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Take charge of your money

Take charge of your money

Budgeting, Saving, Investing, Money Tips

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Tag: Budget

Budgeting shouldn’t be a scary thing that stops you from enjoying life. Rather think of a budget as a process in which to look at your finances holistically and then make some smart choices with your money. It’s a way to help you reach your goals and your dreams. And it allows you to track progress.

This is a collection of posts on budgeting which include some personal experiences as well as tips and tricks.

Learn to easily create and manage your budget. It’s really not that hard and I actually have a great Budgeting 101 series. It includes 3 videos showing how different people manage their budgets and includes a workbook to help you in the process.

Some people think that budgets are only applicable to people who have lots of money. I don’t know where that idea comes from as it’s so far form the truth!

A budget or spending plan is for everyone! Whether you’re a student, living at home, employed, married or single. It doesn’t matter, if you have some money (however much) then you should have a plan!

Remember that no-one cares about what happens to your money as much as you do! If you don’t look after it, no-one else will.

Best you get started with budgeting!

FIRE in South Africa

FIRE in South Africa

by Brendan7 September 20214 March 20223 Comments

If you're following any personal finance blogs and accounts, you've probably heard of the FIRE movement. That is, Financially Independent, Retire Early. You have probably wondered whether it's really possible to FIRE in South Africa as the bulk of the…

Read More FIRE in South Africa

Financial Freedom Budget, featured, Financially free, FIRE, retirement, rule of 25
Living within your means

Living within your means

by Brendan10 April 20213 June 2021Leave a comment

You've heard it before and it probably makes sense, but living within your means can be hard and sometimes one wonders whether it's even worth it. Why deprive yourself from all that life has to offer simply to make you…

Read More Living within your means

Financial Health Budget, Habits
Money management tips

Money management tips for 2021

by Brendan11 January 202120 September 2021Leave a comment

We've all had a somewhat challenging year and I thought to start the new year with some basic money management tips. Some may be things that you already do, and some hopefully are new to you, or they spark ideas…

Read More Money management tips for 2021

Financial Habits Budget, emergency fund, insurance, plan
Knowledge vs Doing

Knowing vs Doing

by Journey Man8 November 20208 November 2020Leave a comment

I was listening to someone this week, talking about knowing vs doing. Talking about living life the way we should, and he mentioned ‘Passion’. He said that we need to live our lives purposefully, with passion. I know exactly what…

Read More Knowing vs Doing

Financial Habits, Late Starter Budget, emergency fund
What is debt review?

What is debt review?

by Brendan5 October 202018 March 2022Leave a comment

Got debt? You're certainly not alone! Many South Africans are faced with huge debt problems, especially now since the lockdown. One of the possible solutions to help you would be to go under debt review. But what is debt review…

Read More What is debt review?

Pay off debt Budget, debt free
personal finance basics

Personal finance basics

by Brendan27 September 202013 September 20211 Comment

I had a great chat with Terence Tobin recently on personal finance basics. Some of the basic aspects that you can look at right now. Watch the recording and read as I elaborate on the topics discussed. https://youtu.be/IwKnc6JWrKY Have an…

Read More Personal finance basics

Financial Habits Budget, estate planning, insurance
Deal with lockdown debt

Deal with lockdown debt

by Brendan13 September 20201 April 2021Leave a comment

Lockdown regulations have left many South Africans in financial despair. It's been tough. If you've got debt and feeling the pressure, you're definitely not alone! Let's explore how to deal with lockdown debt. Be kind to yourself Now is the…

Read More Deal with lockdown debt

Pay off debt Budget, plan, snowball
How to build an Emergency Fund

How to build an Emergency Fund

by Brendan19 January 20203 April 20207 Comments

When it rains, and you want to be the person who brought an umbrella... see why and how to build an emergency fund to save you when "life happens"

Financial Habits, Save Money Budget, emergency fund
Myers Briggs and money

Myers-Briggs and money

by Brendan7 May 201910 September 2021Leave a comment

I very seldom post guest articles or articles from other sites, but I quite liked this one and thought I would share it. How your Myers Briggs personality and money relate. Don't take it too seriously, but some things do…

Read More Myers-Briggs and money

Financial Habits Budget, guest post, Myers-Briggs, tip
How to manage your money better

How to manage your money better

by Brendan18 February 201910 February 2021Leave a comment

If you want to know how to manage your money better, then you've come to the right place! This is just a short intro with 3 tips that you can work on this week. However, there is a great introduction…

Read More How to manage your money better

Financial Habits Budget, emergency fund, expenses
Buffer budget

Create a buffer in your budget

by Brendan29 November 20184 February 20212 Comments

It's amazing how much peace of mind you can get by simply having a bit of breathing space in your budget. A buffer budget so to speak. This is different to an Emergency Fund or special savings that you have.…

Read More Create a buffer in your budget

Financial Habits, Financial Health Budget, peace of mind, save
Planning for Christmas early

Start planning for Christmas early

by Brendan12 October 201827 January 20212 Comments

It's scary to think that Christmas decorations are slowly starting to pop up in stores and that the Boney M Christmas jingles will soon be blaring out. It's only October but I've spotted the first Santa already! May seem silly…

Read More Start planning for Christmas early

Save Money Budget, Christmas, gifts, shopping

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

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2023 Take charge of your money
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