Sounds easy enough, and it sure is! We're strange creatures though as we generally know what is good for us in terms of health, exercise, financial issues, etc but we often choose to ignore our own better judgment. We think and say…
Category: Financial Habits
It’s amazing how small financial habits can make a huge difference in your finances. Habits such as budgeting, saving, tracking expenses, setting goals, checking prices etc. Small and consistent daily moves will have a great impact!
Financial habits don’t need to be complex, time consuming nor difficult. They really are just small changes to ones’ mindset, being more conscious about spending and knowing your bigger picture plans.
Cancel your store cards
I'd love to encourage everyone to cancel their store cards. By "store cards" I mean the type that allow you to buy on credit. They are certainly convenient as they allow you to buy things without needing actual money, and many…
Find Extra Money
We’d all love to find extra money I’m sure, so here are some steps to literally find it. From your bank statement, payments, insurance and budget.
Quote on impressing others
I love this quote on impressing others and it's so true. Too many people spend money they don't have to by things they don't need to impress people they don't like How often do you buy things that are in…
Find the Balance
It’s hard to find the balance between saving for the future, and living for the now. You don’t want to lose out on the wonderful experiences that life can offer you right now; but at the same time you don’t…
Save first then spend
This is a really great quote on why it's important to save first and then spend what's left. Doing it the other way around seldom works as we're more easily tempted to spend than we are to save. Don't save…
Guilt free spending
We've all experienced feeling a little guilty about buying something. That feeling when you're unsure of whether you can actually afford something or not. Wouldn't it be great though if you could go shopping and do some guilt-free spending and feel…
Financial Check-up
We've all been to the doctor for a check-up of sorts. Sometimes it's as a preventative measure and sometimes it's to find out what is wrong with us. There are so many check-ups we can go for as there are specialists…
Are you in control of your money?
Here is a very quick "off the top of my head" checklist to go through to see if you are in control of your money. There are obviously many factors to look at, but here are some very basic questions…
The importance of cashflow
This is a great quote (and one of my favourite money quotes), highlighting the importance of cashflow. The importance of cashflow Never spend money before you have itThomas Jefferson This is one of the most basic tenants of good financial…
When saving isn’t saving
I am constantly looking at how and where I spend my money and deciding whether what I am doing is worth it or not. There needs to be balance between enjoying live but at the same time living well within…
Create Savings Pockets
You might manage to save a few extra bucks each month, but what do you do with it? Wouldn't it be great if you could create savings pockets for every goal of yous? That would probably help as we somehow…