It can be depressing when looking at the amount of tax we pay each month. More so when you consider that any extra money you make, through hard work and dedication, will also be taxed. You're not alone when wondering…
Tag: emergency fund
We hear about having an emergency fund all the time, but do we really need one? And how much is enough?
Read through my collection of posts on why you need an emergency fund, where to save your emergency fund, and how to actually start saving for an emergency fund when you’re on a tight budget.
The bottom line however is that “real life” happens and you just don’t know what challenges will come your way. From medical emergencies, car breakdowns or even bugger events like unemployment.
How long can you survive without your regular income? 6 months? 3 months? 1 month or even less?
Now that’s the question to ask when thinking about whether or not you need an emergency fund.
Money management tips for 2021
We've all had a somewhat challenging year and I thought to start the new year with some basic money management tips. Some may be things that you already do, and some hopefully are new to you, or they spark ideas…
Saving for emergency fund
Given the vast amounts of information already out there, you may be asking if we really need another article on saving for an emergency fund. I worked out this week that when life happens, and the nonsense hits that fan,…
Knowing vs Doing
I was listening to someone this week, talking about knowing vs doing. Talking about living life the way we should, and he mentioned ‘Passion’. He said that we need to live our lives purposefully, with passion. I know exactly what…
Tips to manage your finances during a crisis
There's a lot happening now that is beyond our control and for which we could never really have planned for. It's a challenging time for many and everyone's circumstances are different. How you manage your finances during a crisis like…
Pet insurance
A slight deviation from the usual personal finance posts, here's one on pet insurance and why you should consider it. Yes, pet insurance. That's medical aid for your dog and cat. If that sounds silly then you probably don't realise…
A good reason NOT to pay off your debt
It could be contentious, but it's probably more important to set up an emergency fund than pay off outstanding debt. A reason not to pay off your debt.
Where to save your emergency fund
Consider these fundementals when deciding where to save your emergency fund. Also see some of the misconceptions about using your home loan for this purpose
How to build an Emergency Fund
When it rains, and you want to be the person who brought an umbrella... see why and how to build an emergency fund to save you when "life happens"
#MoneyMonday – How prepared are you for an emergency?
#MoneyMonday with Take Charge of Your Money Short to-the-point money thought every Monday to give you motivation, perspective or action for the week. Get these straight in your inbox. How is your Emergency Fund doing? Can you deal with an…
Read More #MoneyMonday – How prepared are you for an emergency?
How to achieve financial security
I'm sure everyone wants financial security; both now and for the future. It's one thing to have a job now and be living it up, but it's impossible to know what the future may bring which makes it even more…
How to manage your money better
If you want to know how to manage your money better, then you've come to the right place! This is just a short intro with 3 tips that you can work on this week. However, there is a great introduction…