Have you ever tried the envelope system for budgeting? It’s such an easy and common-sense way of managing money that you can’t really go wrong. In fact, my Mom still uses the envelope system. After so many years and so many advances with electronic banking, bank cards, apps, etc. She still trusts the envelope system for budgeting more than any other.
If you’re following any personal finance blogs and accounts, you’ve probably heard of the FIRE movement. That is, Financially Independent, Retire Early. You have probably wondered whether it’s really possible to FIRE in South Africa as the bulk of the content is US based and clearly in a different economy and financial status. So, let’s look at this.
This post is all about Capitec account types. What’s on offer and how they work. This is NOT sponsored in any way and there is no hidden agenda here. lol. It’s just that I am a Capitec client myself so I thought that I should write about what I know.
Have you ever tried the envelope system for budgeting? It’s such an easy and common-sense way of managing money that you can’t really go wrong. In fact, my Mom still uses the envelope system. After so many years and so…
There’s a lot of talk on social media about side-hustles and especially about making money with affiliate marketing. But what is affiliate marketing and does it really work well in South Africa? Who can do it, and how does it…
If you’re following any personal finance blogs and accounts, you’ve probably heard of the FIRE movement. That is, Financially Independent, Retire Early. You have probably wondered whether it’s really possible to FIRE in South Africa as the bulk of the…
A guest post from Haydn at Perpetual Prudence on how generic inflation protection doesn’t work and shouldn’t be used. What you really need is protection against future consumption. Inflation Most people think about inflation in the wrong way They see…
This post is all about Capitec account types. What’s on offer and how they work. This is NOT sponsored in any way and there is no hidden agenda here. lol. It’s just that I am a Capitec client myself so…
It might seem strange to be reading about finding the best pet medical aid on a personal finance blog; but have you ever considered the financial stress of a medical emergency for your pet? Even just “normal” visits to the vet can be…
Up to now I have only ventured out of my comfort zone and invested in the mainstream cryptocurrencies Bitcoin and Ethereum. I have however noticed that the Luno app also has one called Bitcoin cash, and that got me wondering…
Last updated on 17 September 2021 So here I am as a mid 40-year old searching online for how to buy ethereum. But wait, how do I even spell it? It is “etherium” or “ethereum”. (Apparently it’s the latter, after…
This may not seem like the usual kind of post for a personal finance site. But, being happy in life is probably the most important thing to us all, even if we aren’t fully aware of it. All aspects of…
Take a closer look at your investment fees. First appeared in City Press It’s always exciting to start a new investment as it gives us that feeling of empowerment and the sense that we’re taking charge of our finances, planning…
Blended annuities – are they ‘just right’ for your retirement? A priority for South Africans approaching retirement should be to secure an income for life that at least covers essential monthly expenses (e.g. housing, food, water and electricity, transport, phone…
US expat tax filing, in partnership with TFX. Written by Veronica Rhodes. South Africa has recently enjoyed a reputation for diversity, prosperity, and stability in the continent. The country is often called the rainbow nation, and its multiethnic society encompasses…
Last updated on 17 September 2021 Times are tough and running a side hustle in South Africa is the new “in thing”. Everyone is talking about it and many people are trying it. From online gigs, blogs, selling items, etc.…
Last updated on 16 July 2021 Regulations require you to use at least two-thirds of your Retirement Fund to buy an annuity when you retire. An annuity is a product that provides you with a monthly retirement income or pension.…
Last updated on 10 September 2021 Have you ever wondered what happens to a pension when you divorce? As ugly as divorce is, it happens. Many people assume that the money will simply be split “half half”, but that not…
