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Category: Financial Habits

It’s amazing how small financial habits can make a huge difference in your finances. Habits such as budgeting, saving, tracking expenses, setting goals, checking prices etc. Small and consistent daily moves will have a great impact!

Financial habits don’t need to be complex, time consuming nor difficult. They really are just small changes to ones’ mindset, being more conscious about spending and knowing your bigger picture plans.

How to manage your finances during a crisis

Tips to manage your finances during a crisis

by Brendan2 June 20204 June 20201 Comment

There's a lot happening now that is beyond our control and for which we could never really have planned for. It's a challenging time for many and everyone's circumstances are different. How you manage your finances during a crisis like…

Read More Tips to manage your finances during a crisis

Financial Habits crisis, emergency fund, plan
How to set finance goals

How to set finance goals

by Brendan9 May 202027 September 2020Leave a comment

Hopefully you're convinced of the importance of personal finance goal setting and that you are now eager waiting to hear how to set finance goals. Great! As gangsters in movies say: “If you don’t start nuthin’, there won’t be nuthin’”.  Remember…

Read More How to set finance goals

Financial Habits Goals
Benefits of personal finance goals

Benefits of personal finance goals

by Brendan3 May 202017 May 2020Leave a comment

Let's look at the benefits of personal finance goals and why setting some is an important step in taking control of your personal finances. Chances are that this post will have some things you’ve heard before, some ideas will ring…

Read More Benefits of personal finance goals

Financial Habits Goals
Personal finance DIY

Personal Finance DIY

by Brendan28 April 202017 May 20202 Comments

Because nobody cares more about your money than you do When last did you see an advertisement from a financial institution encouraging you to compare the fees charged on their unit trust platform with that of a competitor? Or to…

Read More Personal Finance DIY

Financial Habits finance diy, invest
Managing finances as a couple

Manage finances as a couple

by Brendan13 February 202011 February 2020Leave a comment

It can be tricky to manage finances as a couple. Check out this interview with Kaelo about he and his new wife manage their finances together. Great tips!

Budgeting, Financial Habits couple, debt free
Managing finances as a couple

Managing finances as a couple

by Brendan10 February 202014 April 2020Leave a comment

Managing finances as a couple can be tricky and can often lead to conflict. Read Peter & Vanessa's story of how they do it and what works well for them.

Financial Habits couple, joint
Achieve your financial goals

Financial goals for 2020

by Brendan8 February 20208 February 20201 Comment

Financial Goals for 2020 First published in City Press The start of a new year, and in fact a new decade, is a great opportunity to reflect on life. Your successes, life events, family and work situation. It’s also good…

Read More Financial goals for 2020

Financial Habits debt free, Goals
Spend less than you earn

Spend less than you earn

by Brendan2 February 20203 October 2020Leave a comment

The ‘not-very-secret’ mathematical formula for creating wealth and achieving the future you’re hoping for is not a complicated one; spend less than you earn

Budgeting, Financial Habits spending plan, track
How to build an Emergency Fund

How to build an Emergency Fund

by Brendan19 January 20203 April 20207 Comments

When it rains, and you want to be the person who brought an umbrella... see why and how to build an emergency fund to save you when "life happens"

Financial Habits, Save Money Budget, emergency fund
Why and how to set goals

Why and how I set goals each year

by Brendan12 January 20208 April 2020Leave a comment

I love to take the opportunity of a new year to reflect on life, see how I've done over the past year (or two) and decide on a course for the new year. New Year Resolutions do however have a…

Read More Why and how I set goals each year

Financial Habits Goals
Struggling to make ends meet

Struggling to make ends meet

by Brendan3 September 20196 May 2021Leave a comment

It's a sad reality that many people (most?) are struggling to make ends meet and make it through the month. There are many reasons for this, but one of them is the back-to-front money cycle; we use this months money…

Read More Struggling to make ends meet

Financial Habits cashflow, debt free
How to get ready for tax season

How to get ready for tax season

by Brendan30 July 201923 April 2021Leave a comment

A look at how to get ready for tax season. First published in City Press but updated for current tax year. Tax season in South Africa always runs from 1 March of the previous year, to 28 February of the…

Read More How to get ready for tax season

Financial Habits medical expenses, sars, tax, tax return

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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