Today is Heritage Day in South Africa. This is a celebration of our heritage, diverse cultures, traditions, language and generally a time to remember where we came from. I thought we should spend a little time today thinking about what…

Today is Heritage Day in South Africa. This is a celebration of our heritage, diverse cultures, traditions, language and generally a time to remember where we came from. I thought we should spend a little time today thinking about what…
To be honest with yourself and acknowledge your expenses is relevant to you whether or not you budget. It's probably more relevant to those who don't yet have a budget as it may be quite an eye-opener to see how…