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Take charge of your money

Take charge of your money

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Tag: loan

Buying a new car

Buying a new car

by Brendan14 January 20227 September 2022Leave a comment

I'm looking at buying a new car sometime in the next year or two as mine is over 10 years old and not as comfortable as I'd like. In fact, my partner and I have started doing more road trips…

Read More Buying a new car

Smart Choices car, interest, loan, save
calculate interest

How to calculate interest on South African loans

by Brendan30 July 202013 August 2020Leave a comment

Sponsored Post When applying for a loan in South Africa or anywhere else in the world, a little understanding of important financial terms goes a long way. Therefore, it's crucial to be familiar with interest rates if you want to…

Read More How to calculate interest on South African loans

Pay off debt calculate, interest, loan
What s a balloon payment?

What is a balloon payment

by Brendan7 June 202014 January 20223 Comments

Buying a new car is always exciting, but it sure comes at a high cost! Sometimes more than what we can afford. It's easy to become emotionally attached to the car and do whatever it takes to be able to…

Read More What is a balloon payment

Financial Freedom, Smart Choices balloon payment, car, loan
When to refinance a property

When to refinance a property?

by Brendan17 November 20197 September 2021Leave a comment

An all important disclaimer... Don't make big decisions based on one or two posts that you read. When considering to refinance a property, be sure to consult with someone who understands property investments, taxation and your specific goals and plan.…

Read More When to refinance a property?

Investing loan, property, refinance
Refinancing your home

Is it worth refinancing your home?

by Brendan22 September 20197 September 2021Leave a comment

People often talk about refinancing their home loans and I've been asked how one can go about doing this. So if you're thinking of refinancing your home, read this first... Before we look at the process and potential costs involved…

Read More Is it worth refinancing your home?

Investing bond, home loan, loan, mortgage, refinance
How much car can I afford

How much car can I afford?

by Brendan13 August 201914 January 2022Leave a comment

Car ownership is essential for many South Africans, but even if you don’t absolutely need a car, it sure makes life easier! The convenience of just going to where you need to be can’t be underestimated. But how much car…

Read More How much car can I afford?

Smart Choices balloon payment, car, interest, loan, transport
Out of control debt

Muthu’s out of control debt

by Brendan19 July 201914 July 2021Leave a comment

A real story from a reader about his out of control debt - unedited Mine started late 2014 when I just got a permanent job after a successful graduate programme. I decided to buy a car with my first salary,…

Read More Muthu’s out of control debt

Pay off debt car, debtstories, loan, transparent

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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