Regulations require you to use at least two-thirds of your Retirement Fund to buy an annuity when you retire. An annuity is a product that provides you with a monthly retirement income or pension. The regulation applies to a Retirement…
Category: Investing
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How are retirement funds split in a divorce?
Have you ever wondered what happens to a pension when you divorce? As ugly as divorce is, it happens. Many people assume that the money will simply be split "half half", but that not necessarily the case. It all depends…
Where can I invest R1000?
Investing is an essential part of personal finance management for everyone, and you can start with whatever amount you have. Don't be intimidated and think that investing is only for rich people with millions, or that you need to be…
What is a 32 day notice account?
Do you know what type of bank account is best suited for your current goals and needs? Be it daily transactional needs, business banking, long term savings goals, short term goals, emergency funds, etc. It may seem overwhelming but let's…
Best asset managers in South Africa
People often ask and debate about who the best asset managers in South Africa are. The Asset management industry hands out awards like winemakers, so it can be tricky to really know. Spoiler alert: this article won't propose to give…
What is a Tax Free Savings Account
There's a lot of talk near the end of each tax year about tax free savings accounts (TFSA). Social media is abuzz with photos and comments about maxing out the contributions. But what is a tax free savings account and what…
What are investment policies?
So what are investment policies? You know, those things that were sold to you about 30 years ago. Or if you're too young for that, the things that your parents took out when you were small. Probably to save towards…
4 Myths about retirement
Retirement is an idea that’s deeply woven into the fabric of our culture. We all have the dream to retire, but, like everything, it didn’t always exist. It's an interesting concept and one that evolves through each generation. What retirement…
Investment tips for beginners
Avoiding the instant gratification trap is one of the most important investment tips for beginners. In fact, more than a tip, it's a "must-do" in order to get started. For most of us, investing tends to be an enticing idea,…
How US elections affect my investments
The world is currently a very interesting place as far as global politics are concerned. The outcome of a coin toss might mean that the US gets Donald Trump again. Is that a good thing or not? How do the US…
Investing for the future
In partnership with 10X Investments What’s the point of investing if we aren’t investing for the future? I mean, that’s exactly what we’re trying to do, right? And that's why I’ve really been enjoying the 10X Investments campaign with Nik…
What is Bitcoin?
So. what is Bitcoin? Rather than let you hear about Bitcoin from a friend of a friend who is a bit of a geek, I thought I'd put together an easy-to-understand summary of this mysterious system. A bit of history,…