Have you ever tried the envelope system for budgeting? It's such an easy and common-sense way of managing money that you can't really go wrong. In fact, my Mom still uses the envelope system. After so many years and so…
Tag: cash
A survival guide for 2020
Sponsored by Nedbank Have you caught yourself trying to scratch your nose whilst wearing a mask? Who would have thought that it could be so tricky? In fact, so much of what we know to be “normal” has changed over…
What are different asset classes?
It's easy to get lost in all the "investment jargon". Big words and concepts that experts and know-it-alls throw around. Well now it's your turn to join the club and learn the lingo. Keep reading to find out more about…
How to budget for clothing
It's tricky to know how to budget for clothing as you don't necessarily need to buy clothes every month. In fact, depending on your personality and fashion sense you may only be buying clothes every 6 months. (And let's face…
Grocery shopping tips
Want to make your money stretch? Here are 6 grocery shopping tips to help you save time, money and even energy! Okay, maybe I'm over-selling here, but you sure can make your shopping trip more efficient. 1 - Know your…
Give your card a break
I like to give my credit card a break sometimes and so once a week I hide it away for a full 24-hours. This simply means that I cannot spend anything on my card that day. I can obviously spend…
Budget by payment forms
We all have different spending habits and ways of working with money. That's why you need to find a way to budget that works for you! Especially a way to budget by payment forms such as cash, credit card, ETF…
Cancel your store cards
I'd love to encourage everyone to cancel their store cards. By "store cards" I mean the type that allow you to buy on credit. They are certainly convenient as they allow you to buy things without needing actual money, and many…
Guilt free spending
We've all experienced feeling a little guilty about buying something. That feeling when you're unsure of whether you can actually afford something or not. Wouldn't it be great though if you could go shopping and do some guilt-free spending and feel…
Be more conscious with cash
It's so easy to pay for things with your credit card, or to use one of the many "cashless wallet" apps that are becoming available. These things really do make life easier and far more convenient, but at the same…