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Take charge of your money

Take charge of your money

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Category: Financial Freedom

Financial freedom isn’t just about being rich. That’s one aspect but there’s so much more which simply relates to your mindset and outlook on life. Financial freedom is about having more options in life and less stress and worry about money.

Some strategies to follow to ensure financial freedom include:

Understanding the importance of cash flow and making sure that you not only survive month to month, but that you have excess at the end of the month.

Set up an emergency fund to help smooth things over when life throws curve balls at you.

Create a financial plan and keep track of your progress. You’re allowed to change it as life changes.

Make smart investments. Get a retirement savings in place, take out Unit Trusts or buy ETFs. Invest for the long run!

And finally, create passive income streams. These could be from rental properties, side-hustles or businesses that you start. It’s not easy creating a stable passive income stream but once you have it, wow, it makes a difference!

Alternative retirement strategies

Alternative retirement strategies

by Brendan25 November 201729 October 20204 Comments

It's no longer sufficient to simply rely on the old-school path to retirement. We need to look at alternative retirement strategies. If you're wondering why I say this, then read on! The traditional retirement strategy I think that everyone knows…

Read More Alternative retirement strategies

Financial Freedom plan, retirement, simplify
How to fix cash flow issues

How to fix cash flow issues

by Brendan3 October 201710 September 2021Leave a comment

If you find that you're struggling to survive form paycheck to paycheck, then you may have some cash flow troubles. Let's explore how to fix cash flow issues in 6 steps. They're not all easy, but they can absolutely be…

Read More How to fix cash flow issues

Financial Freedom cashflow, credit card, debt free, plan, shopping
What is cash flow

What is cash flow?

by Brendan28 September 20173 December 20202 Comments

What is cash flow in relation to your personal finances? This is the first of two articles, the next being on how to fix cash flow issues. Take a listen to the Cape Talk Radio interview about this post on…

Read More What is cash flow?

Financial Freedom cashflow, credit card, debt free, plan
How a lesser paying job makes sense to me

How a lesser paying job makes sense to me

by Brendan18 August 20174 September 2020Leave a comment

This may seem like a strange blog post. Why on earth would a finance blogger even consider a lesser paying job, and let alone be pleased about it? Before you start thinking that I have lost my mind you better…

Read More How a lesser paying job makes sense to me

Financial Freedom, Smart Choices balance, Goals
Retirement strategies

Retirement strategies to think about now

by Brendan7 August 201712 November 2020Leave a comment

Being able to retire in a financially secure position is a feat that few people attain. Searching for statistics on the percentage of the population who are able to retire comfortably is a scary exercise. It is possible though and…

Read More Retirement strategies to think about now

Financial Freedom Goals, plan, retirement
Small steps to fix your finances

Small steps to fix your finances

by Brendan4 August 201712 November 2020Leave a comment

Financial freedom may seem like such a hard thing to achieve, maybe even impossible. However, as the famous saying goes, the journey begins with a single step. So let's take a look at the small steps to fix your finances.…

Read More Small steps to fix your finances

Financial Freedom, Financial Habits Goals, intention, knowledge
reach your finance goals

Upskill and reach your finance goals

by Brendan12 July 201712 November 2020Leave a comment

You can increase your income by increasing your career marketability, this could make you reach your personal finance goals quicker. Featured on Millennial Money Guide I’ve felt very content with my career over the past few years. I have a…

Read More Upskill and reach your finance goals

Financial Freedom Goals, plan
Pay days till retirement

Pay days till retirement

by Brendan11 July 20177 February 20212 Comments

How many pay days do you have left till retirement? As in, how many times will you still be paid a salary? Ever calculated this? Perhaps you plan to retire early which means you have even less pay days left.…

Read More Pay days till retirement

Financial Freedom Goals, plan, retirement
What is financial freedom

What is Financial Freedom?

by Brendan8 June 20174 November 2020Leave a comment

Financial Freedom is a hot topic at the moment with every finance blogger tweeting about it daily. LOL. What is financial freedom though and what does it means in practical terms for us "ordinary" folk? This is my definition: Financial…

Read More What is Financial Freedom?

Financial Freedom debt free, wealth
A new way to measure your wealth

A new way to measure your wealth

by Brendan7 June 201718 August 2020Leave a comment

Most people measure their wealth by looking at the value of their house and cars and other things they have. They see value and wealth in their "stuff". Of course, you can include the value of your pension fund and…

Read More A new way to measure your wealth

Financial Freedom Goals, plan, wealth
Set a short-term goal

Set a short-term goal

by Brendan9 May 20174 November 2020Leave a comment

Many people avoid setting financial goals as they feel inadequate or they feel that they cannot achieve things and thus shouldn't set themselves up for disappointment. What nonsense! Setting financial goals is so easy, and achieving them should be easy…

Read More Set a short-term goal

Financial Freedom challenge, Goals, plan, save
The start of Take Charge of Your Money blog

The start

by Brendan14 April 20176 July 20214 Comments

As I strive for financial freedom I decided to start blogging to show others how to take charge of your money and understand your relationship with money.

Financial Freedom debt free, Goals, take charge

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

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2023 Take charge of your money
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