Retirement is an idea that’s deeply woven into the fabric of our culture. We all have the dream to retire, but, like everything, it didn’t always exist. It's an interesting concept and one that evolves through each generation. What retirement…
Category: Investing
Learn about investing and what to do with your money.
Understand short, medium and long term investments and understand how to read fund fact sheets and what to look out for.
Figure out how to manage your finances yourself and take charge of your situation and your future.
Investment tips for beginners
Avoiding the instant gratification trap is one of the most important investment tips for beginners. In fact, more than a tip, it's a "must-do" in order to get started. For most of us, investing tends to be an enticing idea,…
How US elections affect my investments
The world is currently a very interesting place as far as global politics are concerned. The outcome of a coin toss might mean that the US gets Donald Trump again. Is that a good thing or not? How do the US…
Investing for the future
In partnership with 10X Investments What’s the point of investing if we aren’t investing for the future? I mean, that’s exactly what we’re trying to do, right? And that's why I’ve really been enjoying the 10X Investments campaign with Nik…
What is Bitcoin?
So. what is Bitcoin? Rather than let you hear about Bitcoin from a friend of a friend who is a bit of a geek, I thought I'd put together an easy-to-understand summary of this mysterious system. A bit of history,…
Is Bitcoin a good investment?
So now here's something that I often get asked by my friends and family. "Is Bitcoin a good investment?" It's hard to give a definitive answer. It's more like a "yes and no" in my mind. It kind of depends…
Investment risks and rewards
A look into investment risks and rewards; and how to spot an investment con-artist... You may remember the "theory of efficient markets" from the post on how to work the market. In short, instead of trying to beat the market…
When to make offshore investments
Being South Africans, the Rand’s performance relative to other major currencies is often a topic for conversation and expletives. The media loves to report on Rand weakness and how “all-time lows” are on the horizon. It seems that every radio…
Retirement planning basics
Sponsored by 10X Investments Retirement planning basics The idea of retirement may be scary, especially if you’re in your 40’s (or older) and haven’t given it too much thought up to now. Retirement means different things to different people though,…
What it means to retire
Few words in personal finance evoke as much fear, excitement and shoulder-shrugging as retirement does, and justifiably so. Let's take a closer look at what it means to retire. Getting old without getting poor For some, it’s the day you…
What are index funds?
Index funds are a cheap, easy, and well diversified way to invest in the market. We've previously looked at how investment fees work and one of the challenges is knowing when a high fund admin cost is in fact adding…
How to “work” the market
This is the article that glues together a lot of what I've written about previously. It's about how you need to be an investor and how to "work" the market, as opposed to a speculator who "plays" the market. This…