Budgeting shouldn’t be a scary thing that stops you from enjoying life. Rather think of a budget as a process in which to look at your finances holistically and then make some smart choices with your money. It’s a way to help you reach your goals and your dreams. And it allows you to track progress.
This is a collection of posts on budgeting which include some personal experiences as well as tips and tricks.
Learn to easily create and manage your budget. It’s really not that hard and I actually have a great Budgeting 101 series. It includes 3 videos showing how different people manage their budgets and includes a workbook to help you in the process.
Some people think that budgets are only applicable to people who have lots of money. I don’t know where that idea comes from as it’s so far form the truth!
A budget or spending plan is for everyone! Whether you’re a student, living at home, employed, married or single. It doesn’t matter, if you have some money (however much) then you should have a plan!
Remember that no-one cares about what happens to your money as much as you do! If you don’t look after it, no-one else will.
Best you get started with budgeting!
If you're following any personal finance blogs and accounts, you've probably heard of the FIRE movement. That is, Financially Independent, Retire Early. You have probably wondered whether it's really possible to FIRE in South Africa as the bulk of the…
You've heard it before and it probably makes sense, but living within your means can be hard and sometimes one wonders whether it's even worth it. Why deprive yourself from all that life has to offer simply to make you…
We've all had a somewhat challenging year and I thought to start the new year with some basic money management tips. Some may be things that you already do, and some hopefully are new to you, or they spark ideas…
I was listening to someone this week, talking about knowing vs doing. Talking about living life the way we should, and he mentioned ‘Passion’. He said that we need to live our lives purposefully, with passion. I know exactly what…
Got debt? You're certainly not alone! Many South Africans are faced with huge debt problems, especially now since the lockdown. One of the possible solutions to help you would be to go under debt review. But what is debt review…
I had a great chat with Terence Tobin recently on personal finance basics. Some of the basic aspects that you can look at right now. Watch the recording and read as I elaborate on the topics discussed. https://youtu.be/IwKnc6JWrKY Have an…
Lockdown regulations have left many South Africans in financial despair. It's been tough. If you've got debt and feeling the pressure, you're definitely not alone! Let's explore how to deal with lockdown debt. Be kind to yourself Now is the…
When it rains, and you want to be the person who brought an umbrella... see why and how to build an emergency fund to save you when "life happens"
I very seldom post guest articles or articles from other sites, but I quite liked this one and thought I would share it. How your Myers Briggs personality and money relate. Don't take it too seriously, but some things do…
If you want to know how to manage your money better, then you've come to the right place! This is just a short intro with 3 tips that you can work on this week. However, there is a great introduction…
It's amazing how much peace of mind you can get by simply having a bit of breathing space in your budget. A buffer budget so to speak. This is different to an Emergency Fund or special savings that you have.…
It's scary to think that Christmas decorations are slowly starting to pop up in stores and that the Boney M Christmas jingles will soon be blaring out. It's only October but I've spotted the first Santa already! May seem silly…
