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Take charge of your money

Take charge of your money

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Tag: Goals

Let’s look at the benefits of personal finance goals and why setting some is an important step in taking control of your personal finances.

Of course there are some folk who have taken a stance against goal setting as they feel that it’s a pointless exercise. However, without knowing what you want in life it’s very tricky (if not impossible) to know when you’ve reached it.

Setting achievable and valuable financial goals is a fundamental step in taking charge of your money and managing your finances better.

Read the collection of posts on setting financial goals.

Should I pay my home loan or invest?

Pay home loan or invest?

by BrendanApril 9, 2018December 4, 202018 Comments

I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. You know, pay home loan or invest? There are so many things to consider and I sometimes relook at…

Read More Pay home loan or invest?

Investing, Pay off debt, Smart Choices calculate, excel, Goals, home loan, my story, property, save, travel
Budget to travel

Budget to travel

by BrendanFebruary 19, 2018October 14, 20201 Comment

I'm really excited to be planning a trip to Thailand soon and thought that I'd share how I go about preparing a budget to travel. There are really only two main factors to consider; how much can you realistically afford…

Read More Budget to travel

Budgeting Goals, save, travel
Find financial freedom

Financial freedom by paying off your home loan

by BrendanFebruary 5, 2018October 9, 20201 Comment

Owning a place that you can call home is really awesome, but having to pay for it over 20 - 30 years is absolutely dreadful! It's like having a noose around your neck; just one mishap and bang - the bank…

Read More Financial freedom by paying off your home loan

Financial Freedom, Pay off debt Goals, home loan, invest, property
Calculate your Financial Health

Calculate your Financial Health

by BrendanJanuary 22, 2018December 2, 2020Leave a comment

We all have a fair idea of what our physical health is like. And of course we can always visit a doctor if something doesn't feel right or if we actually know that something is wrong. What about your finances…

Read More Calculate your Financial Health

Financial Habits, Financial Health calculate, Goals, knowledge, retirement, track
What's your survival number

What’s your survival number?

by BrendanJanuary 8, 2018October 8, 2020Leave a comment

"What does that even mean?" you might be wondering. Well, by "survival number" I am referring to how much you need in order to survive. And really, what's the least amount of money you can survive off if things were really…

Read More What’s your survival number?

Budgeting, Financial Freedom debt free, expenses, Focus, Goals
New Year Resolutions

New Year Resolutions – Anytime!

by BrendanDecember 27, 2017October 6, 20202 Comments

I like to set goals at the beginning of the year and even though I'm writing this with the New Year in mind, this is certainly not the only opportunity to set goals or new year resolutions. If there is…

Read More New Year Resolutions – Anytime!

Financial Habits challenge, Focus, Goals, intention, keep track
Results of personal savings challenge

Personal savings challenge results

by BrendanSeptember 21, 2017December 3, 2020Leave a comment

Just in case you missed what this personal savings challenge is about, have a look at the start of my 11 Day Mega Savings Binge. This has been a personal challenge to save money and get my finances and priorities…

Read More Personal savings challenge results

Save Money Budget, challenge, Focus, Goals, intention, track
Savings Binge progress

Savings Binge : Day 5 Progress

by BrendanSeptember 15, 2017December 3, 20202 Comments

So just in case you've missed what this "savings binge" is all about, have a look at the intro post on my 11 Day Mega Savings Binge to find out more. After 5 days of going on a super-savings-binge I've…

Read More Savings Binge : Day 5 Progress

Save Money Budget, challenge, Goals, plan
How to create a simple budget

How to create a simple budget

by BrendanSeptember 1, 2017November 12, 20201 Comment

Budgeting and financial things can often seem complicated, but they really don't need to be. It's easy to learn how to create a simple budget, and it's probably much easier than you think! So before you start, remember the Golden…

Read More How to create a simple budget

Budgeting challenge, Goals, plan
How a lesser paying job makes sense to me

How a lesser paying job makes sense to me

by BrendanAugust 18, 2017September 4, 2020Leave a comment

This may seem like a strange blog post. Why on earth would a finance blogger even consider a lesser paying job, and let alone be pleased about it? Before you start thinking that I have lost my mind you better…

Read More How a lesser paying job makes sense to me

Financial Freedom, Smart Choices balance, Goals
Retirement strategies

Retirement strategies to think about now

by BrendanAugust 7, 2017November 12, 2020Leave a comment

Being able to retire in a financially secure position is a feat that few people attain. Searching for statistics on the percentage of the population who are able to retire comfortably is a scary exercise. It is possible though and…

Read More Retirement strategies to think about now

Financial Freedom Goals, plan, retirement
Small steps to fix your finances

Small steps to fix your finances

by BrendanAugust 4, 2017November 12, 2020Leave a comment

Financial freedom may seem like such a hard thing to achieve, maybe even impossible. However, as the famous saying goes, the journey begins with a single step. So let's take a look at the small steps to fix your finances.…

Read More Small steps to fix your finances

Financial Freedom, Financial Habits Goals, intention, knowledge

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and money matters from South Africa.

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