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Tag: cash

Envelope system for budgeting

The envelope system for budgeting

by Brendan13 October 202114 February 2022Leave a comment

Have you ever tried the envelope system for budgeting? It's such an easy and common-sense way of managing money that you can't really go wrong. In fact, my Mom still uses the envelope system. After so many years and so…

Read More The envelope system for budgeting

Budgeting cash
Survival guide to 2020

A survival guide for 2020

by Brendan8 July 20204 September 2020Leave a comment

Sponsored by Nedbank Have you caught yourself trying to scratch your nose whilst wearing a mask? Who would have thought that it could be so tricky? In fact, so much of what we know to be “normal” has changed over…

Read More A survival guide for 2020

Financial Habits cash, invest
What are different asset classes

What are different asset classes?

by Brendan24 May 20207 June 20204 Comments

It's easy to get lost in all the "investment jargon". Big words and concepts that experts and know-it-alls throw around. Well now it's your turn to join the club and learn the lingo. Keep reading to find out more about…

Read More What are different asset classes?

Investing asset classes, cash, property, shares
How to budget for clothes

How to budget for clothing

by Brendan26 March 20188 March 20217 Comments

It's tricky to know how to budget for clothing as you don't necessarily need to buy clothes every month. In fact, depending on your personality and fashion sense you may only be buying clothes every 6 months. (And let's face…

Read More How to budget for clothing

Budgeting cash, keep track, plan, save, shopping, spend
grocery shopping tips

Grocery shopping tips

by Brendan6 July 201720 October 2021Leave a comment

Want to make your money stretch? Here are 6 grocery shopping tips to help you save time, money and even energy! Okay, maybe I'm over-selling here, but you sure can make your shopping trip more efficient. 1 - Know your…

Read More Grocery shopping tips

Save Money Budget, cash, plan, shop
Give your card a break

Give your card a break

by Brendan30 May 20174 November 2020Leave a comment

I like to give my credit card a break sometimes and so once a week I hide it away for a full 24-hours. This simply means that I cannot spend anything on my card that day. I can obviously spend…

Read More Give your card a break

Financial Habits, Smart Choices cash, challenge, credit card
Budget by payment forms

Budget by payment forms

by Brendan20 May 20174 November 2020Leave a comment

We all have different spending habits and ways of working with money. That's why you need to find a way to budget that works for you! Especially a way to budget by payment forms such as cash, credit card, ETF…

Read More Budget by payment forms

Financial Habits cash, credit card, excel, track
Cancel store cards

Cancel your store cards

by Brendan11 May 201717 August 20202 Comments

I'd love to encourage everyone to cancel their store cards. By "store cards" I mean the type that allow you to buy on credit. They are certainly convenient as they allow you to buy things without needing actual money, and many…

Read More Cancel your store cards

Financial Habits, Pay off debt Budget, cash, challenge, credit card, shopping
Guilt free spending!

Guilt free spending

by Brendan26 April 20173 November 2020Leave a comment

We've all experienced feeling a little guilty about buying something. That feeling when you're unsure of whether you can actually afford something or not. Wouldn't it be great though if you could go shopping and do some guilt-free spending and feel…

Read More Guilt free spending

Budgeting, Financial Habits cash, plan, shopping, spend, track
Be more conscious with cash

Be more conscious with cash

by Brendan18 April 201730 October 2021Leave a comment

It's so easy to pay for things with your credit card, or to use one of the many "cashless wallet" apps that are becoming available. These things really do make life easier and far more convenient, but at the same…

Read More Be more conscious with cash

Financial Habits Budget, cash, credit card, save, spend, track

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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