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Take charge of your money

Take charge of your money

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Tag: save

Learn to save money with some great money saving tips and stories. From negotiating your car insurance to cutting out of unnecessary expenses. Some things may be obvious while others may be new to you.

It’s also important to understand your relationship with money and how your upbringing, values and habits affect your spending habits.

A better understanding of yourself and perhaps change of mindset could help you to save more money than you can imagine right now.

This is of course only one side of the equation. There is only so much you can save before you reach a limit. On the other side however is your ability to earn more. And folks, is limitless.

Paying yourself first

How to pay yourself first

by BrendanJuly 20, 2020August 15, 20201 Comment

Sponsored by Nedbank Paying yourself first is one of the fundamentals of personal finance and something that’s often mentioned or written about. In fact, I recently wrote about what it means to pay yourself first, but as it’s really such…

Read More How to pay yourself first

Financial Habits invest, save
52 Week Savings Challenge

The 52 Week Savings Challenge for 2020

by BrendanJanuary 4, 2020September 11, 2020Leave a comment

The 52 Week Savings Challenge is a fun weekly challenge to help you save over R13,000 over the course of a year. Join me in doing this.

Save Money 2020, 52 Week Challenge, save
National Savings Month 2019

National Savings Month 2019

by BrendanJuly 23, 2019August 15, 2020Leave a comment

South Africans are bad at saving money! Let’s see what the National Savings Month is all about. July is National Savings Month in South Africa and even if you don’t feel that it’s relevant to you, we can all do…

Read More National Savings Month 2019

Financial Habits Financial Health, save, Savings Month
Finding the best student account

Finding the best Student Account

by BrendanJuly 5, 2019August 15, 2020Leave a comment

This article first appeared in City Press The more traditional banks offer accounts tailored to young people and students. Some require you to be a full-time student, while others simply look at your age as a qualifying criteria. These accounts…

Read More Finding the best Student Account

Smart Choices bank, fees, interest, save, student account
Sweating the small stuff

Sweating the small stuff

by BrendanMarch 22, 2019May 20, 2019Leave a comment

This article first appeared in City Press There's no point in worrying about the tiny amounts of money you save if you just blow it all Have you ever found yourself consciously trying to save R2.50 by going to a…

Read More Sweating the small stuff

Financial Habits, Save Money print, priorities, sacrifice, save
Buffer budget

Create a buffer in your budget

by BrendanNovember 29, 2018December 10, 20202 Comments

It's amazing how much peace of mind you can get by simply having a bit of breathing space in your budget. A buffer budget so to speak. This is different to an Emergency Fund or special savings that you have.…

Read More Create a buffer in your budget

Financial Habits, Financial Health Budget, peace of mind, save
BlackFriday - 5 tip to avoid spending

How do you avoid the #BlackFriday hype?

by BrendanNovember 21, 2018December 1, 2019Leave a comment

#BlackFriday has become quite a huge event in South Africa recently. It's only the past few years that it's grown to such an extent that people are going a little crazy in anticipation for it. It's a little strange though…

Read More How do you avoid the #BlackFriday hype?

Financial Habits, Smart Choices save, shopping
Money Monday

#ModayMonday – Heritage Day

by BrendanSeptember 24, 2018July 24, 2020Leave a comment

#MoneyMonday with Take Charge of Your Money - Heritage Day Short to-the-point money thought every Monday to give you motivation, perspective or action for the week. Get these straight in your inbox. Your money heritage Today is Heritage Day in…

Read More #ModayMonday – Heritage Day

Financial Freedom honesty, MoneyMonday, save, take charge
Stash it don't flash it

Stash it, don’t flash it

by BrendanMay 7, 2018November 4, 20204 Comments

CCID Poster The city of Cape Town Improvement District recently launched a public safety campaign aimed at tourists and safety within the city center. The slogan is "Stash it, don't flash it". I love it though as it is hugely…

Read More Stash it, don’t flash it

Financial Habits, Smart Choices invest, save, spend
Should I pay my home loan or invest?

Pay home loan or invest?

by BrendanApril 9, 2018December 4, 202018 Comments

I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. You know, pay home loan or invest? There are so many things to consider and I sometimes relook at…

Read More Pay home loan or invest?

Investing, Pay off debt, Smart Choices calculate, excel, Goals, home loan, my story, property, save, travel
How to budget for clothes

How to budget for clothing

by BrendanMarch 26, 2018October 20, 20207 Comments

It's tricky to know how to budget for clothing as you don't necessarily need to buy clothes every month. In fact, depending on your personality and fashion sense you may only be buying clothes every 6 months. (And let's face…

Read More How to budget for clothing

Budgeting cash, keep track, plan, save, shopping, spend
Budget to travel

Budget to travel

by BrendanFebruary 19, 2018October 14, 20201 Comment

I'm really excited to be planning a trip to Thailand soon and thought that I'd share how I go about preparing a budget to travel. There are really only two main factors to consider; how much can you realistically afford…

Read More Budget to travel

Budgeting Goals, save, travel

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and money matters from South Africa.

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