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Take charge of your money

Take charge of your money

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Category: Smart Choices

Make better money choices and start thinking about consequences of your actions. We’re faced with money decisions each and every day so best to have a few tricks up your sleeve to help you manage your money better and make smart choices.

Things in the finance world are not necessary binary. It’s often not a choice between an exact right and an exact wrong. Things can work either way and it’s interesting to try to think about circumstances and how one choice could be better than another.

These are my posts on how to make smart choices. How to think about situations differently and try your best to make a better money decision.

Determine value of household contents

Insurance for household contents

by Brendan26 February 20208 May 2022Leave a comment

How to calculate the amount of cover you need for household contents. Being under-insured will have an impact on your claim payout.

Insurance, Smart Choices household contents
How safe is tap and pay

How safe is “tap and pay”?

by Brendan13 October 201915 June 2021Leave a comment

Rushing through Woolies to buy your sarmie and snack bar is so much simpler when you can just tap and not even enter a PIN number for your card. But how safe is tap and pay? These cards are so…

Read More How safe is “tap and pay”?

Smart Choices cashless, credit card, RFID
How much car can I afford

How much car can I afford?

by Brendan13 August 201914 January 2022Leave a comment

Car ownership is essential for many South Africans, but even if you don’t absolutely need a car, it sure makes life easier! The convenience of just going to where you need to be can’t be underestimated. But how much car…

Read More How much car can I afford?

Smart Choices balloon payment, car, interest, loan, transport
Will I win the lotto

Will I win big in the Lotto?

by Brendan8 August 201928 April 20215 Comments

I've decided to play the lotto for a year and track any winnings as an experimet. Will I win the lotto? What do you think?

Smart Choices lotto, winnings
How to start a blog in South Africa

How to start blogging in South Africa

by Brendan15 July 201912 January 2023Leave a comment

See how easy it is to start blogging in South Africa. Start simple and free and scale up as needed. It can be daunting at first, but take it step-by-step.

Smart Choices blogging, income, wordpress
8 Reasons why investors should hire property services in South Africa

8 Reasons Property Owners Should Hire Property Services in South Africa

by Brendan10 July 201920 April 2021Leave a comment

This is a sponsored post Those of us fortunate enough to own property often accumulate enough wealth to buy up even more property. Renting out a property is a fantastic way to create a passive income. This income can only…

Read More 8 Reasons Property Owners Should Hire Property Services in South Africa

Smart Choices invest, property, sponsored
Best student account in South Africa

Finding the best Student Account

by Brendan5 July 20191 April 2021Leave a comment

The more traditional banks offer accounts tailored to young people and students. Some require you to be a full-time student, while others simply look at your age as a qualifying criteria. These accounts come with lower monthly fees (some even…

Read More Finding the best Student Account

Smart Choices bank, fees, interest, save, student account
4 common mistakes to avoid when involved in a car accident

What to do when you’re involved in a car accident

by Brendan29 May 201912 January 2023Leave a comment

Being involved in a car accident can really shake you up. Even if it's just a minor bumper bashing. That's why it's important to know what to do when you're involved in a car accident and just try to follow…

Read More What to do when you’re involved in a car accident

Smart Choices accident, insurance
Personal Finance books to read

Personal Finance books to read

by Brendan7 January 20197 February 20211 Comment

I don't really read as much as I should, but here are some personal finance books I'd like to read. Why, you may ask. Surely I know it all? LOL - if only. We can always learn something. #MoneyMonday –…

Read More Personal Finance books to read

Smart Choices books, MoneyMonday
Gifts under R250

5 Ideas for gifts under R250

by Brendan19 December 20185 November 2020Leave a comment

Gifting can be pricy and it's always good to find some good ideas for gifts under R250. Or even gifts under R100. You can give something thoughtful without breaking the bank! Whether you're looking for gifts for Christmas or ideas…

Read More 5 Ideas for gifts under R250

Smart Choices Christmas, gifts
How to set goals and achieve them

How to set goals and achieve them

by Brendan13 December 20187 February 20212 Comments

It's that time of year again when we whip out our diaries and start day-dreaming about all we want to achieve in the new year. It's a great habit and certainly one that I would encourage, but all too often…

Read More How to set goals and achieve them

Financial Habits, Smart Choices Goals, New Year
How to avoid Black Friday

How to avoid Black Friday

by Brendan21 November 20183 February 2021Leave a comment

Black Friday has become quite a huge event in South Africa recently. It's only the past few years that it's grown to such an extent that people are going a little crazy in anticipation for it. Don't you think it's…

Read More How to avoid Black Friday

Financial Habits, Smart Choices save, shopping

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

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