This post is all about Capitec account types. What's on offer and how they work. This is NOT sponsored in any way and there is no hidden agenda here. lol. It's just that I am a Capitec client myself so…

This post is all about Capitec account types. What's on offer and how they work. This is NOT sponsored in any way and there is no hidden agenda here. lol. It's just that I am a Capitec client myself so…
Many people are trying to settle their home loan early. It's a good strategy and something that I did myself for my primary property (the property that I live in). Let's look how to go about settling your bond early,…
People often talk about refinancing their home loans and I've been asked how one can go about doing this. So if you're thinking of refinancing your home, read this first... Before we look at the process and potential costs involved…
There are so many fees, taxes and costs involved when purchasing a property that it comes as a relief when the bank offers to add the home loan initiation fee on to the loan so that you don't have to…
In last weeks radio interview discussing why people get into debt,Ā I was asked about good debt. What is good debt and is it okay to have it? It's a question I often get asked and hence I decided to write…
Ever wonder why people get into debt? I mean, we all know that debt is bad. But let's be honest now, the "debt system" is built in such a way that we're encouraged (forced?) to get into debt in order…
I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. You know, pay home loan or invest? There are so many things to consider and I sometimes relook at…
Owning a place that you can call home is really awesome, but having to pay for it over 20 - 30 years is absolutely dreadful! It's like having a noose around your neck; just one mishap and bangĀ - the bank…
An awesome trick that many people miss is to use your home loan as a savings account. Potentially great interest and easy access to your money. This is not recommended for large amounts of cash, and also not for your…
Have you ever wondered whether it is worth making extra payments into your home-loan account? And is there a way to actually calculate savings from extra loan payments? These may seem tricky but it's actually quite easy to calculate! In…
I love coffee! The very thought of drinking less makes me quiver with fear. But, sometimes one must take the emotion out of decisions and just look at cold, hard facts. How much is my coffee costing? In a previous…