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Take charge of your money

Take charge of your money

Budgeting, Saving, Investing, Money Tips

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Category: Budgeting

Budgeting shouldn’t be a scary thing that stops you from enjoying life. Rather think of a budget as a process in which to look at your finances holistically and then make some smart choices with your money.

This is a collection of posts on budgeting which include some personal experiences as well as tips and tricks.

Learn to easily create and manage your budget. It’s really not that hard.

Have you looked at the Budgeting 101 course?

This course includes 3 videos showing how different people manage their budgets and includes a workbook to help you in the process.

Some people think that budgets are only applicable to people who have lots of money. I don’t know where that idea comes from as it’s so far form the truth!

A budget or spending plan is for everyone! Whether you’re a student, living at home, employed, married or single. It doesn’t matter, if you have some money (however much) then you should have a plan!

Remember that no-one cares about what happens to your money as much as you do! If you don’t look after it, no-one else will.

Free Budgeting 101 course

Budgeting 101

by Brendan29 October 201823 February 2021Leave a comment

I'm so excited to eventually be able to write about the Budgeting Course that I've just completed! It's free and available to all! Take a look at Budgeting 101. Start the Budgeting 101 Course here. About the Budgeting 101 course…

Read More Budgeting 101

Budgeting course, interview, learn, spending plan
Increasing fuel price

How to survive the increasing fuel price

by Brendan10 September 201819 January 20232 Comments

Wow, the fuel price has surged in South Africa over the past few years and it seems like we're currently hitting all time highs. However, it's not just fuel, it's the general cost of living with rentals, groceries, clothing and…

Read More How to survive the increasing fuel price

Budgeting expenses, inflation, insurance, petrol cost
Budgeting tips for couples

Budgeting tips for couples

by Brendan11 June 20182 December 20201 Comment

My partner won't budget and I decided to come up with 6 budgeting tips for couples who may be in a similar predicament.. Listen to me discuss this post on Cape talk radio. I'm in a strange position; I blog…

Read More Budgeting tips for couples

Budgeting podcast, spend, stress, track, transparent
Creating a budget is simply a plan for your money

How to make a financial plan

by Brendan4 June 20182 December 2020Leave a comment

Most people think of a budget as restrictive whereas it really is just a plan for your money to enable you to manage it better.

Budgeting debt free, expenses, Goals, track
Special wedding day

Your special wedding day

by Brendan2 April 201820 October 2020Leave a comment

Getting married is a truly magical experience but wow, it can be expensive, stressful and over the top! There is so much to consider when planning your wedding day. From family and friends, food, venue, weather, and the list goes…

Read More Your special wedding day

Budgeting, Smart Choices celebrate, expenses, keep track, plan, spend, stress, wedding
How to budget for clothes

How to budget for clothing

by Brendan26 March 20188 March 20217 Comments

It's tricky to know how to budget for clothing as you don't necessarily need to buy clothes every month. In fact, depending on your personality and fashion sense you may only be buying clothes every 6 months. (And let's face…

Read More How to budget for clothing

Budgeting cash, keep track, plan, save, shopping, spend
Be honest with yourself

Be honest with yourself about your money

by Brendan19 March 201820 October 20202 Comments

To be honest with yourself and acknowledge your expenses is relevant to you whether or not you budget. It's probably more relevant to those who don't yet have a budget as it may be quite an eye-opener to see how…

Read More Be honest with yourself about your money

Budgeting, Financial Habits expenses, honesty, track
A pinched nerve is pinching my budget

A pinched nerve is pinching my budget

by Brendan12 March 201820 October 2020Leave a comment

As I'm writing this I'm really in excruciating pain due to a pinched nerve in my neck and shoulder. It's actually impossible to explain the pain sensation but I'd rather you just try to imagine and not have to experience…

Read More A pinched nerve is pinching my budget

Budgeting, Financial Health emergency fund, health, medical expenses
Budget to travel

Budget to travel

by Brendan19 February 201814 October 20201 Comment

I'm really excited to be planning a trip to Thailand soon and thought that I'd share how I go about preparing a budget to travel. There are really only two main factors to consider; how much can you realistically afford…

Read More Budget to travel

Budgeting Goals, save, travel
What's your survival number

What’s your survival number?

by Brendan8 January 20188 October 2020Leave a comment

"What does that even mean?" you might be wondering. Well, by "survival number" I am referring to how much you need in order to survive. And really, what's the least amount of money you can survive off if things were really…

Read More What’s your survival number?

Budgeting, Financial Freedom debt free, expenses, Focus, Goals
Save money this Christmas

Save money this Christmas

by Brendan14 December 20176 October 2020Leave a comment

This silly season can be stressful with all the family events, gifting and general expenses. Let's see how to save money this Christmas. It's the time to spend money and whatever your beliefs, you have to agree that shopping malls…

Read More Save money this Christmas

Budgeting Christmas, gifts, shopping
Count your money

Count your money

by Brendan12 September 20178 March 2021Leave a comment

Imagine for a moment being paid your full salary in cash. Now, from the stack of money you have to decide what you're going to do with it. You only have a set amount of money and yet there is…

Read More Count your money

Budgeting, Financial Habits Focus, plan, retirement, track

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Taking charge of your money has nothing to do with how much money you have, but rather how and where you spend it. Are you in charge or is you partner, spouse or habits in charge? Do you feel like money simply flows out of your account, or are you in control of what is spent, and where?

Budget, save, invest and make wise money decisions!

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2023 Take charge of your money
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