Tag: credit card

My own debt story

I was recently asked about my own debt story and what the actual turning point for me was. It was

We all love the convenience of credit cards but it’s so easy to misuse them and one can quickly end

Credit cards are dangerous things as they make it far too easy to buy stuff that you don’t actually have

I often refer to debt as a “spiral of debt” because one small thing leads to the next and you

Credit cards are really useful and convenient now days, but it’s so easy to fall into debt and your finances

Lifestyle creep is a real thing and something to always consider at the back of your mind. If you’re not

In Part 1 we looked at what Cash Flow is, and the golden rule of money; don’t buy stuff if

Take a listen to the Cape Talk Radio interview about this post Part 1: The typical money cycle This article

This may sound silly, but once a week I hide my credit card away for a full 24-hours. This simply

Managing your credit card spend and keeping it within your monthly budget can be a bit tricky. The reason is

As with your simple budget, there is no generic solution to understanding how you spend your money. We all have

By “store cards” I mean the type that allow you to buy on credit. They are certainly convenient as they allow