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Take charge of your money

Take charge of your money

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Tag: mortgage

Refinancing your home

Is it worth refinancing your home?

by Brendan22 September 20197 September 2021Leave a comment

People often talk about refinancing their home loans and I've been asked how one can go about doing this. So if you're thinking of refinancing your home, read this first... Before we look at the process and potential costs involved…

Read More Is it worth refinancing your home?

Investing bond, home loan, loan, mortgage, refinance
home loan initiation fee

The true cost of the home loan initiation fee

by Brendan21 October 201820 September 20211 Comment

There are so many fees, taxes and costs involved when purchasing a property that it comes as a relief when the bank offers to add the home loan initiation fee on to the loan so that you don't have to…

Read More The true cost of the home loan initiation fee

Pay off debt, Save Money bond, calculate, formula, home loan, interest, mortgage
Use your Home Loan as a Savings Account

Use your Home Loan as a Savings Account

by Brendan22 October 201725 January 20222 Comments

An awesome trick that many people miss is to use your home loan as a savings account. Potentially great interest and easy access to your money. This is not recommended for large amounts of cash, and also not for your…

Read More Use your Home Loan as a Savings Account

Investing, Save Money bond, home loan, interest, mortgage, tip
Calculate savings from extra loan payments

Calculate savings from extra loan payments

by Brendan8 May 201713 July 2021Leave a comment

Have you ever wondered whether it is worth making extra payments into your home-loan account? And is there a way to actually calculate savings from extra loan payments? These may seem tricky but it's actually quite easy to calculate! In…

Read More Calculate savings from extra loan payments

Pay off debt, Save Money bond, calculate, home loan, mortgage, save
How much is your coffee costing you in terms of future savings?

How much is your coffee costing you?

by Brendan19 April 20173 November 20201 Comment

I love coffee!  The very thought of drinking less makes me quiver with fear. But, sometimes one must take the emotion out of decisions and just look at cold, hard facts. How much is my coffee costing? In a previous…

Read More How much is your coffee costing you?

Pay off debt, Save Money bond, cost, home loan, interest, mortgage

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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