I’m looking at buying a new car sometime in the next year or two as mine is over 10 years old and not as comfortable as I’d like. In fact, my partner and I have started doing more road trips and camping and our current cars just don’t make the cut.
This has led me to some thinking, and calculations. Is it better to save up and buy a car for cash, or does car finance make sense? In fact, is there an argument for using car finance, and if so, what would it be?
There are many car insurance products out there and it can become a bit overwhelming deciphering what they all mean, which can make it hard for you to decide whether it’s something you should consider getting or not. So then, what car insurance is right for you?
Remember the fable of The Tortoise and the Hare? The one where the arrogant hare thought that he could so easily outrun the tortoise that he decided to have a nap? The slow and steady tortoise just kept going and ultimately won the race. Such is the value of ETFs
I’m looking at buying a new car sometime in the next year or two as mine is over 10 years old and not as comfortable as I’d like. In fact, my partner and I have started doing more road trips…
There are many car insurance products out there and it can become a bit overwhelming deciphering what they all mean, which can make it hard for you to decide whether it’s something you should consider getting or not. So then,…
Did you know? Here are 7 things that you can’t claim from your car insurance. Supplied by Naked. Car insurance is there to cushion you against the financial losses associated with unpleasant and unforeseen events such as the theft of…
Remember the fable of The Tortoise and the Hare? The one where the arrogant hare thought that he could so easily outrun the tortoise that he decided to have a nap? The slow and steady tortoise just kept going and…
Funeral cover is big business in South Africa! For many, funeral cover is deemed absolutely essential and some folk even take out multiple policies. But do we all need funeral cover? Is there a better way to do things, or…
If you’re read my post on how to run a side hustle you’d probably remember that I speak about opening a separate bank account for your business. This is quite easy and affordable if you’re operating as a sole proprietor…
In the past we used to always have to know our individual bank branch code in order to receive payments from people. These days though all banks use a universal branch code which means that we just provide our account…
Have you ever tried the envelope system for budgeting? It’s such an easy and common-sense way of managing money that you can’t really go wrong. In fact, my Mom still uses the envelope system. After so many years and so…
There’s a lot of talk on social media about side-hustles and especially about making money with affiliate marketing. But what is affiliate marketing and does it really work well in South Africa? Who can do it, and how does it…
Last updated on 21 October 2021 If you’re following any personal finance blogs and accounts, you’ve probably heard of the FIRE movement. That is, Financially Independent, Retire Early. You have probably wondered whether it’s really possible to FIRE in South…
A guest post from Haydn at Perpetual Prudence on how generic inflation protection doesn’t work and shouldn’t be used. What you really need is protection against future consumption. Inflation Most people think about inflation in the wrong way They see…
Read More Inflation protection is all about future consumption
Last updated on 6 January 2022 This post is all about Capitec account types. What’s on offer and how they work. This is NOT sponsored in any way and there is no hidden agenda here. lol. It’s just that I…
Last updated on 12 January 2022 It might seem strange to be reading about finding the best pet medical aid on a personal finance blog; but have you ever considered the financial stress of a medical emergency for your pet? Even…
Up to now I have only ventured out of my comfort zone and invested in the mainstream cryptocurrencies Bitcoin and Ethereum. I have however noticed that the Luno app also has one called Bitcoin cash, and that got me wondering…
Last updated on 17 September 2021 So here I am as a mid 40-year old searching online for how to buy ethereum. But wait, how do I even spell it? It is “etherium” or “ethereum”. (Apparently it’s the latter, after…
