It can be depressing when looking at the amount of tax we pay each month. More so when you consider that any extra money you make, through hard work and dedication, will also be taxed. You're not alone when wondering…
Tag: save
Learn to save money with some great money saving tips and stories. From negotiating your car insurance to cutting out of unnecessary expenses. Some things may be obvious while others may be new to you.
It’s also important to understand your relationship with money and how your upbringing, values and habits affect your spending habits.
A better understanding of yourself and perhaps change of mindset could help you to save more money than you can imagine right now.
This is of course only one side of the equation. There is only so much you can save before you reach a limit. On the other side however is your ability to earn more. And folks, is limitless.
Learn to take charge of your money!
How to pay yourself first
Sponsored by Nedbank Paying yourself first is one of the fundamentals of personal finance and something that’s often mentioned or written about. In fact, I recently wrote about what it means to pay yourself first, but as it’s really such…
52 Week Savings Challenge South Africa
The 52 Week Savings Challenge is a fun weekly challenge to help you save over R13,000 over the course of a year. Join me in doing this.
National Savings Month 2019
South Africans are bad at saving money! Let’s see what the National Savings Month is all about. July is National Savings Month in South Africa and even if you don’t feel that it’s relevant to you, we can all do…
Finding the best Student Account
The more traditional banks offer accounts tailored to young people and students. Some require you to be a full-time student, while others simply look at your age as a qualifying criteria. These accounts come with lower monthly fees (some even…
Sweating the small stuff
Ever noticed yourself sweating the small stuff and worrying about small amounts of money here and there whilst the big expenses keep on coming? There's no point in worrying about the tiny amounts of money you save if you just…
Create a buffer in your budget
It's amazing how much peace of mind you can get by simply having a bit of breathing space in your budget. A buffer budget so to speak. This is different to an Emergency Fund or special savings that you have.…
How to avoid Black Friday
Black Friday has become quite a huge event in South Africa recently. It's only the past few years that it's grown to such an extent that people are going a little crazy in anticipation for it. Don't you think it's…
Heritage Day in South Africa
Today is Heritage Day in South Africa. This is a celebration of our heritage, diverse cultures, traditions, language and generally a time to remember where we came from. I thought we should spend a little time today thinking about what…
Stash it, don’t flash it
CCID Poster The city of Cape Town Improvement District recently launched a public safety campaign aimed at tourists and safety within the city center. The slogan is "Stash it, don't flash it". I love it though as it is hugely…
Pay home loan or invest?
I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. You know, pay home loan or invest? There are so many things to consider and I sometimes relook at…
How to budget for clothing
It's tricky to know how to budget for clothing as you don't necessarily need to buy clothes every month. In fact, depending on your personality and fashion sense you may only be buying clothes every 6 months. (And let's face…