Been a Late Starter I've really had to learn about personal finance for beginners. This is me. Learning the basics, undoing the bad habits and striving for better financial control! This is the last post in my series on being…
Category: Late Starter
Do you feel that you are a late starter in terms of saving and investing? Have you left saving for retirement too late?
Take a look at this 10-part series from a real guy who we’ll call Journey Man. Our Journey-Man is in his late 40’s, married with kids, has a lot of debt and has come to realise that he needs to change things.
Follow the series as Journey-Man assess his situation, shares personal experiences and learns about personal finance basics.
It’s easy reading, relatable and informative.
Let us know what you think.
Saving for emergency fund
Given the vast amounts of information already out there, you may be asking if we really need another article on saving for an emergency fund. I worked out this week that when life happens, and the nonsense hits that fan,…
I have no self control
Hey fellow traveller, it’s me again, Journey-Man and we need to deal with the tough topic of self-control. Let's just put it out there, I have no self control when it comes to spending. I like to think I have,…
Credit card debt
In my war on debt, my credit cards are Public Enemy #1. I’m convinced I should never have had a credit card. As far as I can tell credit card debt is a cancer, robbing us of the future we long…
Tracking my expenses
I decided that in order to build (improve, encourage, regain) self-control in terms of my spending habits, I need to work on my discipline. Sounds scary for some reason LOL. I can't believe it, but I have actually started tracking…
I need to track my progress
Hey, it’s me again, the Journey-Man. I spent some time this week looking back and realised that I need to track my progress. I need to make sure that I haven’t forgotten (or ignored) any of the valuable lessons I have learnt.…
Knowing vs Doing
I was listening to someone this week, talking about knowing vs doing. Talking about living life the way we should, and he mentioned ‘Passion’. He said that we need to live our lives purposefully, with passion. I know exactly what…
No fear
Now that I have come to terms with the reality of having a problem with my finances, I intend to do something about it. This is going to be tough but I need to tackle the challenge. Have no fear…
Knowledge is power
It’s Journey-Man here again, the late starter! What a strange week this has been. Last week, as a late-starter, I decided to start thinking deeply about my financial life. I want to find out what the outlook is, in terms of…
Starting late to save for retirement
Are you one of the many folk who are starting late to save for retirement? Wondering whether you may have left it too late in fact? You're not alone. I've got a story for you... This is the first of…