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Category: Insurance

This section covers all you need to know about insurance.

We generally know about car and household insurance, but what about Life Insurance, Income Protection, Critical Illness cover, Medical Aid, Gap Cover, etc. Who needs these products? And what about funeral cover?

Scroll through the articles to find what you would like to know more about.

Get a car insurance quote in under 60s (all online with no paperwork)

Pet insurance

Pet insurance

by Brendan22 April 202022 April 2020Leave a comment

A slight deviation from the usual personal finance posts, here's one on pet insurance and why you should consider it. Yes, pet insurance. That's medical aid for your dog and cat. If that sounds silly then you probably don't realise…

Read More Pet insurance

Insurance emergency fund, medical expenses, pets
How to find a financial adviser

How to find a financial adviser

by Brendan29 March 202012 January 2023Leave a comment

It's often good to find a financial adviser and get some professional advice. But beware of the salesman and snake-oil merchants though.

Financial Health, Insurance adviser
Gap cover

How to choose the best gap cover

by Brendan22 March 20206 October 2020Leave a comment

So how do you choose the best gap cover? It really depends on your own circumstances but there are some key elements to consider.

Insurance, Smart Choices Gap Cover, health, medical expenses
Gap cover

How Gap Cover works

by Brendan20 March 202019 July 2021Leave a comment

If you're wondering how gap cover works, you're not alone! Medical Aid covers healthcare professions up to a limit, but they charge more. Hence a gap.

Insurance Gap Cover, medical expenses
Gap cover

Gap cover; another insurance

by Brendan18 March 202010 August 2020Leave a comment

Gap cover is the insurance you need for the difference between what the medical aid will pay for a procedure or specialist versus what they actually charge

Insurance Gap Cover, health, medical expenses
Life insurance, income protection and other insurance

Do you need Critical Illness cover?

by Brendan15 March 202020 March 2020Leave a comment

Critical illness cover is an insurance policy that pays out if you are diagnosed with one of the specific illnesses or conditions on a predetermined list.

Insurance, Smart Choices critical illness, life cover
Life insurance, income protection and other insurance

Income protection

by Brendan11 March 202020 March 2020Leave a comment

You’re more likely to be temporarily out of a salary due to chronic illness or the recovery from a medical procedure. Hence the need for income protection.

Insurance, Smart Choices income protection
Life insurance, income protection and other insurance

Life Insurance – Putting a value on YOU

by Brendan11 March 202012 April 2022Leave a comment

Your most valuable asset is likely YOU and your ability to provide an income for yourself and your dependents. See how important life insurance really is.

Financial Health, Insurance, Smart Choices life cover
Determine value of household contents

Insurance for household contents

by Brendan26 February 20208 May 2022Leave a comment

How to calculate the amount of cover you need for household contents. Being under-insured will have an impact on your claim payout.

Insurance, Smart Choices household contents
How does gap cover work

How does Gap Cover work?

by Brendan4 May 20191 March 2021Leave a comment

Most of us are familiar with private medical aid and understand the importance of it, but what about Gap Cover? It's one of those things that we don't necessarily want to pay for, if we can even afford it, but…

Read More How does Gap Cover work?

Insurance Gap Cover, medical expenses
Is pet insurance worth it

Is pet insurance worth it?

by Brendan10 December 20185 February 2021Leave a comment

Being a pet owner I'm often wondering whether pet insurance is worth it. There's certainly a great case to be made for it, but it's also an extra expense and as with human medical aid, there are always exclusions, limits…

Read More Is pet insurance worth it?

Insurance medical expenses, MoneyMonday, pets
4 common mistakes to avoid when involved in a car accident

4 Mistakes to avoid when you are in a car accident

by Brendan26 November 201812 January 2023Leave a comment

Being in a car accident is stressful but just imagine having your insurance claim rejected because of something silly you did! That could be a financial disaster and make your unpleasant situation far worse. Don't let that happen! Take a…

Read More 4 Mistakes to avoid when you are in a car accident

Insurance accident, mistake

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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