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Take charge of your money

Take charge of your money

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Category: Smart Choices

Make better money choices and start thinking about consequences of your actions. We’re faced with money decisions each and every day so best to have a few tricks up your sleeve to help you manage your money better and make smart choices.

Things in the finance world are not necessary binary. It’s often not a choice between an exact right and an exact wrong. Things can work either way and it’s interesting to try to think about circumstances and how one choice could be better than another.

These are my posts on how to make smart choices. How to think about situations differently and try your best to make a better money decision.

8 Reasons why investors should hire property services in South Africa

8 Reasons Property Owners Should Hire Property Services in South Africa

by BrendanJuly 10, 2019Leave a comment

This is a sponsored post Those of us fortunate enough to own property often accumulate enough wealth to buy up even more property. Renting out a property is a fantastic way to create a passive income. This income can only…

Read More 8 Reasons Property Owners Should Hire Property Services in South Africa

Smart Choices invest, property, sponsored
Finding the best student account

Finding the best Student Account

by BrendanJuly 5, 2019August 15, 2020Leave a comment

This article first appeared in City Press The more traditional banks offer accounts tailored to young people and students. Some require you to be a full-time student, while others simply look at your age as a qualifying criteria. These accounts…

Read More Finding the best Student Account

Smart Choices bank, fees, interest, save, student account
Win a Krugerrand

Win a Krugerrand!

by BrendanJune 27, 2019February 24, 20203 Comments

Competition ended This competition has ended but there is no reason why not to subscribe! Scroll down a little... Get your finances on track Learn to budget, save & pay off debt Learn about investing Be first to hear about…

Read More Win a Krugerrand!

Smart Choices gold, newsletter, win
4 common mistakes to avoid when involved in a car accident

What to do when you’re involved in a car accident

by BrendanMay 29, 2019June 9, 2019Leave a comment

Contains affiliate links; see how I make money. By Sumarie Greybe, co-founder at Naked, a next generation insurance business As discussed on Cape Talk Dos and don’ts when you are involved in a car accident Once the initial shock has…

Read More What to do when you’re involved in a car accident

Smart Choices accident, insurance
Personal Finance books to read

Personal Finance books to read

by BrendanJanuary 7, 2019February 7, 20211 Comment

I don't really read as much as I should, but here are some personal finance books I'd like to read. Why, you may ask. Surely I know it all? LOL - if only. We can always learn something. #MoneyMonday –…

Read More Personal Finance books to read

Smart Choices books, MoneyMonday
Gifts under R250

5 Ideas for gifts under R250

by BrendanDecember 19, 2018November 5, 2020Leave a comment

Gifting can be pricy and it's always good to find some good ideas for gifts under R250. Or even gifts under R100. You can give something thoughtful without breaking the bank! Whether you're looking for gifts for Christmas or ideas…

Read More 5 Ideas for gifts under R250

Smart Choices Christmas, gifts
How to set goals and achieve them

How to set goals and achieve them

by BrendanDecember 13, 2018February 7, 20212 Comments

It's that time of year again when we whip out our diaries and start day-dreaming about all we want to achieve in the new year. It's a great habit and certainly one that I would encourage, but all too often…

Read More How to set goals and achieve them

Financial Habits, Smart Choices Goals, New Year
How to avoid Black Friday

How to avoid Black Friday

by BrendanNovember 21, 2018February 3, 2021Leave a comment

Black Friday has become quite a huge event in South Africa recently. It's only the past few years that it's grown to such an extent that people are going a little crazy in anticipation for it. Don't you think it's…

Read More How to avoid Black Friday

Financial Habits, Smart Choices save, shopping
Best pet medical aid

Find the best pet medical aid in South Africa

by BrendanAugust 3, 2018January 15, 2021Leave a comment

It might seem strange to be reading about finding the best pet medical aid on a financial blog; but have you ever considered the financial stress of a medical emergency for your pet? Even just "normal" visits to the vet…

Read More Find the best pet medical aid in South Africa

Smart Choices comparison, insurance, medical expenses, pets
Who needs life insurance

Who needs Life Insurance?

by BrendanJune 28, 2018December 3, 2020Leave a comment

Life insurance is one of those things that most people feel they need, and Financial Advisors and telemarketers love selling it as it's probably quite an easy sell. A small monthly cost which when you die will turn into a…

Read More Who needs Life Insurance?

Insurance, Smart Choices life insurance, podcast
Stash it don't flash it

Stash it, don’t flash it

by BrendanMay 7, 2018November 4, 20204 Comments

CCID Poster The city of Cape Town Improvement District recently launched a public safety campaign aimed at tourists and safety within the city center. The slogan is "Stash it, don't flash it". I love it though as it is hugely…

Read More Stash it, don’t flash it

Financial Habits, Smart Choices invest, save, spend
Credit cards pros and cons

Credit Cards pros and cons

by BrendanApril 23, 2018February 22, 202111 Comments

Credit cards are really useful and convenient now days, but it's so easy to fall into debt and your finances can quickly spiral out of control. Let's explore the credit cards pros and cons and see if it's something that…

Read More Credit Cards pros and cons

Financial Habits, Smart Choices calculate, credit card, debt free, emergency fund, interest, shopping

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and money matters from South Africa.

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