Fund Fact Sheets are not as complicated as you think. Let's take a look at what fund facts sheets are, what they tell you, and how to read a fund fact sheet. Fund fact sheets explained Deciding where to invest…
Category: Investing
Learn about investing and what to do with your money.
Understand short, medium and long term investments and understand how to read fund fact sheets and what to look out for.
Figure out how to manage your finances yourself and take charge of your situation and your future.
Myths about buy to rent property
I often hear people talk about investing in a buy to rent property. It's the "you just can't go wrong" investment. In fact, people are so quick to jump into this type of investment without fully understanding the consequences. I'm…
Better to pay off debt or invest?
You may be in a situation where you have some spare cash and you're now wondering whether it's better to pay off debt or invest. It's a tricky one and you are definitely not alone in this! There is no…
How to start investing
"How to start investing" - That's what my friend wants to know. She's good at saving money and doesn't overspend. But what now? What should she actually do with it? Let me start by saying that there is no right…
Use your Home Loan as a Savings Account
An awesome trick that many people miss is to use your home loan as a savings account. Potentially great interest and easy access to your money. This is not recommended for large amounts of cash, and also not for your…
How to calculate the interest you can earn
Here's a quick explanation on how to calculate the interest that you can earn on your savings (or pay on your debt). Let's use an example of R1,500 in your bank account that earns 3.5% interest. First thing to note…
Calculate the Future Value of an investment
In this article we looked at the effect of extra payments into ones home loan (mortgage bond). That's all good and well, but what if you don't have a loan? Perhaps you would rather invest your money or save it…