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Take charge of your money

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Tag: Goals

Let’s look at the benefits of personal finance goals and why setting some is an important step in taking control of your personal finances.

Of course there are some folk who have taken a stance against goal setting as they feel that it’s a pointless exercise. However, without knowing what you want in life it’s very tricky (if not impossible) to know when you’ve reached it.

Setting achievable and valuable financial goals is a fundamental step in taking charge of your money and managing your finances better.

Read the collection of posts on setting financial goals.

My personal finance spreadsheet

My personal finance spreadsheet

by Brendan18 January 202113 September 20212 Comments

I update my personal finance spreadsheet almost monthly. I was sharing about it on Twitter recently when some users asked for a copy. So here is my personal finance spreadsheet. It's just a template and can be customised to suite…

Read More My personal finance spreadsheet

Financial Habits download, featured, Goals, keep track
I need to track my progress

I need to track my progress

by Journey Man15 November 202015 November 2020Leave a comment

Hey, it’s me again, the Journey-Man. I spent some time this week looking back and realised that I need to track my progress. I need to make sure that I haven’t forgotten (or ignored) any of the valuable lessons I have learnt.…

Read More I need to track my progress

Late Starter Goals, track
How to set finance goals

How to set finance goals

by Brendan9 May 202027 September 2020Leave a comment

Hopefully you're convinced of the importance of personal finance goal setting and that you are now eager waiting to hear how to set finance goals. Great! As gangsters in movies say: “If you don’t start nuthin’, there won’t be nuthin’”.  Remember…

Read More How to set finance goals

Financial Habits Goals
Benefits of personal finance goals

Benefits of personal finance goals

by Brendan3 May 202017 May 2020Leave a comment

Let's look at the benefits of personal finance goals and why setting some is an important step in taking control of your personal finances. Chances are that this post will have some things you’ve heard before, some ideas will ring…

Read More Benefits of personal finance goals

Financial Habits Goals
Achieve your financial goals

Financial goals for 2020

by Brendan8 February 20208 February 20201 Comment

Financial Goals for 2020 First published in City Press The start of a new year, and in fact a new decade, is a great opportunity to reflect on life. Your successes, life events, family and work situation. It’s also good…

Read More Financial goals for 2020

Financial Habits debt free, Goals
Why and how to set goals

Why and how I set goals each year

by Brendan12 January 20208 April 2020Leave a comment

I love to take the opportunity of a new year to reflect on life, see how I've done over the past year (or two) and decide on a course for the new year. New Year Resolutions do however have a…

Read More Why and how I set goals each year

Financial Habits Goals
How to set goals and achieve them

How to set goals and achieve them

by Brendan13 December 20187 February 20212 Comments

It's that time of year again when we whip out our diaries and start day-dreaming about all we want to achieve in the new year. It's a great habit and certainly one that I would encourage, but all too often…

Read More How to set goals and achieve them

Financial Habits, Smart Choices Goals, New Year
Make time for money

Tebogo – I make time for my money

by Brendan17 July 201831 December 20203 Comments

Welcome back to Tebogo's Story. Make time for your money and if you missed the first one on the realisation that change was needed, I'd suggest you listen to that first. Tebogo's Story (Part 1) - I need to fix…

Read More Tebogo – I make time for my money

Financial Freedom, Save Money Budget, challenge, Focus, Goals, intention, keep track, podcast, tebogo
National Savings Month

National Savings Month for you!

by Brendan4 July 20184 December 2020Leave a comment

July is National Savings month in South Africa but it doesn't really matter where you live or which month it is, you can focus on savings at any time! I've put together a one-month savings focus to help you get…

Read More National Savings Month for you!

Save Money Focus, Goals, podcast, track
Creating a budget is simply a plan for your money

How to make a financial plan

by Brendan4 June 20182 December 2020Leave a comment

Most people think of a budget as restrictive whereas it really is just a plan for your money to enable you to manage it better.

Budgeting debt free, expenses, Goals, track
Unwind the spiralling debt

Unwind the spiralling debt

by Brendan30 April 20181 April 20212 Comments

Spiralling debt can easily happen as one small thing leads to the next and you slowly but surely get wound up in more and more debt. Enough to eventually pull you down like a whirlpool. I've been thinking about it…

Read More Unwind the spiralling debt

Pay off debt Budget, credit card, Focus, Goals, spend
Should I pay my home loan or invest?

Pay home loan or invest?

by Brendan9 April 201826 October 202122 Comments

I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. You know, pay home loan or invest? There are so many things to consider and I sometimes relook at…

Read More Pay home loan or invest?

Investing, Pay off debt, Smart Choices bond, calculate, excel, Goals, home loan, my story, property, save, travel

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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