Life insurance is one of those things that most people feel they need, and Financial Advisors and telemarketers love selling it as it's probably quite an easy sell. A small monthly cost which when you die will turn into a…
Category: Smart Choices
Make better money choices and start thinking about consequences of your actions. We’re faced with money decisions each and every day so best to have a few tricks up your sleeve to help you manage your money better and make smart choices.
Things in the finance world are not necessary binary. It’s often not a choice between an exact right and an exact wrong. Things can work either way and it’s interesting to try to think about circumstances and how one choice could be better than another.
These are my posts on how to make smart choices. How to think about situations differently and try your best to make a better money decision.
Stash it, don’t flash it
CCID Poster The city of Cape Town Improvement District recently launched a public safety campaign aimed at tourists and safety within the city center. The slogan is "Stash it, don't flash it". I love it though as it is hugely…
Credit Cards pros and cons
Credit cards are really useful and convenient now days, but it's so easy to fall into debt and your finances can quickly spiral out of control. Let's explore the credit cards pros and cons and see if it's something that…
Pay home loan or invest?
I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. You know, pay home loan or invest? There are so many things to consider and I sometimes relook at…
Your special wedding day
Getting married is a truly magical experience but wow, it can be expensive, stressful and over the top! There is so much to consider when planning your wedding day. From family and friends, food, venue, weather, and the list goes…
Why spend money you don’t have?
It seems weird that anyone would spend money that they don't actually have but yet it happens all the time! Have you ever justified buying something by saying "oh well, it's payday next week anyway", or even worse "I'm buying…
Values and money
This week has been an interesting one as I've been reminded of my values on two occasions. Firstly, I happened to read this post from The Disruptors "Do you want it all now or are you prepared to wait" which…
My worst money mistake
My worst money mistake is really an awful story to recall but I was pleased to be able to share it on Mel's Postbox as part of her money series. In a nutshell, I didn't have car insurance when my car…
How to save water at home
Cape Town recently experienced the one of the worst droughts ever and forced us all to look at how to save water at home. In fact, we were fast approaching 'Day Zero' when the city predicted the water supplies to…
How a lesser paying job makes sense to me
This may seem like a strange blog post. Why on earth would a finance blogger even consider a lesser paying job, and let alone be pleased about it? Before you start thinking that I have lost my mind you better…
Should I save money or pay debt?
It's easy to feel pressured to have a savings account or some type of investment. Should I save money though or pay off debt? It's so tricky to know. Let's have a look at some of the things to consider…
Give your card a break
I like to give my credit card a break sometimes and so once a week I hide it away for a full 24-hours. This simply means that I cannot spend anything on my card that day. I can obviously spend…