I update my personal finance spreadsheet almost monthly. I was sharing about it on Twitter recently when some users asked for a copy. So here is my personal finance spreadsheet. It's just a template and can be customised to suite…
Tag: Goals
Let’s look at the benefits of personal finance goals and why setting some is an important step in taking control of your personal finances.
Of course there are some folk who have taken a stance against goal setting as they feel that it’s a pointless exercise. However, without knowing what you want in life it’s very tricky (if not impossible) to know when you’ve reached it.
Setting achievable and valuable financial goals is a fundamental step in taking charge of your money and managing your finances better.
Read the collection of posts on setting financial goals.
I need to track my progress
Hey, it’s me again, the Journey-Man. I spent some time this week looking back and realised that I need to track my progress. I need to make sure that I haven’t forgotten (or ignored) any of the valuable lessons I have learnt.…
How to set finance goals
Hopefully you're convinced of the importance of personal finance goal setting and that you are now eager waiting to hear how to set finance goals. Great! As gangsters in movies say: “If you don’t start nuthin’, there won’t be nuthin’”. Remember…
Benefits of personal finance goals
Let's look at the benefits of personal finance goals and why setting some is an important step in taking control of your personal finances. Chances are that this post will have some things you’ve heard before, some ideas will ring…
Financial goals for 2020
Financial Goals for 2020 First published in City Press The start of a new year, and in fact a new decade, is a great opportunity to reflect on life. Your successes, life events, family and work situation. It’s also good…
Why and how I set goals each year
I love to take the opportunity of a new year to reflect on life, see how I've done over the past year (or two) and decide on a course for the new year. New Year Resolutions do however have a…
How to set goals and achieve them
It's that time of year again when we whip out our diaries and start day-dreaming about all we want to achieve in the new year. It's a great habit and certainly one that I would encourage, but all too often…
Tebogo – I make time for my money
Welcome back to Tebogo's Story. Make time for your money and if you missed the first one on the realisation that change was needed, I'd suggest you listen to that first. Tebogo's Story (Part 1) - I need to fix…
National Savings Month for you!
July is National Savings month in South Africa but it doesn't really matter where you live or which month it is, you can focus on savings at any time! I've put together a one-month savings focus to help you get…
How to make a financial plan
Most people think of a budget as restrictive whereas it really is just a plan for your money to enable you to manage it better.
Unwind the spiralling debt
Spiralling debt can easily happen as one small thing leads to the next and you slowly but surely get wound up in more and more debt. Enough to eventually pull you down like a whirlpool. I've been thinking about it…
Pay home loan or invest?
I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. You know, pay home loan or invest? There are so many things to consider and I sometimes relook at…