People often talk about refinancing their home loans and I've been asked how one can go about doing this. So if you're thinking of refinancing your home, read this first... Before we look at the process and potential costs involved…
Tag: mortgage
The true cost of the home loan initiation fee
There are so many fees, taxes and costs involved when purchasing a property that it comes as a relief when the bank offers to add the home loan initiation fee on to the loan so that you don't have to…
Use your Home Loan as a Savings Account
An awesome trick that many people miss is to use your home loan as a savings account. Potentially great interest and easy access to your money. This is not recommended for large amounts of cash, and also not for your…
Calculate savings from extra loan payments
Have you ever wondered whether it is worth making extra payments into your home-loan account? And is there a way to actually calculate savings from extra loan payments? These may seem tricky but it's actually quite easy to calculate! In…
How much is your coffee costing you?
I love coffee! The very thought of drinking less makes me quiver with fear. But, sometimes one must take the emotion out of decisions and just look at cold, hard facts. How much is my coffee costing? In a previous…