Budgeting and financial things can often seem complicated, but they really don't need to be. It's easy to learn how to create a simple budget, and it's probably much easier than you think! So before you start, remember the Golden…
Category: Budgeting
Budgeting shouldn’t be a scary thing that stops you from enjoying life. Rather think of a budget as a process in which to look at your finances holistically and then make some smart choices with your money.
This is a collection of posts on budgeting which include some personal experiences as well as tips and tricks.
Learn to easily create and manage your budget. It’s really not that hard.
Have you looked at the Budgeting 101 course?
This course includes 3 videos showing how different people manage their budgets and includes a workbook to help you in the process.
Some people think that budgets are only applicable to people who have lots of money. I don’t know where that idea comes from as it’s so far form the truth!
A budget or spending plan is for everyone! Whether you’re a student, living at home, employed, married or single. It doesn’t matter, if you have some money (however much) then you should have a plan!
Remember that no-one cares about what happens to your money as much as you do! If you don’t look after it, no-one else will.
When it rains it pours
I don't actually even know where to start with this story. It's just one of those months where everything that can go wrong, does! You know the saying; "when it rains, it pours". It is particularly frustrating for me considering…
Manage your credit card spending
It can be tricky to manage your credit card spending and keep it within your monthly budget. The reason is that we budget for a calendar month, but our credit card statement generally happens at a random mid-month date. My…
Create a simple budget
Many people hate budgets and if you've never made a budget before then you should really start with something simple. Not that you ever really have to get too complex, but as you work with a budget over time you…
Save first then spend
This is a really great quote on why it's important to save first and then spend what's left. Doing it the other way around seldom works as we're more easily tempted to spend than we are to save. Don't save…
Guilt free spending
We've all experienced feeling a little guilty about buying something. That feeling when you're unsure of whether you can actually afford something or not. Wouldn't it be great though if you could go shopping and do some guilt-free spending and feel…