I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. You know, pay home loan or invest? There are so many things to consider and I sometimes relook at…
Tag: Goals
Let’s look at the benefits of personal finance goals and why setting some is an important step in taking control of your personal finances.
Of course there are some folk who have taken a stance against goal setting as they feel that it’s a pointless exercise. However, without knowing what you want in life it’s very tricky (if not impossible) to know when you’ve reached it.
Setting achievable and valuable financial goals is a fundamental step in taking charge of your money and managing your finances better.
Read the collection of posts on setting financial goals.
Budget to travel
I'm really excited to be planning a trip to Thailand soon and thought that I'd share how I go about preparing a budget to travel. There are really only two main factors to consider; how much can you realistically afford…
Financial freedom by paying off your home loan
Owning a place that you can call home is really awesome, but having to pay for it over 20 - 30 years is absolutely dreadful! It's like having a noose around your neck; just one mishap and bang - the bank…
Calculate your Financial Health
We all have a fair idea of what our physical health is like. And of course we can always visit a doctor if something doesn't feel right or if we actually know that something is wrong. What about your finances…
What’s your survival number?
"What does that even mean?" you might be wondering. Well, by "survival number" I am referring to how much you need in order to survive. And really, what's the least amount of money you can survive off if things were really…
New Year Resolutions – Anytime!
I like to set goals at the beginning of the year and even though I'm writing this with the New Year in mind, this is certainly not the only opportunity to set goals or new year resolutions. If there is…
Personal savings challenge results
Just in case you missed what this personal savings challenge is about, have a look at the start of my 11 Day Mega Savings Binge. This has been a personal challenge to save money and get my finances and priorities…
Savings Binge : Day 5 Progress
So just in case you've missed what this "savings binge" is all about, have a look at the intro post on my 11 Day Mega Savings Binge to find out more. After 5 days of going on a super-savings-binge I've…
How to create a simple budget
Budgeting and financial things can often seem complicated, but they really don't need to be. It's easy to learn how to create a simple budget, and it's probably much easier than you think! So before you start, remember the Golden…
How a lesser paying job makes sense to me
This may seem like a strange blog post. Why on earth would a finance blogger even consider a lesser paying job, and let alone be pleased about it? Before you start thinking that I have lost my mind you better…
Retirement strategies to think about now
Being able to retire in a financially secure position is a feat that few people attain. Searching for statistics on the percentage of the population who are able to retire comfortably is a scary exercise. It is possible though and…
Small steps to fix your finances
Financial freedom may seem like such a hard thing to achieve, maybe even impossible. However, as the famous saying goes, the journey begins with a single step. So let's take a look at the small steps to fix your finances.…