As I often mention in my posts, it's really important to budget and to track your expenses. In fact it's vital to good financial health! YNAB is a great tool which you can use in South Africa. There are numerous…

As I often mention in my posts, it's really important to budget and to track your expenses. In fact it's vital to good financial health! YNAB is a great tool which you can use in South Africa. There are numerous…