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Take charge of your money

Take charge of your money

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Category: Financial Freedom

Financial freedom isn’t just about being rich. That’s one aspect but there’s so much more which simply relates to your mindset and outlook on life. Financial freedom is about having more options in life and less stress and worry about money.

Some strategies to follow to ensure financial freedom include:

Understanding the importance of cash flow and making sure that you not only survive month to month, but that you have excess at the end of the month.

Set up an emergency fund to help smooth things over when life throws curve balls at you.

Create a financial plan and keep track of your progress. You’re allowed to change it as life changes.

Make smart investments. Get a retirement savings in place, take out Unit Trusts or buy ETFs. Invest for the long run!

And finally, create passive income streams. These could be from rental properties, side-hustles or businesses that you start. It’s not easy creating a stable passive income stream but once you have it, wow, it makes a difference!

Starting late to save for retirement

Starting late to save for retirement

by Journey ManOctober 30, 2020November 15, 2020Leave a comment

Are you one of the many folk who are starting late to save for retirement? Wondering whether you may have left it too late in fact? You're not alone. I've got a story for you... This is the first of…

Read More Starting late to save for retirement

Financial Freedom, Late Starter featured, retirement
What it means to retire

What it means to retire

by BrendanJuly 14, 2020September 4, 2020Leave a comment

Few words in personal finance evoke as much fear, excitement and shoulder-shrugging as retirement does, and justifiably so. Let's take a closer look at what it means to retire. Getting old without getting poor For some, it’s the day you…

Read More What it means to retire

Financial Freedom, Investing retirement
We have financial options

Do we have financial options?

by BrendanJune 28, 2020June 28, 2020Leave a comment

Do we have any real financial options or, will the consequences of the financial choices we've already made, lead to an inevitable, bleak financial future? A guest post from a 40-something year old who left his retirement planning for almost-too-late.…

Read More Do we have financial options?

Financial Freedom, Pay off debt choices, credit card
Calculate your net worth

Calculate your Net Worth

by BrendanJune 17, 2020September 4, 2020Leave a comment

First published in City Press Knowing your net worth (and how to calculate it) can be both exciting and scary. Exciting if you’re doing well and your finances are looking good, but scary if not. Either way though it’s good…

Read More Calculate your Net Worth

Financial Freedom assets, calculate, track
Financial plan

Financial plan?

by BrendanJune 13, 2020June 13, 2020Leave a comment

A guest post from a 40-something year old who left his retirement planning for almost-too-late. He's now getting his financial plan in place. As I continue the "Late-Starter journey" I realise that my financial life has worked out exactly as planned.…

Read More Financial plan?

Financial Freedom Financially free, plan
What s a balloon payment?

What is a balloon payment

by BrendanJune 7, 2020January 20, 20211 Comment

Buying a new car is always exciting, but it sure comes at a high cost! Sometimes more than what we can afford. It's easy to become emotionally attached to the car and do whatever it takes to be able to…

Read More What is a balloon payment

Financial Freedom, Smart Choices balloon payment, car, loan
6 steps to financial security

Strategies to ensure financial security

by BrendanJune 9, 2019June 27, 2019Leave a comment

I'm sure everyone wants financial security; both now and for the future. It's one thing to have a job now and be living it up, but it's impossible to know what the future may bring which makes it even more…

Read More Strategies to ensure financial security

Financial Freedom, Financial Habits cashflow, emergency fund, income, invest, security
Work for what counts

Work for what counts

by BrendanMarch 16, 2019February 22, 2021Leave a comment

It's so easy to get stuck in a rut and keep ourselves incredibly busy with things that aren't really that important. And I'm not talking about the obvious things such as TV or social media; rather the things that we…

Read More Work for what counts

Financial Freedom lifestyle, priorities, values
How much do you need to retire

How much do you need to retire?

by BrendanFebruary 10, 2019February 10, 20211 Comment

This is probably one of the most talked about retirement questions. How much do you need to retire. The reason is simply that no-one knows what the future will bring and there is so much unpredictability that it's impossible to…

Read More How much do you need to retire?

Financial Freedom, Investing future value, growth, retirement, rule of 25
Whats your net worth

What’s your Net Worth?

by BrendanFebruary 2, 2019February 9, 20212 Comments

What's your net worth? Knowing your net worth can be both exciting and scary. Exciting if you're doing well and your finances are looking good, but scary if not. Either way though it's good to know what your current situation…

Read More What’s your Net Worth?

Financial Freedom assets, calculate, debt free, invest
What is your savings rate

What is your Savings Rate?

by BrendanJanuary 19, 2019February 8, 2021Leave a comment

I did a little Twitter poll recently and it's interesting to see that many people know what a Savings Rate is, but they don't know their own savings rate. That's a bit like know about healthy eating but not doing…

Read More What is your Savings Rate?

Financial Freedom, Save Money calculate, invest, track
Retirement Plan in uncertain times

A Retirement Plan in uncertain times

by BrendanNovember 2, 2018January 27, 20211 Comment

Have you ever set a financial goal which you didn't reach? You really aren't alone because we live in a world fill of uncertainty and constant change. It might be easy enough to set short term manageable goal, but how…

Read More A Retirement Plan in uncertain times

Financial Freedom agile, plan, retirement

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

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2021 Take charge of your money
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