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Take charge of your money

Take charge of your money

Budgeting, Saving, Investing, Money Tips

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Category: Investing

Learn about investing and what to do with your money.

Understand short, medium and long term investments and understand how to read fund fact sheets and what to look out for.

Figure out how to manage your finances yourself and take charge of your situation and your future.

Invest with only R100 per month

Invest with only R100 per month

by Brendan26 January 20192 March 20221 Comment

So as you know, Take Charge of Your Money is all about sorting out your finances and taking charge of what you have! Let's look at how you can invest with only R100 per month. Of course, if you have…

Read More Invest with only R100 per month

Investing ETFs, funds, my story, unit trust
What are ETFs

What are ETFs?

by Brendan11 January 20198 February 20219 Comments

Investing can be complicated. There are so many different types of products, tax implications, risk factors, on-shore & off-shore, and different advice from everyone you speak to! You can either be scared off by this and think that you can't…

Read More What are ETFs?

Investing diversify, ETFs, growth, index tracking
Invest in a cow

Invest in a cow

by Brendan14 May 20188 August 202110 Comments

Note: See the updated post on investing in cows. I decided to invest in a cow back in 2016 and wow, what a great investment it's been. This is not sponsored in any way. Note that I am no longer…

Read More Invest in a cow

Investing cow, idea, livestock
Should I pay my home loan or invest?

Pay home loan or invest?

by Brendan9 April 201826 October 202122 Comments

I was wondering today whether my strategy of paying off my home loan early instead of investing is indeed the best. You know, pay home loan or invest? There are so many things to consider and I sometimes relook at…

Read More Pay home loan or invest?

Investing, Pay off debt, Smart Choices bond, calculate, excel, Goals, home loan, my story, property, save, travel
Effort of saving

Perceived effort of Saving

by Brendan15 January 20188 October 2020Leave a comment

There's a perceived effort of saving. That is, when you feel it's too much work for the value you get. But is this really the case? Is it so hard to save money? Speaking to a colleague the other day…

Read More Perceived effort of Saving

Investing, Save Money fact sheets, interest, knowledge, take charge
How to read fund fact sheet

How to read fund fact sheet

by Brendan3 January 20187 October 2020Leave a comment

Fund Fact Sheets are not as complicated as you think. Let's take a look at what fund facts sheets are, what they tell you, and how to read a fund fact sheet. Fund fact sheets explained Deciding where to invest…

Read More How to read fund fact sheet

Investing fact sheets, interest, track, unit trust
Buy to rent property

Myths about buy to rent property

by Brendan6 December 20175 October 20203 Comments

I often hear people talk about investing in a buy to rent property. It's the "you just can't go wrong" investment. In fact, people are so quick to jump into this type of investment without fully understanding the consequences. I'm…

Read More Myths about buy to rent property

Investing calculate, income, property, rental
Better to pay off debt or invest?

Better to pay off debt or invest?

by Brendan11 November 20171 October 2020Leave a comment

You may be in a situation where you have some spare cash and you're now wondering whether it's better to pay off debt or invest. It's a tricky one and you are definitely not alone in this! There is no…

Read More Better to pay off debt or invest?

Investing, Pay off debt Financially free, knowledge, save
How to start investing

How to start investing

by Brendan30 October 201710 September 2021Leave a comment

"How to start investing" - That's what my friend wants to know. She's good at saving money and doesn't overspend. But what now? What should she actually do with it? Let me start by saying that there is no right…

Read More How to start investing

Investing debt free, knowledge, retirement, save, tip
Use your Home Loan as a Savings Account

Use your Home Loan as a Savings Account

by Brendan22 October 201725 January 20222 Comments

An awesome trick that many people miss is to use your home loan as a savings account. Potentially great interest and easy access to your money. This is not recommended for large amounts of cash, and also not for your…

Read More Use your Home Loan as a Savings Account

Investing, Save Money bond, home loan, interest, mortgage, tip
How to calculate interest

How to calculate the interest you can earn

by Brendan20 June 20174 November 2020Leave a comment

Here's a quick explanation on how to calculate the interest that you can earn on your savings (or pay on your debt). Let's use an example of R1,500 in your bank account that earns 3.5% interest. First thing to note…

Read More How to calculate the interest you can earn

Investing calculate, excel, interest
Calculate the future value of an investment

Calculate the Future Value of an investment

by Brendan20 April 201715 August 2020Leave a comment

In this article we looked at the effect of extra payments into ones home loan (mortgage bond).  That's all good and well, but what if you don't have a loan?  Perhaps you would rather invest your money or save it…

Read More Calculate the Future Value of an investment

Investing calculate, excel, formula, future value, save

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

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2022 Take charge of your money
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