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Take charge of your money

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Category: Investing

Learn about investing and what to do with your money.

Understand short, medium and long term investments and understand how to read fund fact sheets and what to look out for.

Figure out how to manage your finances yourself and take charge of your situation and your future.

Effort of saving

Perceived effort of Saving

by BrendanJanuary 15, 2018October 8, 2020Leave a comment

There's a perceived effort of saving. That is, when you feel it's too much work for the value you get. But is this really the case? Is it so hard to save money? Speaking to a colleague the other day…

Read More Perceived effort of Saving

Investing, Save Money fact sheets, interest, knowledge, take charge
How to read fund fact sheet

How to read fund fact sheet

by BrendanJanuary 3, 2018October 7, 2020Leave a comment

Fund Fact Sheets are not as complicated as you think. Let's take a look at what fund facts sheets are, what they tell you, and how to read a fund fact sheet. Fund fact sheets explained Deciding where to invest…

Read More How to read fund fact sheet

Investing fact sheets, interest, track, unit trust
Buy to rent property

Myths about buy to rent property

by BrendanDecember 6, 2017October 5, 20203 Comments

I often hear people talk about investing in a buy to rent property. It's the "you just can't go wrong" investment. In fact, people are so quick to jump into this type of investment without fully understanding the consequences. I'm…

Read More Myths about buy to rent property

Investing calculate, income, property, rental
Better to pay off debt or invest?

Better to pay off debt or invest?

by BrendanNovember 11, 2017October 1, 2020Leave a comment

You may be in a situation where you have some spare cash and you're now wondering whether it's better to pay off debt or invest. It's a tricky one and you are definitely not alone in this! There is no…

Read More Better to pay off debt or invest?

Investing, Pay off debt Financially free, knowledge, save
How to start investing

How to start investing

by BrendanOctober 30, 2017December 3, 2020Leave a comment

"How to start investing" - That's what my friend wants to know. She's good at saving money and doesn't overspend. But what now? What should she actually do with it? Let me start by saying that there is no right…

Read More How to start investing

Investing debt free, knowledge, retirement, save, tip
Use your Home Loan as a Savings Account

Use your Home Loan as a Savings Account

by BrendanOctober 22, 2017December 3, 20202 Comments

An awesome trick that many people miss is to use your home loan as a savings account. Potentially great interest and easy access to your money. This is not recommended for large amounts of cash, and also not for your…

Read More Use your Home Loan as a Savings Account

Investing, Save Money home loan, interest, mortgage, tip
How to calculate interest

How to calculate the interest you can earn

by BrendanJune 20, 2017November 4, 2020Leave a comment

Here's a quick explanation on how to calculate the interest that you can earn on your savings (or pay on your debt). Let's use an example of R1,500 in your bank account that earns 3.5% interest. First thing to note…

Read More How to calculate the interest you can earn

Investing calculate, excel, interest
Calculate the future value of an investment

Calculate the Future Value of an investment

by BrendanApril 20, 2017August 15, 2020Leave a comment

In this article we looked at the effect of extra payments into ones home loan (mortgage bond).  That's all good and well, but what if you don't have a loan?  Perhaps you would rather invest your money or save it…

Read More Calculate the Future Value of an investment

Investing calculate, excel, formula, future value, save

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and money matters from South Africa.

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