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The 52 Weeks Savings Challenge for 2019

52 Week Savings Challenge

52 Week Savings Challenge

It’s crazy to think that we’ve come to the end of the year but while you’re pondering that and wondering about what to do next year, why not set some goals that count and also join me in the 52 weeks savings challenge.

And of course it doesn’t matter when you read this, you can start the challenge at any time!

Save almost R13,780 in one year!

The 52 Week Savings Challenge is quite an easy concept and a fun savings plan, but it can be quite tricky, especially if you’re not in the habit of saving money or if you don’t exactly have spare money lying around.

In the “traditional” challenge one would save R10 in the first week, R20 in the second, R30 in the third and so on until you get to R500 in week 50, R510 in week 51 and R520 in week 52. You get the pattern.

It seems really easy in the beginning and the first 10 weeks aren’t exactly challenging. But, as you can see from the table below, things get really tough, especially when you need to save over R400 each and every week. That can put quite a strain on things.

Chart for saving money for 52 weeks

Let’s mix it up

Well, another way to look at this savings plan would be to randomise the figures and save a big amount this week and a smaller amount next week. Or when you’re feeling flush to save more money and save less at other times.

I actually prefer the second variation of the “mix it up” as it kind of evens things out and makes the last few months of saving easier than it would be in the standard method.

52 Week Savings Challenge Mix Up Version

Download the 52 Week Savings Plan pdf

You can download the 52 Week Savings Plan pdf here and mark off as you complete each week.

Will you join me in the 52 weeks savings challenge?

I’ve spent quite a bit of time thinking about the new year and the challenge and have worked out a nice way to complete the 52 weeks saving challenge. I’ve set up a weekly email which will give you the weekly savings target along with the full amount you’re meant to have saved (in case you fall behind and need to catch up). In fact some people prefer a monthly to set aside an amount of money each month and in that case you could simply save the “catch up” amount needed at the end of each month.

The weekly emails follow the “Mix it up” version shown above.

However you plan to do it, just start!

You can join me in this challenge and we can motivate each other to keep it going. I’d love to hear from you via Facebook & Twitter and your experiences and sharing could help others too. I’ve also added tips and tricks to the weekly emails and these relate to budgeting, cash flow, managing your money, etc.

So even though I’m writing this a few days before the new year starts, you can start this challenge at any time!


You can join a community of South Africans who are actively participating in the 52 week savings challenge and you can share your successes and hardships.

Take the admin and worry out of the challenge and simply follow each weeks goal as it’s sent out! Imagine how you’ll feel after a year knowing that you saved R13,780!

It’s free, it’s fun and it’s really simple with a weekly email telling you how much to save!

Too easy? Why not double up?

Want to save monthly? Just open the last email I sent at the end of the month and catch up!

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