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10 signs that you're misusing your credit card
April 2, 2019 Financial Habits

10 Signs that you’re misusing your credit card

We all love the convenience of credit cards but it’s so easy to misuse them and one can quickly end

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BlackFriday - 5 tip to avoid spending
November 21, 2018 Financial Habits / Smart Choices

How do you avoid the #BlackFriday hype?

#BlackFriday has become quite a huge event in South Africa recently. It’s only the past few years that it’s grown

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Penny wise but pound foolish
November 12, 2018 Save Money

Penny wise but Pound foolish

This is a good old saying that’s still very true and relevant today! Many people focus intently on managing their

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Christmas decorations
October 12, 2018 Save Money

Start planning for Christmas now

It’s scary to think that Christmas decorations are slowly starting to pop up in stores and that the Boney M

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The pros and cons of credit cards
April 23, 2018 Financial Habits / Smart Choices

Credit Cards – the pros and cons

Credit cards are really useful and convenient now days, but it’s so easy to fall into debt and your finances

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Beware of lifestyle creep
April 16, 2018 Financial Freedom / Financial Habits

Beware of Lifestyle Creep

Lifestyle creep is a real thing and something to always consider at the back of your mind. If you’re not

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Budget for clothing
March 26, 2018 Budgeting

Budget for clothing

I put out a poll recently on what my next post should be and Budget for Clothing and Acknowledge your

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Silly Season Money Tips
December 14, 2017 Budgeting

Silly Season Money Tips

We’re right in the middle of the December, also known as the silly season, festive season, year end and by

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October 3, 2017 Budgeting / Financial Freedom

Cash flow Matters: Part 2

In Part 1 we looked at what Cash Flow is, and the golden rule of money; don’t buy stuff if

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August 3, 2017 Save Money

A new take on Gifts : Guest Post

Mr & Mrs Quest are a Los Angeles based couple working to achieve financial independence and retire early at www.ourquestforfire.com

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May 11, 2017 Ditch Debt / Financial Habits

Cancel your store cards

By “store cards” I mean the type that allow you to buy on credit. They are certainly convenient as they allow

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May 9, 2017 Ditch Debt / Financial Habits

Quote

I love this quote and it’s so true. Too many people spend money they don’t have to by things they

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Recent Posts

  • The Importance of Teaching Your Children the Value of Money December 8, 2019
  • Festive season insurance tips for South African drivers December 1, 2019
  • ETF Investment Update – November 2019 December 1, 2019
  • Other Peoples Money November 24, 2019
  • When does it make sense to refinance a property? November 17, 2019

About

Taking charge of your money has nothing to do with how much money you have; but rather how and where you spend it. Are you in charge or is your partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent and where?

Budget, save, invest and make wise money decisions!

Personal Finance and money matters from South Africa.

Published in Estate Living, City Press, People Magazine and appearing online across many sites including IOL Personal Finance. Also featured weekly on Cape Talk Radio.

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