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Take charge of your money

Take charge of your money

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Category: Financial Health

Financial health is more than just about how much money you have or what car you drive. It’s far more than that and relates to how prepared you are for emergencies, your retirement savings, investments and overall health of your bank balance.

We’re often afraid to take a real honest look at our financial health and make the necessary changes when we find areas that need improvement.

Looking at your emergency fund, your debt situation and how prepared your are for major catastrophes. These are all part of the financial health plan.

Read these articles for financial health tips and to ensure that you’re good financial health.

How to find a financial adviser

How to find a financial adviser

by Brendan29 March 202012 January 2023Leave a comment

It's often good to find a financial adviser and get some professional advice. But beware of the salesman and snake-oil merchants though.

Financial Health, Insurance adviser
Life insurance, income protection and other insurance

Life Insurance – Putting a value on YOU

by Brendan11 March 202012 April 2022Leave a comment

Your most valuable asset is likely YOU and your ability to provide an income for yourself and your dependents. See how important life insurance really is.

Financial Health, Insurance, Smart Choices life cover
Managing your parents finances

How to manage parents finances

by Brendan6 March 20208 March 2021Leave a comment

Managing your parents’ finances if they are incapacitated is a tricky subject. Power of attorney works up to a point after which it is no longer valid.

Financial Health, Smart Choices mental illness, parents
Taking look at your debt situation

A good reason NOT to pay off your debt

by Brendan23 February 202023 February 20201 Comment

It could be contentious, but it's probably more important to set up an emergency fund than pay off outstanding debt. A reason not to pay off your debt.

Financial Health, Pay off debt cashflow, emergency fund, spending plan
Protect your emergency fund

Where to save your emergency fund

by Brendan22 February 20203 October 20202 Comments

Consider these fundementals when deciding where to save your emergency fund. Also see some of the misconceptions about using your home loan for this purpose

Financial Health emergency fund, money market, protect, unit trust

Teach children about money

by Brendan8 December 20196 July 2021Leave a comment

Teach children about the value of money from an early age and empower them to make sound financial decisions throughout their lives, this according to Lisa Illingworth, co-founder and CEO of FutureProof SA. “We take so many of our habits,…

Read More Teach children about money

Financial Health children, values
Balance between saving and spending

Balance between saving and spending

by Brendan20 October 201918 June 2021Leave a comment

It's not easy finding the balance between saving and spending. On one hand we work hard for our money and really feel that we deserve to enjoy it (which we do!). On the other hand though, we need to save…

Read More Balance between saving and spending

Financial Health balance, priorities, track, values
How to save for emergencies

How to save for emergencies

by Brendan16 September 201926 May 20212 Comments

Can you deal with an unexpected car maintenance bill of R5,000? Possibly on the credit card but what about cash? Let's look at how to save for emergencies. #MoneyMonday – short to-the-point money thought every Monday to give you motivation,…

Read More How to save for emergencies

Financial Health emergency fund, MoneyMonday
Understanding your credit report

A helpful guide to understanding a credit report

by Brendan22 May 201922 September 2021Leave a comment

Content on understanding a credit report provided by fincheck (not sponsored and no affiliation) Listen to me chat on radio about how to understand a credit report.</p> All things financial aren’t as simple as it is made out to be.…

Read More A helpful guide to understanding a credit report

Financial Health credit report, credit score
Mindfulness and money

Mindfulness and Money

by Brendan19 May 20192 March 20212 Comments

As we become more aware of the benefits of a mindfulness practice, one should explore the importance of how mindfulness and money relate to each other.

Financial Health contentment, mindfulness, mindset, spend, spending plan
2019 Budget speech

How the 2019 Budget Speech affects us

by Brendan11 April 201912 January 2023Leave a comment

There was much hype and anticipation ahead of Finance Minister Tito Mboweni’s 2019 budget speech. Knowing some of the major challenges the country faces many were interested to see how the Finance Minister would juggle the fiscus to address issues such…

Read More How the 2019 Budget Speech affects us

Financial Health budget speech, petrol cost, tax
My personal inflation rate

My personal inflation rate seems to be going up

by Brendan10 March 201911 February 20213 Comments

I've just come out of my annual performance review and despite being told how well I'm doing at work, I received a really dismal 5% salary increase. I'm being brave sharing this as colleagues may well read it and perhaps…

Read More My personal inflation rate seems to be going up

Financial Health cashflow, inflation

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This is the money blog you never knew you needed.

Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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2023 Take charge of your money
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