Tag: credit card

Unwind the debt spiral

I often refer to debt as a “spiral of debt” because one small thing leads to the next and you

Credit cards are really useful and convenient now days, but it’s so easy to fall into debt and your finances

Lifestyle creep is a real thing and something to always consider at the back of your mind. If you’re not

In Part 1 we looked at what Cash Flow is, and the golden rule of money; don’t buy stuff if

Part 1: The typical money cycle This article is the first in a series relating to my money “cycle” and

This may sound silly, but once a week I hide my credit card away for a full 24-hours. This simply

Managing your credit card spend and keeping it within your monthly budget can be a bit tricky. The reason is

As with your simple budget, there is no generic solution to understanding how you spend your money. We all have

By “store cards” I mean the type that allow you to buy on credit. They are certainly convenient as they allow

I love this quote and it’s so true. Too many people spend money they don’t have to by things they

Here is a very quick “off the top of your head” checklist to look at. How much have you spent

It’s so easy to pay for things with your credit card, or to use one of the many “cashless wallet”