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Take charge of your money

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Tag: shopping

Shop wisely and save money

Shop wisely and save money

by Brendan4 April 202010 December 20201 Comment

You know when you go to buy bread and milk and end up with a bag full of goods for R300? How can you shop wisely and save money?

Save Money shopping
Warning signs of credit card overuse

10 Warning signs of credit card overuse

by Brendan2 April 20196 May 2021Leave a comment

We all love the convenience of credit cards but they're so easy to misuse and one can quickly end up in a terrible debt situation! Take a look at these warning signs of credit card overuse, and think about them…

Read More 10 Warning signs of credit card overuse

Financial Habits, Pay off debt credit card, shopping
How to avoid Black Friday

How to avoid Black Friday

by Brendan21 November 20183 February 2021Leave a comment

Black Friday has become quite a huge event in South Africa recently. It's only the past few years that it's grown to such an extent that people are going a little crazy in anticipation for it. Don't you think it's…

Read More How to avoid Black Friday

Financial Habits, Smart Choices save, shopping
Penny wise pound foolish

Penny wise, Pound foolish

by Brendan12 November 201827 January 2021Leave a comment

"Penny wise Pound foolish." This is a good old saying that's still very true and relevant today! Many people focus intently on managing their small expenses (the Pennies in the saying) but yet they're oblivious to their large and wasteful…

Read More Penny wise, Pound foolish

Save Money sacrifice, shopping, track
Planning for Christmas early

Start planning for Christmas early

by Brendan12 October 201827 January 20212 Comments

It's scary to think that Christmas decorations are slowly starting to pop up in stores and that the Boney M Christmas jingles will soon be blaring out. It's only October but I've spotted the first Santa already! May seem silly…

Read More Start planning for Christmas early

Save Money Budget, Christmas, gifts, shopping
Credit cards pros and cons

Credit Cards pros and cons

by Brendan23 April 201822 February 202111 Comments

Credit cards are really useful and convenient now days, but it's so easy to fall into debt and your finances can quickly spiral out of control. Let's explore the credit cards pros and cons and see if it's something that…

Read More Credit Cards pros and cons

Financial Habits, Smart Choices calculate, credit card, debt free, emergency fund, interest, shopping
Beware of lifestyle creep

Beware of Lifestyle Creep

by Brendan16 April 201822 October 20207 Comments

Lifestyle creep is a real thing. It's also called lifestyle inflation and it's something to always consider at the back of your mind. If you're not sure what it is, then read on as this post is definitely for you!…

Read More Beware of Lifestyle Creep

Financial Freedom, Financial Habits credit card, lifestyle, shopping, simplify, spend, waste
How to budget for clothes

How to budget for clothing

by Brendan26 March 20188 March 20217 Comments

It's tricky to know how to budget for clothing as you don't necessarily need to buy clothes every month. In fact, depending on your personality and fashion sense you may only be buying clothes every 6 months. (And let's face…

Read More How to budget for clothing

Budgeting cash, keep track, plan, save, shopping, spend
Save money this Christmas

Save money this Christmas

by Brendan14 December 20176 October 2020Leave a comment

This silly season can be stressful with all the family events, gifting and general expenses. Let's see how to save money this Christmas. It's the time to spend money and whatever your beliefs, you have to agree that shopping malls…

Read More Save money this Christmas

Budgeting Christmas, gifts, shopping
How to fix cash flow issues

How to fix cash flow issues

by Brendan3 October 201710 September 2021Leave a comment

If you find that you're struggling to survive form paycheck to paycheck, then you may have some cash flow troubles. Let's explore how to fix cash flow issues in 6 steps. They're not all easy, but they can absolutely be…

Read More How to fix cash flow issues

Financial Freedom cashflow, credit card, debt free, plan, shopping
Are gifts necessary in a relationship

Are gifts necessary in a relationship?

by Brendan3 August 20174 September 2020Leave a comment

Here's a guest post on whether or gifts are necessary in a relationship. "Mr & Mrs Quest" are a Los Angeles based couple working to achieve financial independence. They used to blog and have an active Twitter account but don't…

Read More Are gifts necessary in a relationship?

Save Money gifts, relationship, save, shopping
Cancel store cards

Cancel your store cards

by Brendan11 May 201717 August 20202 Comments

I'd love to encourage everyone to cancel their store cards. By "store cards" I mean the type that allow you to buy on credit. They are certainly convenient as they allow you to buy things without needing actual money, and many…

Read More Cancel your store cards

Financial Habits, Pay off debt Budget, cash, challenge, credit card, shopping

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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