Taking charge of your money has nothing to do with how much you earn or spend, but rather how and where you spend it. And knowing why! It’s being concious of all your financial decisions and realizing that everytime you spend money, you are actually making a decision to do so.
Looking at your spending pattern can show you what you prioritize in life. You may not even know how much you spend on what, but where your money goes is a good indication of what you value. If you find that your money is going to things that you don’t value then it’s a sure sign that you need to take charge and re-align your spending habits!
Taking charge of your money is all about knowing what you are doing with your money, and understanding the consequences of each transaction.
Consider how hard you work for your money, isn’t it silly to just spend it so frivolously?