It's amazing how much peace of mind you can get by simply having a bit of breathing space in your budget. This is different to an Emergency Fund or special savings that you have. This is simply having a little…
Category: Financial Habits
It’s amazing how small financial habits can make a huge difference in your finances. Habits such as budgeting, saving, tracking expenses, setting goals, checking prices etc. Small and consistent daily moves will have a great impact!
Financial habits don’t need to be complex, time consuming nor difficult. They really are just small changes to ones’ mindset, being more conscious about spending and knowing your bigger picture plans.
How do you avoid the #BlackFriday hype?
#BlackFriday has become quite a huge event in South Africa recently. It's only the past few years that it's grown to such an extent that people are going a little crazy in anticipation for it. It's a little strange though…
Using YNAB in South Africa
As I often mention in my posts, it's really important to budget and to track your expenses. In fact it's vital to good financial health! YNAB is a great tool which you can use in South Africa. There are numerous…
#MoneyMonday – Know your budgeting weakness
I’ve really been challenged with my budget recently, specifically in terms of lending money. We all have a challenge though and it’s time to make a plan to fix things!
#MoneyMonday – Check your bank statement
#MoneyMonday with Take Charge of Your Money Short to-the-point money thought every Monday to give you motivation, perspective or action for the week. Get these straight in your inbox. Why check your bank statements? A friend of mine recently tweeted…
#MoneyMonday – Have you submitted your tax return?
#MoneyMonday with Take Charge of Your Money Short to-the-point money thought every Monday to give you motivation, perspective or action for the week. Get these straight in your inbox. Have you submitted your tax return yet? Many of us dread…
Read More #MoneyMonday – Have you submitted your tax return?
Tebogo’s Story (Part 1) – I need to fix my finances
Tebogo is a reader of this blog and recently sent me an amazing email sharing how he managed to transform his finances over the past few months. It was so awesome to hear from someone who's just realised that things…
Read More Tebogo’s Story (Part 1) – I need to fix my finances
The power of saying “No”
Many people seem afraid to say "No" to anything or anyone. As though saying no to an invite will end the friendship or offend someone so badly that they never speak to you again. For this post though I'm specifically…
Should I sell my car?
My partner and I are in a very fortunate position where we both own a fully paid for car. This is great and super convenient, but does it really make financial sense? I've been thinking about selling one of the…
Stash it, don’t flash it
CCID Poster The city of Cape Town Improvement District recently launched a public safety campaign aimed at tourists and safety within the city center. The slogan is "Stash it, don't flash it". I love it though as it is hugely…
Credit Cards – the pros and cons
Credit cards are really useful and convenient now days, but it's so easy to fall into debt and your finances can quickly spiral out of control. There are however both pros and cons to using credit cards and we'll explore…
Beware of Lifestyle Creep
Lifestyle creep is a real thing and something to always consider at the back of your mind. If you're not sure what it is, then read on as this post is definitely for you! What is lifestyle creep? Lifestyle creep…