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Take charge of your money

Take charge of your money

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Tag: loan

calculate interest

How to calculate interest on South African loans

by BrendanJuly 30, 2020August 13, 2020Leave a comment

Sponsored Post When applying for a loan in South Africa or anywhere else in the world, a little understanding of important financial terms goes a long way. Therefore, it's crucial to be familiar with interest rates if you want to…

Read More How to calculate interest on South African loans

Pay off debt calculate, interest, loan
What s a balloon payment?

What is a balloon payment

by BrendanJune 7, 2020January 20, 20211 Comment

Buying a new car is always exciting, but it sure comes at a high cost! Sometimes more than what we can afford. It's easy to become emotionally attached to the car and do whatever it takes to be able to…

Read More What is a balloon payment

Financial Freedom, Smart Choices balloon payment, car, loan
Refinancing your investment property

When does it make sense to refinance a property?

by BrendanNovember 17, 2019September 4, 2020Leave a comment

An all important disclaimer... Don't make big decisions based on one or two posts that you read. When considering to refinance a property, be sure to consult with someone who understands property investments, taxation and your specific goals and plan.…

Read More When does it make sense to refinance a property?

Investing loan, property, refinance
Refinancing your home

Is it worth refinancing your home?

by BrendanSeptember 22, 2019January 19, 2021Leave a comment

People often talk about refinancing their home loans and I've been asked how one can go about doing this. So if you're thinking of refinancing your home, read this first... Before we look at the process and potential costs involved…

Read More Is it worth refinancing your home?

Investing home loan, loan, mortgage, refinance
How much is your vehicle costing you?

How much is your car actually costing you?

by BrendanAugust 13, 2019September 4, 2020Leave a comment

First published in City Press Car ownership is essential for many South Africans, but even if you don’t absolutely need a car, it sure makes life easier! The convenience of just going to where you need to be can’t be…

Read More How much is your car actually costing you?

Smart Choices balloon payment, car, interest, loan, transport
A debt story from Muthu

A debt story from Muthu

by BrendanJuly 19, 2019July 30, 2020Leave a comment

A real story from a reader - unedited Mine started late 2014 when I just got a permanent job after a successful graduate programme. I decided to buy a car with my first salary, blessing right? Wrong! I bought the…

Read More A debt story from Muthu

Pay off debt car, debtstories, loan, transparent

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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