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Take charge of your money

Take charge of your money

Budgeting, Saving, Investing, Money Tips

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Tag: save

Learn to save money with some great money saving tips and stories. From negotiating your car insurance to cutting out of unnecessary expenses. Some things may be obvious while others may be new to you.

It’s also important to understand your relationship with money and how your upbringing, values and habits affect your spending habits.

A better understanding of yourself and perhaps change of mindset could help you to save more money than you can imagine right now.

This is of course only one side of the equation. There is only so much you can save before you reach a limit. On the other side however is your ability to earn more. And folks, is limitless.

Learn to take charge of your money!

Buying a new car

Buying a new car

by Brendan14 January 20227 September 2022Leave a comment

I'm looking at buying a new car sometime in the next year or two as mine is over 10 years old and not as comfortable as I'd like. In fact, my partner and I have started doing more road trips…

Read More Buying a new car

Smart Choices car, interest, loan, save
How to pay less tax in South Africa

How to pay less tax in South Africa

by Brendan31 January 202117 August 20212 Comments

It can be depressing when looking at the amount of tax we pay each month. More so when you consider that any extra money you make, through hard work and dedication, will also be taxed. You're not alone when wondering…

Read More How to pay less tax in South Africa

Smart Choices emergency fund, save, tax
Paying yourself first

How to pay yourself first

by Brendan20 July 202015 August 20201 Comment

Sponsored by Nedbank Paying yourself first is one of the fundamentals of personal finance and something that’s often mentioned or written about. In fact, I recently wrote about what it means to pay yourself first, but as it’s really such…

Read More How to pay yourself first

Financial Habits invest, save
52 Week Savings Challenge

52 Week Savings Challenge South Africa

by Brendan4 January 202012 January 2023Leave a comment

The 52 Week Savings Challenge is a fun weekly challenge to help you save over R13,000 over the course of a year. Join me in doing this.

Save Money 52 Week Challenge, save
Savings Month

National Savings Month 2019

by Brendan23 July 201920 April 2021Leave a comment

South Africans are bad at saving money! Let’s see what the National Savings Month is all about. July is National Savings Month in South Africa and even if you don’t feel that it’s relevant to you, we can all do…

Read More National Savings Month 2019

Financial Habits Financial Health, save, Savings Month
Best student account in South Africa

Finding the best Student Account

by Brendan5 July 20191 April 2021Leave a comment

The more traditional banks offer accounts tailored to young people and students. Some require you to be a full-time student, while others simply look at your age as a qualifying criteria. These accounts come with lower monthly fees (some even…

Read More Finding the best Student Account

Smart Choices bank, fees, interest, save, student account
Sweating the small stuff

Sweating the small stuff

by Brendan22 March 201922 February 2021Leave a comment

Ever noticed yourself sweating the small stuff and worrying about small amounts of money here and there whilst the big expenses keep on coming? There's no point in worrying about the tiny amounts of money you save if you just…

Read More Sweating the small stuff

Financial Habits, Save Money print, priorities, sacrifice, save
Buffer budget

Create a buffer in your budget

by Brendan29 November 20184 February 20212 Comments

It's amazing how much peace of mind you can get by simply having a bit of breathing space in your budget. A buffer budget so to speak. This is different to an Emergency Fund or special savings that you have.…

Read More Create a buffer in your budget

Financial Habits, Financial Health Budget, peace of mind, save
How to avoid Black Friday

How to avoid Black Friday

by Brendan21 November 20183 February 2021Leave a comment

Black Friday has become quite a huge event in South Africa recently. It's only the past few years that it's grown to such an extent that people are going a little crazy in anticipation for it. Don't you think it's…

Read More How to avoid Black Friday

Financial Habits, Smart Choices save, shopping
Heritage Day in South Africa

Heritage Day in South Africa

by Brendan24 September 201826 January 2021Leave a comment

Today is Heritage Day in South Africa. This is a celebration of our heritage, diverse cultures, traditions, language and generally a time to remember where we came from. I thought we should spend a little time today thinking about what…

Read More Heritage Day in South Africa

Financial Freedom honesty, MoneyMonday, save, values
Stash it don't flash it

Stash it, don’t flash it

by Brendan7 May 20184 November 20204 Comments

CCID Poster The city of Cape Town Improvement District recently launched a public safety campaign aimed at tourists and safety within the city center. The slogan is "Stash it, don't flash it". I love it though as it is hugely…

Read More Stash it, don’t flash it

Financial Habits, Smart Choices invest, save, spend
Should I pay my home loan or invest?

Pay home loan or invest?

by Brendan9 April 201826 October 202122 Comments

I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. You know, pay home loan or invest? There are so many things to consider and I sometimes relook at…

Read More Pay home loan or invest?

Investing, Pay off debt, Smart Choices bond, calculate, excel, Goals, home loan, my story, property, save, travel

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

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2023 Take charge of your money
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