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Take charge of your money

Take charge of your money

Budgeting, Saving, Investing, Money Tips

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Category: Save Money

Save money with some great money saving tips and stories. Learn to differentiate between cost and value and also understand that the cheaper option is not always the best.

This is a collection of my posts on how to save money and make better money decisions. Not everything will apply to you, but read these with an open mind and try to see what you can apply to your own life.

Of course, saving money is only one side of the equation. Earning more and increasing your income ability is vital. You do however need to strike a balance and work on areas where you can make a difference.

So if right now you cannot earn more money, then focus on how to save money.

Take charge of your money and understand exactly where you’re spending it.

Save money or pay off debt

Is it better to save money or pay off debt?

by Brendan2 January 20191 April 20216 Comments

Is it better to save money or pay off debt? Debt is obviously expensive, but there is a great argument to be had to start an emergency fund

Pay off debt, Save Money calculate, emergency fund, interest, invest
52 Week Savings Challenge

The 52 Weeks Savings Challenge for 2019

by Brendan28 December 20187 February 20211 Comment

The 52 Week Savings Challenge is a fun weekly challenge to help you save over R13,000 over the course of a year. Join me in doing this.

Save Money 52 Week Challenge, challenge, take charge
Penny wise pound foolish

Penny wise, Pound foolish

by Brendan12 November 201827 January 2021Leave a comment

"Penny wise Pound foolish." This is a good old saying that's still very true and relevant today! Many people focus intently on managing their small expenses (the Pennies in the saying) but yet they're oblivious to their large and wasteful…

Read More Penny wise, Pound foolish

Save Money sacrifice, shopping, track
home loan initiation fee

The true cost of the home loan initiation fee

by Brendan21 October 201820 September 20211 Comment

There are so many fees, taxes and costs involved when purchasing a property that it comes as a relief when the bank offers to add the home loan initiation fee on to the loan so that you don't have to…

Read More The true cost of the home loan initiation fee

Pay off debt, Save Money bond, calculate, formula, home loan, interest, mortgage
Planning for Christmas early

Start planning for Christmas early

by Brendan12 October 201827 January 20212 Comments

It's scary to think that Christmas decorations are slowly starting to pop up in stores and that the Boney M Christmas jingles will soon be blaring out. It's only October but I've spotted the first Santa already! May seem silly…

Read More Start planning for Christmas early

Save Money Budget, Christmas, gifts, shopping
Car insurance premium too high

Why your car insurance premium is probably too high

by Brendan4 October 201812 January 2023Leave a comment

It's possible that your car insurance premium is too high and that you're paying more than you need to. Take a look at this post about why your insurance premium may be too high. By Sumarie Greybe, co-founder at Naked…

Read More Why your car insurance premium is probably too high

Insurance, Save Money car, guest post
Save money on car insurance

Save money on your car insurance

by Brendan20 September 20188 May 20221 Comment

It's usually quite easy to save money on your car insurance by simply phoning around for quotes. It's tedious and take time, but you can save a lot!

Insurance, Save Money car
Help! Where's my money gone?

Help! Where’s my money gone?

by Brendan15 September 201824 November 2022Leave a comment

Where's my money gone? Ever feel overwhelmed by money stresses and that feeling of despair when you realise that you don’t have enough money left?

Financial Health, Save Money checklist, debt free, download, expenses, featured, podcast
What is excess on car insurance

Excess on car insurance explained

by Brendan23 August 20185 May 2022Leave a comment

Excess on car insurance can be tricky to understand and are among the most contentious aspects of car insurance. Ernest North, co-founder at Naked, clears up common questions about insurance excesses and provides tips about checking whether you have the…

Read More Excess on car insurance explained

Save Money insurance, knowledge
Review your insurance

Review your insurance

by Brendan13 August 201812 January 2023Leave a comment

When last did you review your insurance to make sure that you are adequately insured and still paying a fair price? I know it's a pain but it's worth doing on an annual basis, or possibly every second year if…

Read More Review your insurance

Save Money insurance, MoneyMonday
How to save more money

How to save more money

by Brendan29 July 201831 December 2020Leave a comment

Welcome back to Tebogo's Story on how he has transformed his finances. In this post he shares some great tips on how to save more money! We all need that. So take a look at how an ordinary guy manages…

Read More How to save more money

Save Money Focus, insurance, podcast, tebogo, track
Make time for money

Tebogo – I make time for my money

by Brendan17 July 201831 December 20203 Comments

Welcome back to Tebogo's Story. Make time for your money and if you missed the first one on the realisation that change was needed, I'd suggest you listen to that first. Tebogo's Story (Part 1) - I need to fix…

Read More Tebogo – I make time for my money

Financial Freedom, Save Money Budget, challenge, Focus, Goals, intention, keep track, podcast, tebogo

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and financial literacy for South Africa.

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2023 Take charge of your money
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