Being South Africans, the Rand’s performance relative to other major currencies is often a topic for conversation and expletives. The
You probably have some debt – and that’s fine. You do however need a plan to pay off debt and here we offer two strategies to choose from, or use a combo.
Capital Gains Tax for retirees and how it affects them when selling their homes after 30 or 40 years, when the property has greatly increased in value.
You know when you go to buy bread and milk and end up with a bag full of goods for R300? How can you shop wisely and save money?
Money is a funny thing. When you don’t have it, you stress about paying bills; when you have it, you worry about losing it. Are financial advisers worth it?
It’s often good to find a financial adviser and get some professional advice. But beware of the salesman and snake-oil merchants though.
So how do you choose the best gap cover? It really depends on your own circumstances but there are some key elements to consider.
If you’re wondering how gap cover works, you’re not alone! Medical Aid covers healthcare professions up to a limit, but they charge more. Hence a gap.
Gap cover is the insurance you need for the difference between what the medical aid will pay for a procedure or specialist versus what they actually charge
Critical illness cover is an insurance policy that pays out if you are diagnosed with one of the specific illnesses or conditions on a predetermined list.
You’re more likely to be temporarily out of a salary due to chronic illness or the recovery from a medical procedure. Hence the need for income protection.
Your most valuable asset is likely YOU and your ability to provide an income for yourself and your dependents. See how important life insurance really is.
Irrespective of your financial situation, how you manage and track your money is a whole different story; one which can have a huge effect on your finances