managing their small expenses (the Pennies in the saying) but yet they're oblivious to their large and wasteful…

Read More Penny wise, Pound foolish

Save Money sacrifice, shopping, track
home loan initiation fee

The true cost of the home loan initiation fee

by BrendanOctober 21, 2018March 8, 2021Leave a comment

There are so many fees, taxes and costs involved when purchasing a property that it comes as a relief when the bank offers to add the home loan initiation fee on to the loan so that you don't have to…

Read More The true cost of the home loan initiation fee

Pay off debt, Save Money calculate, formula, home loan, interest

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and money matters from South Africa.

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