This is the article that glues together a lot of what I've written about previously. It's about how you need to be an investor and how to "work" the market, as opposed to a speculator who "plays" the market. This…
Category: Investing
Learn about investing and what to do with your money.
Understand short, medium and long term investments and understand how to read fund fact sheets and what to look out for.
Figure out how to manage your finances yourself and take charge of your situation and your future.
What are different asset classes?
It's easy to get lost in all the "investment jargon". Big words and concepts that experts and know-it-alls throw around. Well now it's your turn to join the club and learn the lingo. Keep reading to find out more about…
Income tax on your interest
Having recently discussed the building of an emergency fund, let's now look at the tax on your interest. Why don’t financial services companies tell you exactly what you’re going to get? In a world where performance is almost always the…
What is compounding interest?
The power of compounding interest and its beneficial outcomes for those on the fortunate side of the finance equation is a well-known one. The undesirable side would be the side that pays compound interest on debt such as a house mortgage…
Long term retirement plan
Ever thought to retire like a tortoise? May sound silly but it's the idea of a long term retirement plan. Slow and steady wins the game. The difference between investing and speculating A fundamental principle to understand is the difference…
Capital Gains Tax for retirees
Capital Gains Tax for retirees and how it affects them when selling their homes after 30 or 40 years, when the property has greatly increased in value.
What is inflation?
How inflation teams up with time to rob you! What is inflation? We know that moment all too well standing at the pay point, card in hand; the sudden realization that the cost of our groceries has spiraled upwards over…
ETF Investment Update – December 2019
After giving monthly updates on my ETF Investments for the past year, this will be my last one. I may give sporadic updates here and there, but not the monthly detailed ones as I've been doing. It all started off…
What it means to diversify your investments?
First published in City Press Investment lingo can often be complicated and leave you feeling confused and unsure of what to do. Let’s look at what it means to diversity your investments, and why it’s so important. We’ll use farming…
ETF Investment Update – November 2019
This is my second-last monthly update on my ETF investments where I tack my own investments and discuss my strategy. If you're new to this series then you can start with these ones for some background. What are ETF's? My…
Other Peoples Money
The idea of Other Peoples Money - OPM Using other peoples money (debt) to make money and to build wealth is a commonly used concept. It has risks though if not done properly, but it also has incredible advantages. Let's…
When does it make sense to refinance a property?
An all important disclaimer... Don't make big decisions based on one or two posts that you read. When considering to refinance a property, be sure to consult with someone who understands property investments, taxation and your specific goals and plan.…