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Take charge of your money

Take charge of your money

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Category: Investing

Learn about investing and what to do with your money.

Understand short, medium and long term investments and understand how to read fund fact sheets and what to look out for.

Figure out how to manage your finances yourself and take charge of your situation and your future.

How to choose an annuity

How to choose an annuity

by Brendan15 June 202116 July 20211 Comment

Regulations require you to use at least two-thirds of your Retirement Fund to buy an annuity when you retire. An annuity is a product that provides you with a monthly retirement income or pension. The regulation applies to a Retirement…

Read More How to choose an annuity

Investing plan, retirement
How are retirement funds split in a divorce

How are retirement funds split in a divorce?

by Brendan11 June 202112 January 2023Leave a comment

Have you ever wondered what happens to a pension when you divorce? As ugly as divorce is, it happens. Many people assume that the money will simply be split "half half", but that not necessarily the case. It all depends…

Read More How are retirement funds split in a divorce?

Investing pension, relationship, retirement
Where to invest R1000

Where can I invest R1000?

by Brendan26 April 20213 July 2021Leave a comment

Investing is an essential part of personal finance management for everyone, and you can start with whatever amount you have. Don't be intimidated and think that investing is only for rich people with millions, or that you need to be…

Read More Where can I invest R1000?

Investing bank
what is a 32 day notice account?

What is a 32 day notice account?

by Brendan12 April 202113 February 2023Leave a comment

Do you know what type of bank account is best suited for your current goals and needs? Be it daily transactional needs, business banking, long term savings goals, short term goals, emergency funds, etc. It may seem overwhelming but let's…

Read More What is a 32 day notice account?

Investing bank
Best asset managers in South Africa

Best asset managers in South Africa

by Brendan27 March 202130 March 2021Leave a comment

People often ask and debate about who the best asset managers in South Africa are. The Asset management industry hands out awards like winemakers, so it can be tricky to really know. Spoiler alert: this article won't propose to give…

Read More Best asset managers in South Africa

Investing fees, index tracking
what is a tax free savings account

What is a Tax Free Savings Account

by Brendan10 March 202118 August 2021Leave a comment

There's a lot of talk near the end of each tax year about tax free savings accounts (TFSA). Social media is abuzz with photos and comments about maxing out the contributions. But what is a tax free savings account and what…

Read More What is a Tax Free Savings Account

Investing tax, TFSA
What are investment policies

What are investment policies?

by Brendan15 December 202015 December 20202 Comments

So what are investment policies? You know, those things that were sold to you about 30 years ago. Or if you're too young for that, the things that your parents took out when you were small. Probably to save towards…

Read More What are investment policies?

Investing tax
Myths about retirement

4 Myths about retirement

by Brendan3 December 20206 February 2021Leave a comment

Retirement is an idea that’s deeply woven into the fabric of our culture. We all have the dream to retire, but, like everything, it didn’t always exist. It's an interesting concept and one that evolves through each generation. What retirement…

Read More 4 Myths about retirement

Investing retirement
Investment tips for beginners

Investment tips for beginners

by Brendan26 November 202026 November 20203 Comments

Avoiding the instant gratification trap is one of the most important investment tips for beginners. In fact, more than a tip, it's a "must-do" in order to get started. For most of us, investing tends to be an enticing idea,…

Read More Investment tips for beginners

Investing plan, tip
How US elections affect my investments

How US elections affect my investments

by Brendan17 October 202017 October 2020Leave a comment

The world is currently a very interesting place as far as global politics are concerned. The outcome of a coin toss might mean that the US gets Donald Trump again. Is that a good thing or not? How do the US…

Read More How US elections affect my investments

Investing long-term, politics
Investing for the future

Investing for the future

by Brendan18 September 20203 October 2020Leave a comment

In partnership with 10X Investments What’s the point of investing if we aren’t investing for the future? I mean, that’s exactly what we’re trying to do, right? And that's why I’ve really been enjoying the 10X Investments campaign with Nik…

Read More Investing for the future

Investing fees, sponsored
What is Bitcoin?

What is Bitcoin?

by Brendan4 September 202013 September 2021Leave a comment

So. what is Bitcoin? Rather than let you hear about Bitcoin from a friend of a friend who is a bit of a geek, I thought I'd put together an easy-to-understand summary of this mysterious system. A bit of history,…

Read More What is Bitcoin?

Crypto, Investing bitcoin, invest

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

Personal finance and financial literacy for South Africa.

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2023 Take charge of your money
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